Headshot of a man with glasses smiling.

Kevin Graham

Senior blog writer

Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has a BA in journalism from Oakland University.
 
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
 
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Oakland University

Recent articles

A stunning house captured during twilight hours.

5-minute read

Cost basis in real estate: How to calculate

Cost basis in real estate is the original value that a buyer pays for their property. Learn more about cost basis and how to calculate it.

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Person in front of computer monitors tracking stock charts.

3-minute read

Federal Reserve statement explained – July 2025

The Federal Open Market Committee of the Federal Reserve held the federal funds rate at 4.25% – 4.5% in July. Here are the practical mortgage implications.

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Woman at home in her kitchen using a laptop on the counter.

5-minute read

Loan modification: Defined and explained

A loan modification changes the terms of your existing loan to bring you current by adding past-due payments back to the balance. Understand how it works.

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Woman looking over a bill in her kitchen.

3-minute read

Mortgage forbearance vs. deferment: What’s the difference?

For homeowners dealing with financial hardship, relief options include forbearance and deferment. Learn more about mortgage forbearance versus deferment.

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Mother and daughter laughing while baking, depicting a cheerful moment during a baking activity.

8-minute read

FHA down payment assistance: Everything you need to know

Down payment assistance is available to home buyers with an FHA loan, but restrictions and requirements exist. Learn about FHA grants for down payments here.

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Two-story beige house with large paved driveway, manicured shrubs and red front door.

9-minute read

Mortgage default: Everything you need to know

Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.

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