Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Preapproval vs. prequalification: What’s the difference?
Preapproval and prequalification are both important steps toward getting a mortgage, but what’s the difference? Learn when you need each and what to do next.
How to apply for a mortgage in 5 steps
Learn how to find a qualified home inspector, compare credentials, ask the right questions, and use the inspection report to negotiate with confidence.
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6-minute read
Don’t fall for these 7 mortgage myths: What first-time home buyers should know
To a first-time buyer, mortgage myths loom heavy. Do you really need to put 20% down? It’s time to start myth busting.
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7-minute read
How much does a 1% mortgage rate change affect your payment?
Is saving 1% on your mortgage interest rate worth it? Whether you’re shopping for a mortgage or refinancing your current loan, the savings are signific...
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5-minute read
Does mortgage preapproval affect your credit score?
Mortgage preapproval can cause your credit score to dip by a few points because it requires a hard inquiry on your credit report. Here's what you need to know.
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3-minute read
How long does mortgage preapproval last?
A mortgage preapproval letter shows you how much a lender has conditionally approved you for. It lasts for a few months and may strengthen your offer.
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8-minute read
Ultimate mortgage preapproval checklist
Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.
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9-minute read
How to get a mortgage when you’re self-employed
You can still get a mortgage when self-employed. Learn how lenders verify income, what documents you need, and tips to improve your odds before you apply.
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