Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
5-minute read
The Rocket Visa Signature Card helps homeownership dreams become reality
Saving for a down payment or paying more toward your mortgage balance every month isn’t easy. The Rocket Visa Signature Card supports your homeownershi...
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9-minute read
Buydown: A way to reduce interest rates
Buydowns are methods used by buyers and sellers to lower interest rates in the early years of a new mortgage. Find out if a buydown is right for you.
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8-minute read
A guide to the no-closing-cost refinance
A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to ...
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6-minute read
The London Interbank Offered Rate (LIBOR), defined and explained
Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.
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5-minute read
What is correspondent lending?
Correspondent lending happens when a lender originates and funds a mortgage, but then sells it. Read more about correspondent lending and how it works.
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8-minute read
How to get a home equity loan with bad credit: A guide
Wondering how to get a home equity loan with bad credit? It’s possible but more difficult than it is to get one with good credit. Learn how to possibly se...
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6-minute read
Everything you need to know about loan estimates or 'good faith estimates'
A Loan Estimate lists the key details of a mortgage, like closing costs and interest rates. Find out what other critical loan terms and costs are in the form...
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6-minute read
What is the minimum VA loan credit score for a home purchase or refinance?
VA home loans are an affordable mortgage option for current and former service members who qualify. Learn about the minimum credit score needed to qualify for a...
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5-minute read
Program provides qualified Detroiters with up to $25,000 in down payment assistance
Are you a Detroiter trying to buy a home, but lacking the funds for a down payment? A city program provides qualified residents with up to $25,000.
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3-minute read
Freddie Mac BorrowSmart® Accessâ„ expands home afffordability
Freddie Mac BorrowSmart® Accessâ„ offers a credit toward the down payment or closing costs of qualified buyers in certain areas. Read on...
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8-minute read
Native American home loans: What you need to know
If you’re a member of an indigenous community, you may have Native American home loan choices. We’ll take a look at these and other mortgage financi...
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8-minute read
Can you get a home equity loan on a manufactured home?
As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.
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9-minute read
House poor: What it means and how to avoid it
Being house poor means most of your income goes toward your mortgage. See how people become house poor and learn how to keep it from happening to you.
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8-minute read
Mortgage forbearance: What it is and how it works
Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.
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4-minute read
Federal Reserve press release in plain English - May 2024
The Federal Reserve didn’t change the target for the federal funds rate, but the details matter. Here’s a full breakdown!
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6-minute read
Everything you should know about financing a modular home
A modular home is a type of prefabricated, manufactured home. Here’s what you should know if you’re considering financing a modular home.
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6-minute read
Types of eClosing and how they work
Looking for digital options to close on your new house? Learn about the different types of eClosings available to you and Rocket Mortgage®
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