Featured resources

5-minute read
Mortgage fees to avoid
Home loans come with a lot of fees, but you may be able to steer clear of some. Learn which mortgage fees to avoid.
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4-minute read
What happens when you pay off your mortgage
Paying off a mortgage is a great achievement that impacts your credit score, mix of accounts and utilization rate. Here are the facts to consider.
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8-minute read
How the federal funds rate affects mortgage rates
The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.
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6-minute read
Buying by state: This is the average mortgage payment in Pennsylvania
The average mortgage payment varies by state. What is the average mortgage payment in Pennsylvania? Estimate what you might pay for a home in Pennsylvania.
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5-minute read
What is the average mortgage payment?
Wondering what you can expect for your monthly mortgage payments? Learn about the average mortgage payment and the factors that affect it.
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7-minute read
What is considered ‘debt’ when applying for a mortgage?
What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.
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9-minute read
Alimony and mortgage qualification: How spousal support affects home loans
Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.
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8-minute read
Why does my mortgage keep going up?
An unexpected change to your mortgage payment can be frustrating, especially if you don’t know why it happened. Find out some possible reasons for the cha...
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4-minute read
Does mortgage preapproval affect your credit score?
Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.
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6-minute read
What is the average mortgage payment in North Carolina?
Discover the average mortgage payment in North Carolina, the factors influencing it, and how mortgage payments in the Tarheel State compare nationally.
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4-minute read
How to calculate per diem interest
Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....
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6-minute read
What’s the average mortgage payment in Michigan?
Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...
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9-minute read
What parties are Involved when getting a mortgage and buying a house?
Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.
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7-minute read
What is the average mortgage payment in California?
Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.
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6-minute read
What is a homeowners insurance binder and when do you need one?
Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What...
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8-minute read
Ultimate mortgage preapproval checklist
Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.
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8-minute read
A complete guide to a $100,000 mortgage
Considering a $100,000 mortgage? Learn about a loan this size, including how much you can expect to pay each month, eligibility requirements, and more.
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7-minute read
Who’s responsible for a mortgage after the borrower dies?
Ever wonder what happens to your mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.
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