Featured resources

Young couple standing in their kitchen together looking over papers on the counter.

5-minute read

Mortgage fees to avoid

Home loans come with a lot of fees, but you may be able to steer clear of some. Learn which mortgage fees to avoid.

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Retired couple having coffee in their kitchen.

4-minute read

What happens when you pay off your mortgage

Paying off a mortgage is a great achievement that impacts your credit score, mix of accounts and utilization rate. Here are the facts to consider.

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The Federal Reserve Bank building.

8-minute read

How the federal funds rate affects mortgage rates

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.

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Sunset view of the Duquesne Incline and the three rivers in Pittsburgh, Pennsylvania.

6-minute read

Buying by state: This is the average mortgage payment in Pennsylvania

The average mortgage payment varies by state. What is the average mortgage payment in Pennsylvania? Estimate what you might pay for a home in Pennsylvania.

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Two women going over paperwork in an office setting.

5-minute read

What is the average mortgage payment?

Wondering what you can expect for your monthly mortgage payments? Learn about the average mortgage payment and the factors that affect it.

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Mixed race couple diligently working while standing on personal finances and budgeting documents.

7-minute read

What is considered ‘debt’ when applying for a mortgage?

What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.

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Smiling mother giving daughter a piggy back ride in yard of new home.

9-minute read

Alimony and mortgage qualification: How spousal support affects home loans

Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.

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A young family at a kitchen table, possibly discussing household matters or finances.

8-minute read

Why does my mortgage keep going up?

An unexpected change to your mortgage payment can be frustrating, especially if you don’t know why it happened. Find out some possible reasons for the cha...

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A man with a credit card, potentially symbolizing financial transactions or purchases related to homeownership.

4-minute read

Does mortgage preapproval affect your credit score?

Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.

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View of downtown Charlotte skyline from water.

6-minute read

What is the average mortgage payment in North Carolina?

Discover the average mortgage payment in North Carolina, the factors influencing it, and how mortgage payments in the Tarheel State compare nationally.

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Woman reviewing financial graphs on laptop at kitchen table.

4-minute read

How to calculate per diem interest

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....

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Two story brick home on wooded lot.

6-minute read

What’s the average mortgage payment in Michigan?

Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...

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Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

9-minute read

What parties are Involved when getting a mortgage and buying a house?

Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.

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Family running on the beach with their dog.

7-minute read

What is the average mortgage payment in California?

Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.

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A mother and her baby resting together on a cozy couch.

6-minute read

What is a homeowners insurance binder and when do you need one?

Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What...

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Woman working on laptop outside of apartment building, wearing a blazer loosely on shoulders.

8-minute read

Ultimate mortgage preapproval checklist

Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.

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Small brick house

8-minute read

A complete guide to a $100,000 mortgage

Considering a $100,000 mortgage? Learn about a loan this size, including how much you can expect to pay each month, eligibility requirements, and more.

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A large house in winter, showcasing a spacious residential property during the winter season.

7-minute read

Who’s responsible for a mortgage after the borrower dies?

Ever wonder what happens to your mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.

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