First time home buyers
Explore resources that can make home buying easier and more affordable
First-time home buyer loans and programs to help you buy
Compare first-time home buyer loans and programs, including grants, down payment help and low-down-payment options. Learn what may fit your needs.
13 common first-time home buyer mistakes and how to avoid them
First-time home buyers can run into many preventable setbacks throughout the purchase process. Learn 13 common home buying mistakes and how to avoid them.
15 first-time home buyer tips
Use these first-time home buyer tips to prepare your budget, compare loans, get approved, and shop with confidence. Start your mortgage journey today.
Featured resources

10-minute read
Typical down payment on a house: What buyers should know
Learn the typical down payment on a house by loan type, price, and buyer profile, plus ways to lower upfront costs. See what may fit your budget today.
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12-minute read
What is a down payment and how does it work?
Learn what a down payment is, how it works when buying a house, minimum mortgage requirements, and how to choose the right amount. Explore your options today...
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8-minute read
What does a title company do?
What does a title company do in home buying? Learn how title search, insurance, escrow, and closing protect your purchase, then start your mortgage application.
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11-minute read
What can home buyers learn to navigate market turbulence?
How can current first-time home buyers apply today’s tools and yesterday’s lessons to navigate a turbulent housing market?
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12-minute read
First-time home buyer qualifications: Requirements and programs
Learn first-time home buyer qualifications for credit, DTI, down payment, income limits, and programs. See what you may need and next steps to apply.
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10-minute read
Credit score to buy a house: Minimums by loan type
Learn what credit score you need by loan type to buy a house, why higher scores matter, and steps to improve yours before applying.
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