Featured resources

A black man in a blue plaid shirt looking at his phone on a sunny day.

4-minute read

Opening new doors to homeownership with a Jumbo Smart loan

Our Jumbo Smart loan simplifies the process of qualifying for a jumbo mortgage. Read on for details!

Read more

A woman smiling and thinking about something possibly an investment.

5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

Read more

Smiling family with baby in front of new home.

7-minute read

Cash-out refinance vs. HELOC: Which is best for you?

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

Read more

Modern open sofa living room, showcasing contemporary interior design and home decor.

5-minute read

Secured Overnight Financing Rate defined and explained

What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.

Read more

A couple analyzing mortgage rates, possibly comparing options for home financing.

5-minute read

Fixed-rate HELOCs: What they are and how they work

Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

Read more

Man on phone getting mortgage pre-approval.

2-minute read

How long does mortgage preapproval last?

How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals la...

Read more

An illustration showing a hand holding a credit card for payment.

9-minute read

The lowest credit score to buy a house: How bad credit affects loan options

Considering buying a home with bad credit? Discover the lowest credit score to buy a house, learn about home loans for bad credit, and find credit score tips.

Read more

A couple discussing real estate investment or mortgage with an agent.

28-minute read

Mortgage terms: Defined and explained

There are many unfamiliar terms to learn when you’re buying a home and need to apply for a mortgage. Here’s a list of common mortgage terms and what...

Read more

Young women colleagues working together in an office.

6-minute read

How to find the right real estate mentor for you

A mentor can show you the ins and outs of real estate investing, from finding properties to closing deals. Learn more about how to find a real estate mentor....

Read more

A woman multitasking on a phone call and computer, potentially related to mortgage or real estate inquiries.

5-minute read

Prequalified vs. preapproved: what’s the difference?

A prequalification estimates how much you can afford, while a preapproval gives a better estimate and verifies your financial info for a loan. Learn more.

Read more

A family enjoying moments in their lounge and playing video game.

5-minute read

What are the benefits of refinancing your home loan?

From shorter loan terms to monthly savings, there are several benefits of refinancing your mortgage. Learn whether you should refinance a home loan.

Read more

A woman looking possibly looking at her good investments in real estate on laptop.

8-minute read

How are mortgage rates determined?

Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.

Read more

A woman wearing glasses stands at a desk, working on a laptop computer and looking on a piece of paper.

10-minute read

Closing Disclosure: What it is and how to read the form

Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guid...

Read more

Calculating mortgage payments, representing financial planning or budgeting.

7-minute read

What is an acceleration clause in real estate?

An acceleration clause in a mortgage means that your mortgage balance becomes due if you default on payments. Learn how a mortgage acceleration clause works.

Read more

Townhouses in New York City while it snows in winter.

5-minute read

New York CEMA loans: Everything you need to know

If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how th...

Read more

Couple sitting on couch and smiling at one another.

6-minute read

Historical mortgage rates: 1971 to 2025

See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.

Read more

An aerial view of buildings surrounded by trees.

7-minute read

What is condemnation in real estate?

What is condemned property? Condemnation occurs when the government uses eminent domain to take property. Learn what condemnation can mean for homeowners.

Read more

An Afro-American woman using a portable computer and smiling, potentially in a home setting.

10-minute read

What is a limited cash-out refinance and how does it work?

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

Read more

14 of 71

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments