Additional loans

Featured resources

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5-minute read

Portfolio loans: A complete guide

A portfolio loan can help borrowers who don't qualify for a traditional mortgage. Learn how portfolio loans can fund and unlock real estate opportunities.

An illustration indicating hard money loans, suggesting loans secured by real estate property.

5-minute read

What is a hard money loan?

Hard money loans, unlike traditional loans, require a hard asset like real estate to secure. Learn about the pros and cons of hard money loans.

A family looking at a house possibly their own resident.

5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

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7-minute read

HomeReady® mortgage: How to apply for this loan

HomeReady mortgages help low- to moderate-income families buy homes with low down payments. Learn the income limits, eligibility requirements, and how to apply.

Young family in front of their new home and moving boxes by the front door.

10-minute read

The pros and cons of bridge loans

A bridge loan is a short-term loan that lets a homeowner use the equity in their home when buying a new home. Learn about the pros and cons of bridge loans.

6-minute read

Bridge loan vs. hard-money loan: What's right for you?

Bridge loans and hard-money loans are both short-term financing. Which is right for you? Learn more about the differences between these loan types.

Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

4-minute read

Fannie Mae removes minimum credit score for mortgages

Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.

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6-minute read

Super conforming loans: A guide for borrowers

Don't let high-cost housing markets cloud your home buying dreams. Learn about how a super conforming loan could be your key to unlocking homeownership.

An Asian family enjoying family moments outside a white house.

7-minute read

What is Freddie Mac's Home Possible® loan?

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...

A before and after image of an house which undergone renovation.

6-minute read

What is an open-end mortgage and should you consider getting one?

An open-end mortgage allows you to borrow the maximum loan amount you're approved for, even if you don't need it all to buy. Learn about open-end loans here....

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3-minute read

USDA guarantee fees: What are they and how do they work?

USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.

A grey-tan home in a tropical climate with a palm tree, suggesting a serene living environment.

8-minute read

What is a nontraditional mortgage?

“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...

A grand house with a huge yard and deck.

4-minute read

Conforming loan limits in 2026

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....

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10-minute read

What is an FHA Energy Efficient Mortgage?

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.

Woman doing dishes in her kitchen, smiling.

7-minute read

Home equity line of credit: Defined and explained

A HELOC allows you to tap into your home equity for many purposes. Learn how it works, how to qualify, and how to know if it’s the right option for you.

A couple discussing finances or mortgages with an agent.

4-minute read

Understanding fully amortized loans

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...

An illustration of a multifamily home, depicting residential housing for multiple families or tenants.

7-minute read

Non-owner-occupied mortgage rates: What investors need to know

Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.

Man smiling and holding two fluffy small dogs in living room.

9-minute read

What is a bridge loan and how does it work?

A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.