Mortgage basics
Learn about general mortgage topics and terms.
What is a mortgage? Loan basics for beginners
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Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Mortgage terminology
Get clarity on the unique language of mortgage loans
Servicing
Answer your questions about escrow, extra payments, and more
Featured resources
5-minute read
What is the average mortgage payment?
Wondering what you can expect for your monthly mortgage payments? Learn about the average mortgage payment and the factors that affect it.
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7-minute read
What is considered ‘debt’ when applying for a mortgage?
What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.
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10-minute read
Earnest money: What is it and how much is enough?
Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand ou...
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9-minute read
Alimony and mortgage qualification: How spousal support affects home loans
Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.
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5-minute read
Title endorsements: What they are and when you need them
A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.
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4-minute read
Does mortgage preapproval affect your credit score?
Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.
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