Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...

USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.

An open-end mortgage allows you to borrow the maximum loan amount you're approved for, even if you don't need it all to buy. Learn about open-end loans here....

“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.

A HELOC allows you to tap into your home equity for many purposes. Learn how it works, how to qualify, and how to know if it’s the right option for you.

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...

Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.

A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.

Wondering whether a single-purpose reverse mortgage may be right for you? Learn what it is and the pros and cons of a single-purpose reverse mortgage.

For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural hom...

If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loan...

Home improvement grants are a type of financial aid for homeowners to make necessary repairs to their home. Check out our guide to find grant resources.

Fannie Mae HomePath is a program that helps home buyers purchase distressed and foreclosed homes at potentially lower prices. See if it’s right for you.

The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...