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Our Home Loan Options

Rocket Mortgage offers a range of home loans options to best suit your needs when buying or refinancing your home. See the different home loans we offer below and get started by applying online.

30-Year Fixed

Monthly Payments are spread over 30 years with a fixed interest rate.

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Fixed Interest Rate
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15-Year Fixed

Monthly Payments are spread over 15 years with a fixed interest rate.

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Fixed Interest Rate
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FHA Loan

Qualify with a 580 FICO® Score and 3.5% down payment.

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Easier Qualification
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Adjustable Rate Mortgage

These feature a lower initial interest rate that can change later in the term.

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Movers and savers
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Jumbo Loans

Use these if you need a mortgage higher than local limits – up to $2.5 million.

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Large Loan Amounts

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VA Loans

These are a benefit for eligible service members, reservists, National Guard personnel and surviving spouses.

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No Down Payment

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