Mortgage basics
Learn about general mortgage topics and terms.
What is a mortgage? Loan basics for beginners
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Featured resources
12-minute read
Closing Disclosure: What it is and how to read the form
Learn what a Closing Disclosure is, how the 3-day rule works and which loan costs to check before closing. Review your form with confidence before you sign.<...
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8-minute read
Mortgage fraud: What it is and what to do about it
Any misrepresentation of information on a mortgage application is considered mortgage fraud. Here’s how to identify, avoid, and report scams.
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5-minute read
Impound accounts explained: Why your servicer holds funds
Some mortgage servicers arrange impound accounts to collect fees from home buyers. But how do they work, and do they benefit you? Keep reading to find out.
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9-minute read
What is private mortgage insurance? PMI defined and explained
Learn what private mortgage insurance is, when PMI is required, how much it costs, and how to cancel it. Compare options before you apply.
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10-minute read
How much is title insurance? Costs, requirements, and savings tips
How much does title insurance cost? Break down premiums, closing fees, state rules and discounts before you get to closing.
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6-minute read
When will mortgage rates go down?
Learn what experts expect regarding mortgage rates, what drives rates, and how to decide whether to buy or refinance now.
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