Mortgage basics
Learn about general mortgage topics and terms.
What is a mortgage? Loan basics for beginners
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Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Mortgage terminology
Get clarity on the unique language of mortgage loans
Servicing
Answer your questions about escrow, extra payments, and more
Featured resources
11-minute read
Deed in lieu of foreclosure: What is it and is it right for you?
A deed in lieu of foreclosure is an option that could allow you to stay in your home and protect your credit. Here’s how it works.
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6-minute read
Preapproval vs. prequalification: What’s the difference?
Preapproval and prequalification are both important steps toward getting a mortgage, but what’s the difference? Learn when you need each and what to do ne...
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8-minute read
Why are mortgage rates still going up, and how can you buy in 2026?
Many factors can determine whether you qualify for a mortgage. Learn what influences your mortgage qualification and how you can improve your chances at the rig...
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6-minute read
Mortgage forbearance: What it is and how it works
Mortgage forbearance lets you pause or reduce payments during financial hardship. See how it works, what it covers, and what to expect when the pause ends.
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6-minute read
Prepayment penalty: What it is and how to avoid it
A lender may charge a prepayment penalty when you pay off your mortgage early. Find out what triggers the penalty, how much it can cost, and how to avoid it.
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5-minute read
Assessed value vs. market value: Your questions answered
Confused about a property tax assessment vs. market value? The two similar terms both have to do with property value, but they are determined differently.
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