Loan types

Understand the different loan types to figure out which ones might be right for you.

Mother in kitchen cooking while father feeds child in high chair in dining room.
Featured story 6-MINUTE READ

15-year vs. 30-year mortgage comparison

Read more

Adjustable rate mortgage tips

Learn why some buyers opt for a loan with a changing mortgage rate

FHA loan tips

Learn how FHA loans can make home buying more affordable

Fixed rate mortgage tips

Learn how this popular loan type works and what to expect

Home equity loan tips

Learn how to leverage your home equity with a home equity loan

Jumbo loan tips

Learn about your options for loans that exceed conforming loan limits

VA loan tips

Learn about the incredible benefits VA loans offer for service members

Additional loans

Learn about less common types of mortgages and whether they're right for you

Loan comparisons

Learn how different types of mortgages stack up

Featured resources

10-minute read

Joint VA loan: What it is and how to qualify

Learn how a joint VA loan works, who can co-borrow, down payment rules and how to apply. Compare benefits and drawbacks before you start.

Read more

9-minute read

What are hard money loans and how do they work?

Learn how hard money loans work, what they cost, and when they may make sense for real estate investors. Compare risks and alternatives before you apply.

Read more

8-minute read

VA loan vs. conventional loan: Key differences

Compare VA loan vs. conventional loan requirements, costs, benefits, and drawbacks to choose the right mortgage. Learn key differences and apply today.

Read more

11-minute read

A complete guide to the Fannie Mae HomeStyle loans for renovations

Learn how a Fannie Mae HomeStyle renovation loan works, including borrower eligibility, rates, renovation financing options, and FHA 203(k) comparisons.

Read more

16-minute read

Using a HELOC for a down payment on a second home

Using a HELOC for a down payment on a second home has benefits and risks. Learn how it works, what lenders review and alternatives to compare.

Read more

11-minute read

Reverse mortgage scams: How to spot and avoid fraud

Learn how reverse mortgage scams work, the warning signs to watch for and steps to protect your home equity. Spot fraud before you sign any paperwork.

Read more

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments