Our team can support you through the entire journey
Knowing your VA benefits with certainty
We’ll help you understand all the VA benefits your service entitles you to and clearly lay out your options
Getting preapproved
Knowing how much you can afford and having confidence you can close is just as important for veterans as everyone else
Making the offer and closing the deal
Teaming with your agent, our goal is to put you in the strongest position to get your offer accepted and the keys in your hand
Home loan options to explore
A VA loan could be your best option, but it’s not your only one. We have several affordable home loan options. Not sure what’s best for you? Just ask a Home Loan Expert.
VA loan
Designed with benefits for military service. Buy a home with a lower credit profile. Your down payment can be as low as 0%.
Eligible Military
ONE+ By Rocket Mortgage®
Affordability
30-year fixed
The most popular loan for buying and refinancing. A longer term means lower monthly payments. Buy with only 3% down.
Stability
Our team can support you through the entire journey
Knowing your VA benefits with certainty
We’ll help you understand all the VA benefits your service entitles you to and clearly lay out your options
Getting preapproved
Knowing how much you can afford and having confidence you can close is just as important for veterans as everyone else
Making the offer and closing the deal
Teaming with your agent, our goal is to put you in the strongest position to get your offer accepted and the keys in your hand
Veterans are part of our culture and company
They’re our clients, our colleagues, and our neighbors
Rocket Veteran Program
Veteran talent powers our company. We’ve made hiring veterans a priority since 2012
Job training and veteran internships
Service members gain valuable work experience through our paid Tour of Duty internships and Skillbridge partnership
Ending veteran homelessness
We’re a lead sponsor of Built for Zero, a national movement that has helped house over 54,000 veterans
Hear from military families who chose Rocket Mortgage
Incredibly professional, incredibly accurate, timely information. As a 100% disabled vet, [Rocket gave] an incredible amount of support and information to find the paperwork that was needed. Thank you for helping out the veterans of the United States of America.
Robert K.
I cannot believe you all helped me to purchase my dream home. There was a team to help from increasing my score to closing. I am a veteran and another veteran told me that Rocket Mortgage believed in serving those who served. Rocket Mortgage’s Tammy took us to the sky from ground zero.
Freddie L.
We have used Rocket Mortgage for multiple mortgage transactions and they have always gone above and beyond to make sure our needs have been met. I’m a veteran that has used VA products with them and conventional products. The relationship with them is solid and they look at our best interests.
Mr. and Mrs. M.
When I got denied from other banks because they didn’t count all my income, Rocket Mortgage put me at ease and got the ball rolling. Because of Rocket Mortgage, this Vet and his family are not homeless. We are in our dream house thanks to Rocket Mortgage and my mortgage team.
Sal
Frequently asked questions for military families buying a home
You can also get help from a Home Loan Expert
If you meet the minimum active-duty service requirements based on when and where you served, you could be eligible for a Certificate of Eligibility (COE). That’s the document that shows lenders you qualify for a VA loan.
Surviving spouses of a veteran may also be eligible for a COE.
To get your COE, you’ll need to have some proof of service, typically a DD-214. Our Home Loan Experts are happy to request your COE for you.
If you have doubts about whether you’re eligible for VA home loan benefits, consult our Home Loan Experts to discuss your service history. We’ll give you certainty about your VA benefit status. Learn more about VA loans.
Yes, you can buy a condo with a VA loan, but there is an important consideration to keep in mind.
To use a VA home loan, the condo must be VA-approved and follow certain occupancy and ownership standards.
This is meant to safeguard veterans and active military service members from being overburdened by a homeowners association (HOA) in any way. However, if you have your heart set on buying a condo that is not approved by the VA, you may need to switch to a conventional mortgage loan to make the purchase.
If you want to use your VA loan to buy a condo, you should find out right away if the condo is approved by the VA. This is important so you don't waste time looking at a condo that you can't actually buy with your VA loan.
Want to fully understand the details about buying a condo with a VA loan? Read How to get approved to buy a condo with a VA loan.
It’s a common misunderstanding that you can only use your VA home loan benefit once.
The truth is you can use your VA home loan benefit many times throughout your life. The misunderstanding may come from the guideline that VA-backed loans should be used on primary residence. That means that usually you can only have one VA home loan at a time.
There are some exceptions. For example, if you are moving due to a permanent change of station (PCS) order, you can own two homes with two different VA loans for a limited time.
There are other situations where you might have two VA loans at the same time. Learn more about how many times can you use a VA loan at our Learning Center. If you want answers to specific questions about your situation, reach out to us and ask for one of our VA loan experts.
The main thing that sets VA loans apart is they’re only available to eligible service members, veterans and surviving spouses. That’s because they’re backed by the U.S. Department of Veterans Affairs (VA). Here are some other ways VA loans are different.
- You need a Certificate of Eligibility from the VA to show lenders you qualify for a VA loan.
- In most cases, you won’t need a down payment to buy a home. Don’t forget you’ll still need funds for closing costs.
- You won’t pay private mortgage insurance on a VA loan. Instead, you may have to pay the VA Funding Fee.
These articles will help you learn more about how VA loans compare to other home loans.
FHA vs. VA loans: what's the difference, and which one is best for you?VA loan vs. conventional loan: What's the difference?
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