Mortgage basics
Learn about general mortgage topics and terms.
What is a mortgage? Loan basics for beginners
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Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Mortgage terminology
Get clarity on the unique language of mortgage loans
Servicing
Answer your questions about escrow, extra payments, and more
Featured resources
2-minute read
How long does mortgage preapproval last?
How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals last.
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28-minute read
Mortgage terms: Defined and explained
There are many unfamiliar terms to learn when you’re buying a home and need to apply for a mortgage. Here’s a list of common mortgage terms and what they mean.
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8-minute read
How are mortgage rates determined?
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.
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5-minute read
Prequalified vs. preapproved: what’s the difference?
A prequalification estimates how much you can afford, while a preapproval gives a better estimate and verifies your financial info for a loan. Learn more.
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7-minute read
What is an acceleration clause in real estate?
An acceleration clause in a mortgage means that your mortgage balance becomes due if you default on payments. Learn how a mortgage acceleration clause works.
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10-minute read
Closing Disclosure: What it is and how to read the form
Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guide.
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