Mortgage basics

There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.

Learn what transfer taxes on a mortgage are, who pays them, how they differ from recording taxes, and how to estimate costs before closing. Start here.

Learn what a mortgage banker is, how bankers originate loans, how they compare with brokers and loan officers, and what to know about what they do for you.

What is foreclosure? Learn how the process works, how it affects your credit, and what options may help you avoid losing your home. Start here.

See how biweekly mortgage payments work, how much faster they may pay off your loan and key pros, cons and alternatives. Learn if they fit your goals.

What is a conventional loan? Learn how it works, key requirements, PMI rules, and how it compares with FHA, VA, and USDA loans before applying today.