Featured resources

7-minute read
USDA guaranteed vs. direct loans: What’s the difference?
If you're interested in buying a home in a rural area, a USDA guaranteed or direct loan may be right for you. Learn how these government-backed loans differ.
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6-minute read
What to know about manufactured home loans
Manufactured homes can be a flexible and affordable path to homeownership. Learn about your mortgage and financing options when buying a manufactured home.
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6-minute read
What are conforming loans and what do they mean to borrowers?
A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.
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8-minute read
2026 USDA eligibility map: A guide for home buyers
The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...
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5-minute read
What is an assumable mortgage and how does it work?
An assumable mortgage lets a buyer take over the owner’s mortgage payments. Learn more about how an assumable mortgage works and if it’s ideal for y...
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8-minute read
Construction loans: Everything you need to know
Have you dreamed of building a custom-tailored home? A construction loan could help to make that a reality. Learn what a construction loan is and how it works.
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11-minute read
What is a reverse mortgage and how does it work?
A reverse mortgage allows older homeowners to turn their home equity into cash they can use to stay in their home. Learn how a reverse mortgage works.
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10-minute read
USDA home loan requirements
USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here...
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5-minute read
Portfolio loans: A complete guide
A portfolio loan can help borrowers who don't qualify for a traditional mortgage. Learn how portfolio loans can fund and unlock real estate opportunities.
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5-minute read
What is a hard money loan?
Hard money loans, unlike traditional loans, require a hard asset like real estate to secure. Learn about the pros and cons of hard money loans.
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5-minute read
No-closing-cost mortgage: Does it make sense for you?
Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.
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7-minute read
HomeReady® mortgage: How to apply for this loan
HomeReady mortgages help low- to moderate-income families buy homes with low down payments. Learn the income limits, eligibility requirements, and how to apply.
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10-minute read
The pros and cons of bridge loans
A bridge loan is a short-term loan that lets a homeowner use the equity in their home when buying a new home. Learn about the pros and cons of bridge loans.
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6-minute read
Bridge loan vs. hard-money loan: What's right for you?
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6-minute read
Super conforming loans: A guide for borrowers
Don't let high-cost housing markets cloud your home buying dreams. Learn about how a super conforming loan could be your key to unlocking homeownership.
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4-minute read
Fannie Mae removes minimum credit score for mortgages
Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.
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7-minute read
What is Freddie Mac's Home Possible® loan?
Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...
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3-minute read
USDA guarantee fees: What are they and how do they work?
USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.
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