Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Preapproval vs. prequalification: What’s the difference?
Preapproval and prequalification are both important steps toward getting a mortgage, but what’s the difference? Learn when you need each and what to do next.
How to apply for a mortgage in 5 steps
Learn how to find a qualified home inspector, compare credentials, ask the right questions, and use the inspection report to negotiate with confidence.
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5-minute read
What happens after preapproval? A step-by-step timeline
You’ve completed the mortgage preapproval process. What comes next? Here's a step-by-step breakdown of the home buying timeline after mortgage preappro...
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8-minute read
Why does your mortgage keep going up?
Why did your mortgage payment go up? Learn the most common causes, including taxes, insurance, escrow changes, and adjustable rates.
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7-minute read
How to calculate per diem interest
You can calculate per diem interest with a simple formula or set up a per diem interest calculator in a spreadsheet. Learn about how per diem interest works....
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9-minute read
A complete guide to a $100,000 mortgage
Are you considering a $100,000 mortgage? Learn how interest rates, loan terms, and other factors can affect your mortgage payment on a $100,000 loan.
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5-minute read
What happens if mortgage rates drop after you buy?
If mortgage rates drop after closing, you aren't stuck forever. Learn how fast you can refinance, calculate breakeven costs, and lower your monthly payment.
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9-minute read
Can you change mortgage lenders?
Can you change mortgage lenders? Learn when switching works, what it may cost borrowers, and how refinancing after closing changes the process. Start here.
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