Featured resources

8-minute read

What is PMI? Private mortgage insurance defined and explained

Private mortgage insurance can be a tricky subject, so we broke down what PMI is, how much it costs, and how to tell whether it's the right option for you.

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8-minute read

The pros and cons of buying a lake house

Before you buy a lake house, you should understand the financial implications of owning one. Here’s a comprehensive list of pros and cons to help you.

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4-minute read

What is the loan-to-value ratio and how is it calculated?

Your loan-to-value ratio measures your loan amount against the value of the home you’re buying. Figure out how your LTV ratio is calculated.

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5-minute read

These are the 6 top tax benefits of owning rental property

If you’ve invested in rental property, you may enjoy some tax benefits. Learn the top 6 tax benefits of owning rental property from deduction to depreciat...

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8-minute read

How to get a mortgage in 7 steps

Getting a mortgage can feel daunting if you’re a first-time home buyer. Learn the steps you must take to prepare for and successfully apply for a mortgage...

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3-minute read

Utility easements, explained

A utility easement is what allows public utilities like sewage, electricity, water and more to exist. Learn about how utility easements can impact homeowners.

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10-minute read

What is a real estate purchase agreement, and why is it important?

A real estate purchase agreement is a contract covering the details of a real estate transaction. Learn more about purchase agreements and their key componen...

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5-minute read

What is a down payment and how does it work?

A down payment is the percentage of a home's purchase price you pay up front. Learn how down payments work and how much you should put down on a house.

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9-minute read

FSBO meaning: Buying a house that’s for sale by owner

Buying a house that's listed as for sale by owner (FSBO) is different from buying through a real estate agent. Discover the process of buying a FSBO home.

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4-minute read

Can I look at a house without mortgage preapproval?

While you can tour homes without it, mortgage preapproval makes it easier to find a real estate agent and it can persuade sellers to take your offer seriously.

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6-minute read

A guide to buying a house in a flood zone

If you’re considering buying a house in a flood zone, you should weigh pros, cons, and potential risks. Read on to learn more about moving into a flood zo...

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5-minute read

How to find the ideal real estate investment partner

Searching for real estate investors? Explore the top ways to find real estate investors and factors to consider when pursuing partnerships.

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6-minute read

How to apply for a home equity line of credit (HELOC)

Review the basic requirements for a home equity line of credit (HELOC) and check out step-by-step instructions on how to apply for one.

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6-minute read

What to expect from non-arm’s length transactions

Non-arm’s length transactions involve buying property from someone you know. These transactions have unique tax and legal implications you need to be awar...

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5-minute read

What is a vacancy rate and how is it calculated?

A vacancy rate is a metric used in real estate investing that shows how many available units in a property are unoccupied. Learn more about vacancy rates here.

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5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

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4-minute read

Opening new doors to homeownership with a Jumbo Smart loan

Our Jumbo Smart loan simplifies the process of qualifying for a jumbo mortgage. Read on for details!

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7-minute read

What is rent control and how does it work?

Rent control is a legal provision capping how much landlords can charge in rent for some rental units. Learn about rent control law and how rent control works.

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