Mortgage basics
Learn about general mortgage topics and terms.

What is a mortgage? Loan basics for beginners
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Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Mortgage terminology
Get clarity on the unique language of mortgage loans
Servicing
Answer your questions about escrow, extra payments, and more
Featured resources

5-minute read
What is a warranty deed?
When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.
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6-minute read
First lien vs. second lien: What’s the difference?
Second lienholders agree to be subordinate to the first if a borrower defaults or files for bankruptcy. Understanding this can help you manage your finances.
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9-minute read
What does it mean to lease a house?
Renting a house is different from renting an apartment. If you aren’t ready to buy, here’s what you should know before leasing a house.
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8-minute read
How to pay off a home loan in 5 years: Best practices
You can pay off a mortgage more quickly by making extra payments, refinancing to a shorter term, or using a HELOC. Here’s how to accelerate your payoff...
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8-minute read
Mortgage insurance: Your quick guide to different types and cost
Mortgage insurance protects lenders against default on home loans. Learn about the different types of mortgage insurance, typical costs, and ways to avoid this ...
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5-minute read
The benefits of home loan servicing with Rocket Mortgage®
Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.
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