Featured resources

A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

USDA guaranteed vs. direct loans: What’s the difference?

If you're interested in buying a home in a rural area, a USDA guaranteed or direct loan may be right for you. Learn how these government-backed loans differ.

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A manufactured home in springtime surroundings, possibly in a suburban area.

6-minute read

What to know about manufactured home loans

Manufactured homes can be a flexible and affordable path to homeownership. Learn about your mortgage and financing options when buying a manufactured home.

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A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

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Illustration of a field side with a road beside and stream flowing.

8-minute read

2026 USDA eligibility map: A guide for home buyers

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

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Realtor and client hugging in front of home.

5-minute read

What is an assumable mortgage and how does it work?

An assumable mortgage lets a buyer take over the owner’s mortgage payments. Learn more about how an assumable mortgage works and if it’s ideal for y...

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Woman smiling and sitting in white wooden chair holding horse hair brush.

8-minute read

Construction loans: Everything you need to know

Have you dreamed of building a custom-tailored home? A construction loan could help to make that a reality. Learn what a construction loan is and how it works.

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Image of an African American family, enjoying in the backyard while also grilling something.

11-minute read

What is a reverse mortgage and how does it work?

A reverse mortgage allows older homeowners to turn their home equity into cash they can use to stay in their home. Learn how a reverse mortgage works.

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Woman in overalls ushering goats while kids usher donkeys behind them.

10-minute read

USDA home loan requirements

USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here...

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Image depicting a black family of four, possibly emphasizing diversity or representation.

5-minute read

Portfolio loans: A complete guide

A portfolio loan can help borrowers who don't qualify for a traditional mortgage. Learn how portfolio loans can fund and unlock real estate opportunities.

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An illustration indicating hard money loans, suggesting loans secured by real estate property.

5-minute read

What is a hard money loan?

Hard money loans, unlike traditional loans, require a hard asset like real estate to secure. Learn about the pros and cons of hard money loans.

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A family looking at a house possibly their own resident.

5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

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Happy family gathered around laptop on couch enjoying their time.

7-minute read

HomeReady® mortgage: How to apply for this loan

HomeReady mortgages help low- to moderate-income families buy homes with low down payments. Learn the income limits, eligibility requirements, and how to apply.

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Young family in front of their new home and moving boxes by the front door.

10-minute read

The pros and cons of bridge loans

A bridge loan is a short-term loan that lets a homeowner use the equity in their home when buying a new home. Learn about the pros and cons of bridge loans.

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Couple packing up boxes to move.

6-minute read

Bridge loan vs. hard-money loan: What's right for you?

Bridge loans and hard-money loans are both short-term financing. Which is right for you? Learn more about the differences between these loan types.

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Pink MCM doorway to stucco home exterior with southwestern landscaping flanking doorway.

6-minute read

Super conforming loans: A guide for borrowers

Don't let high-cost housing markets cloud your home buying dreams. Learn about how a super conforming loan could be your key to unlocking homeownership.

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Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

4-minute read

Fannie Mae removes minimum credit score for mortgages

Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.

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An Asian family enjoying family moments outside a white house.

7-minute read

What is Freddie Mac's Home Possible® loan?

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...

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A couple smiling happily while enjoying a pleasant day in the park.

3-minute read

USDA guarantee fees: What are they and how do they work?

USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.

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