With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

Considering applying for a private mortgage to finance your next home purchase? Weigh the pros and cons before borrowing outside of a traditional loan.

Non-owner-occupied mortgages are investment or commercial property loans that typically have higher interest rates than residential mortgages. Learn more here.

You may decide to pursue a 40-year mortgage term. Make sure you understand the benefits and drawbacks when considering your options.

Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.

Manufactured or mobile homes may be the key to affordable homeownership. Learn how you can finance one under the favorable terms of conventional loans.

A USDA construction loan lets you buy and build a home under a single mortgage. Learn about USDA construction loan requirements and how they work.

A portfolio loan can help borrowers who don’t qualify for a traditional mortgage loan. Learn how portfolio loans can fund and unlock real estate opportunities.

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!

Conforming loans comply with Fannie Mae and Freddie Mac rules, and are thus eligible for purchase and resale to investors. Find out what that means for you.

USDA loans require no down payment and offer unique means for covering your closing costs. Read our guide to USDA closing costs and how you can afford them.

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

Floating off the beaten path means doing a little extra homework to move into your own dream boat. Read our complete guide to houseboat financing.

For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural home buyers.

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

Don't let high-cost housing markets stop your home buying dreams. See if a super conforming loan could be your key to unlocking homeownership.

A USDA Streamline Refinance lets eligible borrowers with little or no home equity refinance when interest rates fall. See the other benefits.