Mortgage basics
Learn about general mortgage topics and terms.
What is a mortgage? Loan basics for beginners
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Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Mortgage terminology
Get clarity on the unique language of mortgage loans
Servicing
Answer your questions about escrow, extra payments, and more
Featured resources
6-minute read
Understanding the right of redemption in real estate
A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help.
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6-minute read
What in the world is an escrow shortage?
Understanding escrow shortages and what causes a negative escrow balance is important for homeowners. Read on to learn how to navigate these situations.
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9-minute read
What parties are Involved when getting a mortgage and buying a house?
Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.
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7-minute read
What is the average mortgage payment in California?
Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.
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6-minute read
What is collateral? Understanding secured loans
Collateral is any asset a lender accepts to secure a loan. Explore different types of collateral loans, their pros and cons, and how to get one.
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6-minute read
What is a homeowners insurance binder and when do you need one?
Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What is an insurance binder and how does it prove policy coverage? Learn more.
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