FHA loan tips
Learn how FHA loans can make home buying more affordable
What are the pros and cons of FHA loans?
FHA loans have benefits and drawbacks, from flexible credit requirements and low minimum down payments to strict property requirements and low loan limits.
FHA loan limits: How much can you borrow in 2026?
FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2026.
Featured resources
5-minute read
How many FHA loans can you have?
You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.
Read more
9-minute read
FHA income and employment rules
Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.
Read more
4-minute read
Can FHA loans be used for investment properties?
Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.
Read more
4-minute read
A guide to the FHA MIP refund chart
If you refinance an FHA loan within a few years, you may be entitled to a mortgage insurance refund. The UFMIP refund chart outlines what you can expect.
Read more
8-minute read
What are FHA compensating factors?
If you're considering an FHA loan to buy a home but fall short on some requirements, compensating factors can balance them out and help you earn approval.
Read more
4-minute read
Upfront mortgage insurance premium (UFMIP): What you need to know
If you have an FHA loan, mortgage insurance premiums are mandatory. In addition to paying a monthly fee, you’re responsible for an upfront fee called UFMI...
Read more