Featured resources

8-minute read
2026 USDA eligibility map: A guide for home buyers
The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...
Read more

10-minute read
USDA home loan requirements
USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here...
Read more

6-minute read
Bridge loan vs. hard-money loan: What's right for you?
Read more

6-minute read
Super conforming loans: A guide for borrowers
Don't let high-cost housing markets cloud your home buying dreams. Learn about how a super conforming loan could be your key to unlocking homeownership.
Read more

4-minute read
Fannie Mae removes minimum credit score for mortgages
Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.
Read more

3-minute read
USDA guarantee fees: What are they and how do they work?
USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.
Read more

8-minute read
What is a nontraditional mortgage?
“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...
Read more

10-minute read
What is an FHA Energy Efficient Mortgage?
Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.
Read more

4-minute read
Understanding fully amortized loans
A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...
Read more

7-minute read
Non-owner-occupied mortgage rates: What investors need to know
Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.
Read more

4-minute read
Single-purpose reverse mortgages: What you need to know
Wondering whether a single-purpose reverse mortgage may be right for you? Learn what it is and the pros and cons of a single-purpose reverse mortgage.
Read more
3-minute read
What is the Section 504 Home Repair program?
The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...
Read more

6-minute read
USDA loan closing costs: What they cover and how to pay them
Learn about USDA loan closing costs, what they include, who pays them, and how to roll them into your loan or get them covered so you can leverage this loan.
Read more

5-minute read
Holding a mortgage: Defined and explained
With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.
Read more

4-minute read
How to get out of a reverse mortgage
Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.
Read more

7-minute read
Buying undeveloped land: Pros, cons, and financing tips
Scouting the perfect spot for your dream home? Learn about purchasing undeveloped land, including financing, development costs, and key considerations.
Read more

6-minute read
Private mortgage: What you should know before you borrow
Considering applying for a private mortgage to finance your next home purchase? Weigh the pros and cons before borrowing outside of a traditional loan.
Read more
5-minute read
What is a silent second mortgage?
Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete fina...
Read more