Featured resources
4-minute read
Opening new doors to homeownership with a Jumbo Smart loan
Our Jumbo Smart loan simplifies the process of qualifying for a jumbo mortgage. Read on for details!
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5-minute read
What is a cash-in refinance?
A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...
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7-minute read
Cash-out refinance vs. HELOC: Which is best for you?
Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.
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5-minute read
Secured Overnight Financing Rate defined and explained
What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.
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5-minute read
Fixed-rate HELOCs: What they are and how they work
Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.
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2-minute read
How long does mortgage preapproval last?
How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals la...
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9-minute read
The lowest credit score to buy a house: How bad credit affects loan options
Considering buying a home with bad credit? Discover the lowest credit score to buy a house, learn about home loans for bad credit, and find credit score tips.
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28-minute read
Mortgage terms: Defined and explained
There are many unfamiliar terms to learn when you’re buying a home and need to apply for a mortgage. Here’s a list of common mortgage terms and what...
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6-minute read
How to find the right real estate mentor for you
A mentor can show you the ins and outs of real estate investing, from finding properties to closing deals. Learn more about how to find a real estate mentor....
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5-minute read
Prequalified vs. preapproved: what’s the difference?
A prequalification estimates how much you can afford, while a preapproval gives a better estimate and verifies your financial info for a loan. Learn more.
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5-minute read
What are the benefits of refinancing your home loan?
From shorter loan terms to monthly savings, there are several benefits of refinancing your mortgage. Learn whether you should refinance a home loan.
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8-minute read
How are mortgage rates determined?
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.
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10-minute read
Closing Disclosure: What it is and how to read the form
Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guid...
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7-minute read
What is an acceleration clause in real estate?
An acceleration clause in a mortgage means that your mortgage balance becomes due if you default on payments. Learn how a mortgage acceleration clause works.
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5-minute read
New York CEMA loans: Everything you need to know
If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how th...
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6-minute read
Historical mortgage rates: 1971 to 2025
See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.
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7-minute read
What is condemnation in real estate?
What is condemned property? Condemnation occurs when the government uses eminent domain to take property. Learn what condemnation can mean for homeowners.
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10-minute read
What is a limited cash-out refinance and how does it work?
A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.
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