Additional loans

Learn about less common types of mortgages and whether they're right for you

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Featured resources

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5-minute read

What is a silent second mortgage?

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete financing guide.

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4-minute read

How to recognize a reverse mortgage scam

Reverse mortgages are complicated and difficult to understand, which is why you need to be alert to potential scams. Learn how to avoid reverse mortgage fraud.

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13-minute read

How to finance an Airbnb rental: A guide for investors

You can get an Airbnb loan to buy houses to use as short-term rentals. Learn how you can use income from Airbnb rentals to get a mortgage.

A couple discussing finances or mortgages with an agent.

4-minute read

Understanding fully amortized loans

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist of.

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5-minute read

40-year mortgage: An explanation, the pros and cons

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loans.

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5-minute read

Home Equity Conversion Mortgage (HECM) explained: Definition and requirements

A Home Equity Conversion Mortgage is a government-insured loan that allows seniors to convert their home equity into cash. See if a HECM is right for you.