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Learn about general mortgage topics and terms.
Refinancing
Understand the ins and outs of refinancing.
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Featured resources

5-minute read
Defeasance clause: Definition and overview
In some states, you’re the owner of your home when you close, in other areas, you’re not. This depends on the defeasance clause in your state.
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12-minute read
Types of mortgage refinance: Which option is right for you?
Ready to refinance? The number of choices may be overwhelming. Learn more about the types of refinance loans before you apply.
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9-minute read
Single-wide homes vs. double-wide homes: Which is right for you?
Compare single-wide homes vs. double-wide homes by cost, size, layout and resale value so you can choose the right manufactured home. Learn more.
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6-minute read
How long does it take for a mortgage to close?
Wondering how long it takes to close a mortgage? Learn average closing times by loan type – conventional, FHA, and VA – and how to speed up the proc...
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6-minute read
Advice for second-time home buyers: What to know
Being a second-time home buyer means you have experience – but you may be trying to buy and sell properties at the same time. Careful planning is required...
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9-minute read
Can you buy a home with only 3% down?
You can buy a home with a down payment of 3% with specific types of mortgages. Learn more about the types of mortgages allowing a minimum 3% down payment.
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