Adjustable rate mortgage tips
Learn why some buyers opt for a loan with a changing mortgage rate
What is an adjustable-rate mortgage (ARM)?
Adjustable-rate mortgages offer low introductory interest rates that can change over the life of a loan, with limits. Find out whether an ARM is right for you.
Featured resources

8-minute read
Are adjustable-rate mortgages bad if you plan to sell soon?
Are you wondering, "Are adjustable-rate mortgages bad for my short-term ownership plans?" Find out whether an ARM is worth it and see a year-by-year breakdown.
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4-minute read
Can you get an ARM for an investment property?
Adjustable-rate mortgages have pros and cons for investors. You may benefit from a lower rate at first, but non-owner-occupied rates are still higher.
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7-minute read
Adjustable mortgage rates: A guide to your first reset
Adjustable mortgage rates can affect the monthly payment and interest costs. Learn what happens when your ARM adjusts and how to prepare for your first reset.
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7-minute read
5/1 vs. 7/6 vs. 10/6 adjustable-rate loans: A guide
When buying a home with an adjustable-rate loan, the reset schedule will affect your budget. Learn how 5/1, 7/6, and 10/6 ARMs differ and which might suit you.
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8-minute read
5/1 ARM loan: Everything you need to know
A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Learn more about how a 5-year ARM loan could work for you.
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7-minute read
7/6 ARM: Definition and how it works
Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.
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