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A wooden rocking chair with a woven seat and patterned cushion sits on a rug in a bright living space, with a dining area visible in the background.
A woman rests her head on a man’s shoulder, smiling gently, while he looks ahead with a calm expression. They stand close together indoors under warm lighting, conveying affection and comfort.
House with an American flag on a tall flagpole in the front yard.
A smiling woman stands in a doorway, partially framed by the door and exterior siding, wearing a denim shirt and looking outward under warm indoor lighting.
Adult and child smiling as they fold an American flag outside on a sunny day.
A large white house with a front porch and dormer windows sits behind a green lawn, framed by leafy trees in a quiet, sunlit neighborhood.
Smiling man in an olive green pullover standing in a kitchen, leaning on the counter.
The upper portion of a two-story house with brown shingle siding, white trim, and a large window beneath a sloped roof, with twin chimney stacks rising above against a clear sky.
A smiling bald man in a brown sweater layered over a white collared shirt looks off to the side against a warm, neutral background, appearing relaxed and cheerful.
A white cat with blue eyes peers down from the top of a cabinet, with a houseplant and decorative items in the foreground, creating a cozy indoor scene.
A wooden rocking chair with a woven seat and patterned cushion sits on a rug in a bright living space, with a dining area visible in the background.

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Veterans could save more

Buy with 0% down and unlock more ways to maximize your VA benefits.

First-time buyer advantage

Earn cash rewards toward a new home with down payments as low as 1%.

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See how the cash in your home can help build a brighter future.

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Buyers, get $12,000 back

Explore how working with Redfin & Rocket Mortgage to buy, sell and finance your next home means bigger savings. 1

Legal disclosure

1Rocket Mortgage clients who finance a purchase loan with Rocket Mortgage may be eligible for a lender credit equal to 0.50% of the final loan amount, up to $5,000. Clients who also use a Redfin real estate agent for their purchase transaction may be eligible for a lender credit equal to 0.75% of the final loan amount, up to $6,000, depending on program requirements. Actual savings and eligibility vary based on transaction details and program requirements.

In lieu of lender-paid credits, clients may elect a 1-0 temporary buydown. All loans are subject to underwriting approval, and not all applicants will qualify. Loan terms, client, and property must meet applicable investor and program guidelines; the credit may be reduced per investor or regulatory guidelines. Offer valid only on retail loans with conforming loan limits. This offer may not be combined with any other discount or offer. Rocket Mortgage reserves the right to modify or cancel this offer at any time. Additional restrictions and conditions apply. This is not a commitment to lend.

Rocket Mortgage clients who buy and sell with a Redfin agent may also be eligible for an additional real estate commission discount equal to the lender-paid credit provided by Rocket Mortgage described above, which will be reflected as either a brokerage credit or a discount on Redfin’s fee at the time of the second qualifying transaction. The second transaction, whether a purchase or sale, must close by December 31, 2026. If the client elected the 1-0 temporary buydown from Rocket Mortgage, the commission discount will be 0.75% of the loan amount, up to $6,000. This discount is provided solely by Redfin and is subject to Redfin agent availability. Additional restrictions and conditions apply. This discount may not be combined with any other discount or offer. The discount may be reduced per investor or regulatory guidelines. Not available in all states. Redfin may modify or cancel this offer at any time. Rocket Mortgage and Redfin are affiliated companies and use of each is optional.

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Upgrade your mortgage

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Consolidate debt & save

Start the year fresh by using home equity to consolidate debt and ease into a lower rate and payment.

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Mockup of a mobile chat screen showing a mortgage offer that reads, “Nice, Diana! Here’s your offer so far,” with an estimated monthly payment of $2,300, alongside small photos of a family surrounding the screen.
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Calculate the possibilities

Use our calculator tools to estimate payments, see costs clearly, and make smarter moves.

Real neighbors. Real experiences.

Every question we had was answered quickly, and in a way we could understand.

- Diane L.

I refinanced my VA Loan through Rocket Mortgage ... the actual closing took about 20 minutes at my kitchen table.

- Sapperld M.

I’ve used Rocket Mortgage in the past … I can honestly say they keep upping their game.

- Catherine P.

I am highly satisfied with my experience with Rocket Mortgage ... throughout all the purchasing process.

- Mohamed

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Lifetime savings

If rates drop, so could your payment. We’ll let you know anytime you could save.

Exclusive discounts

Save with reduced agent commissions and cash credits on your home purchase.

Proven results

Over 9 million mortgages closed and dreams realized.

Important legal disclosures

1 Rocket Mortgage clients who finance a purchase loan with Rocket Mortgage may be eligible for a lender credit equal to 0.50% of the final loan amount, up to $5,000. Clients who also use a Redfin real estate agent for their purchase transaction may be eligible for a lender credit equal to 0.75% of the final loan amount, up to $6,000, depending on program requirements. Actual savings and eligibility vary based on transaction details and program requirements.

In lieu of lender-paid credits, clients may elect a 1-0 temporary buydown. All loans are subject to underwriting approval, and not all applicants will qualify. Loan terms, client, and property must meet applicable investor and program guidelines; the credit may be reduced per investor or regulatory guidelines. Offer valid only on retail loans with conforming loan limits. This offer may not be combined with any other discount or offer. Rocket Mortgage reserves the right to modify or cancel this offer at any time. Additional restrictions and conditions apply. This is not a commitment to lend.

Rocket Mortgage clients who buy and sell with a Redfin agent may also be eligible for an additional real estate commission discount equal to the lender-paid credit provided by Rocket Mortgage described above, which will be reflected as either a brokerage credit or a discount on Redfin’s fee at the time of the second qualifying transaction. The second transaction, whether a purchase or sale, must close by December 31, 2026. If the client elected the 1-0 temporary buydown from Rocket Mortgage, the commission discount will be 0.75% of the loan amount, up to $6,000. This discount is provided solely by Redfin and is subject to Redfin agent availability. Additional restrictions and conditions apply. This discount may not be combined with any other discount or offer. The discount may be reduced per investor or regulatory guidelines. Not available in all states. Redfin may modify or cancel this offer at any time. Rocket Mortgage and Redfin are affiliated companies and use of each is optional.

Refinancing may increase charges over the life of the loan. Rate alert communications are not a commitment to lend. All loans are subject to credit and property approval.

Rocket Mortgage is a VA-approved lender, not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.