FOR A LIMITED TIME

Act now to lock your rate and save.

We're offering the lowest rate on a 30-year fixed mortgage since April.1  Buying or refinancing, find out how much you could put back in your budget with these savings.
A bungalow with light green siding, two gables, a wooden door and a sidewalk leading up to a porch with green lawn and landscaping.

FOR HOME BUYERS

Buy, sell and save with this exclusive offer.

Home buyers can get up to $10,000 toward closing.⁶ Home sellers can get .5% back of the home’s selling price.⁷ Do both, get both - only with Rocket.
Rocket Mortgage spokesperson Felicia Day, wearing a white shirt and red blazer, in front of a floating two-story tan and white model home.

Online and on your side.

Real easy, real people

We’re here when you need us, with easy online tools when you don’t.

Simpler home loans for you

Less paperwork and eClosings are just two examples of how we simplify mortgages.

We make home more affordable

With promotions and programs for home buyers and homeowners.
A young woman on her smartphone and a view of what’s she’s looking at, the Manage Your Mortgage screen of the Rocket Mortgage app
backyard of a house

Saving for your down payment just got a lot easier with ONE+2

With ONE+, you put 1% down. Rocket Mortgage will cover an additional 2% down and you don't pay for mortgage insurance. That means upfront and monthly savings.

Your community is ours, too.

Ending homelessness, preventing displacement, and building wealth through homeownership makes all our communities better.

$200M+

To Community Organizations Since 2010

971,724

Volunteer Hours Nationwide Since 2010

6,969

Homeless Individuals Housed Nationwide In 2022

More than 90% of our clients would recommend us.3

"Every question we had was answered quickly and in a way we could understand."

- DIANE LOWERY

"I refinanced my VA Loan through Rocket Mortgage... the actual closing took about 20 minutes at my kitchen table."

- SAPPERLD MORGAN

"I’ve used Rocket Mortgage in the past … I can honestly say they keep upping their game."

- CATHERINE PEDEGO

"I am highly satisfied with my experience with Rocket Mortgage ... throughout all the purchasing process."

- MOHAMED

1 of 4

Join our millions of satisfied clients.

1Client will receive an interest rate of 6.99% (varying APR depending on loan eligibility factors) for 0 points on a 30-year agency conventional fixed purchase or refinance mortgage when they lock their rate within the promotional time period. A point is equal to 1% of the loan amount. All other origination, closing, etc., fees apply. Offer does not apply to new loans submitted through an Executive Loan Officer, a mortgage broker or through Schwab. Offer valid on December 7, 2023, only. Additional restrictions/conditions may apply. Rocket Mortgage reserves the right to cancel/modify this promotion at any time. This is not a commitment to lend.

2Client will be required to pay a 1% down payment, with the ability to pay a maximum of 3%, and Rocket Mortgage will cover an additional 2% of the client’s purchase price as a down payment. This offer is only available on conventional purchase loans. Primary residence only. Cost of mortgage insurance premium not passed through to client. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located. Must lock rate on or after 5/22/2023. Not available with any other discounts or promotions. Offer cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend. Rocket Mortgage reserves the right to cancel this offer at any time. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Rocket Mortgage. Additional restrictions/conditions may apply. 

3Based on a Rocket Mortgage market research questionnaire of clients whose loans closed in 2022.

6The following offers are available only to clients who are purchasing a home and financing with Rocket Mortgage: (1) Client purchasing with a Rocket Homes Partner Agent through Rocket Homes will receive a lender paid credit that is 1.25% of their loan amount. For example, a $200,000 home purchase price minus a 5% down payment of $10,000 results in a loan amount of $190,000. Client would receive a credit of 1.25% of the $190,000, for a credit of $2,375 toward closing costs. (2) Client is referred by a real estate agent to buy a new home will receive a lender paid credit that is 0.50% of their loan amount. Offer does not apply to new loans submitted through an Executive Loan Officer, mortgage broker, through Schwab, or on nonagency jumbo loans, non-QM loans, bank statement loans, second lien products or team member loans. Offer may not be redeemed for cash and is nontransferable. Offer cannot be retroactively applied to loans where the rate has been locked. Conditions and exclusions apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines.

7Qualifying for Rocket Homes rebate requires clients selling their home using a real estate agent that participates in Rocket Homes' Partner Network. Upon closing, the Rocket Homes Network Partner pays a referral fee to Rocket Homes.  Rocket Homes will rebate up to .5% of the final sale price to the client.   Clients retain the right to negotiate their individual listing agreement. All Agents have been independently vetted by Rocket Homes to meet performance expectations required to participate in the program. If clients are currently working with a real estate agent, this is not a solicitation. Consumers who have engaged an agent not in the Rocket Homes Partner Network are not eligible for Rocket Homes rebate. Rocket Homes rebate is not available in Alabama, Alaska, Iowa, Kansas, Mississippi, Missouri, New Jersey, Oklahoma, Oregon and Tennessee.  Rocket Homes rebate checks will be issued within 30 days of Rocket Homes receiving settlement statements and any other documentation reasonably required to calculate the applicable Rebate amount. Rocket Homes rebate is offered by Rocket Homes Real Estate LLC, a licensed real estate broker. Rocket Homes rebate is not available when the final sale price of the home is less than $100,000.00. Offer cannot be combined with any other Rocket Homes rebate or incentive. Additional restrictions/conditions may apply. Offer subject to change or cancellation without notice. 

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.

Rocket Homes® is a registered trademark licensed to Rocket Homes Real Estate LLC. The Rocket HomesSM Logo is a service mark licensed to Rocket Homes Real Estate LLC. Rocket Homes Real Estate LLC fully supports the principles of the Fair Housing Act. For Rocket Homes Real Estate LLC license numbers, visit RocketHomes.com/license-numbers. California DRE #01804478. Hawaii License # RB-23371. TREC: Information about brokerage services, Consumer protection notice.

Rocket Mortgage, LLC and Rocket Homes Real Estate LLC are separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT). Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation and applicable legal and regulatory requirements.