A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they wo...

Renting a house is different from renting an apartment. If you aren’t ready to buy, here’s what you should know before leasing a house.

Mortgage insurance protects lenders against default on home loans. Learn about the different types of mortgage insurance, typical costs, and ways to avoid this ...

Regulation Z, or the Truth in Lending Act, requires lenders to disclose key loan details like terms, interest rates, and annual percentage rates (APRs).

If you're preparing to buy a home, it's important to understand the difference between an appraisal and an assessment. Read on to learn how they compare.

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning, and selling your house.

A mortgagee clause protects the lender if a mortgaged property is damaged. Learn the components of a mortgagee clause and how their protections work.

Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.

Mortgage preapproval is an important step in your home-buying journey that helps you understand your borrowing ability. Find out what the process involves.

A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.

How much does title insurance cost? It varies, but it’s generally 0.5% – 1% of the home's sale price. Learn more about the cost of title insurance.

Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.

Lender credits let you roll your closing costs into your loan for a higher interest rate. Learn about lender credits and if they could be helpful to you.

A mortgage is a loan that’s used to buy real estate. Learn more about how a mortgage works,...

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain exampl...

Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.