Featured resources

11-minute read
Escrow holdback: Repair rules, costs, and closing steps
Learn how an escrow holdback works, which home repairs qualify, who funds the account, and what happens after closing. Keep your home closing right on track.
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7-minute read
Escrow fees: What they are, who pays, and what they cost
Learn how escrow fees work, what they may include, who pays them, and how to review your Loan Estimate before closing. Start your mortgage journey.
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5-minute read
Mortgage servicing transfer: What you should know
Have you received word that your mortgage servicing has been transferred? Learn about what this means, why it happens, and what changes you can expect.
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6-minute read
What are mortgage servicing companies?
Your mortgage lender funds your loan, but they may not collect your payments. Learn how a mortgage servicing company manages your escrow and account.
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7-minute read
What is an escrow shortage?
Learn what an escrow shortage is, why it happens, and how paying it can affect your mortgage payment. Review your repayment options and next steps today.
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7-minute read
What is an escrow agent? Role, duties, and examples
What is an escrow agent? Learn more about what escrow agents do in a real estate transaction, who can be an escrow agent, and how the escrow process works.
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10-minute read
What is an escrow waiver? Requirements, fees, pros, and cons
Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.
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5-minute read
Impound accounts explained: Why your servicer holds funds
Some mortgage servicers arrange impound accounts to collect fees from home buyers. But how do they work, and do they benefit you? Keep reading to find out.
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7-minute read
Should I pay off my mortgage or invest?
Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decisio...
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10-minute read
What is escrow and how does it work?
What is escrow? Learn how escrow accounts work when buying a home, paying taxes and insurance, and managing your mortgage. Read more today.
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7-minute read
How to get help with your mortgage payments
There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.
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5-minute read
How to avoid three common mortgage servicing fees
Mortgage servicing fees typically fall to your lender, but some may be your responsibility. Fortunately, you can avoid these three servicing costs.
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4-minute read
What are mortgage servicing rights?
Mortgage servicing rights relate to who collects your mortgage payment, not who owns your mortgage. Many lenders outsource these tasks to save time.
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5-minute read
Paying off your mortgage? Get your quote by phone
Getting a payoff quote from Rocket Mortgage is easy. Simply request one online or give us a call. Read to learn more and what to expect after.
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5-minute read
Pros and cons of mortgage forbearance
Mortgage forbearance can be a lifeline for many homeowners struggling to make their mortgage payments. Find out whether mortgage forbearance is a good idea.
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5-minute read
Close of escrow: What it means for home buyers
Learn what close of escrow means, how it differs from other parts of the closing process, and what home buyers should expect before getting the keys.
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6-minute read
Escrow refund: What is it and when does it occur?
An escrow refund is excess money returned by your lender from your mortgage escrow account. Here’s how it works.
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4-minute read
Escrow removal denied? Other ways to save
Escrow removal is one way to lower your monthly mortgage payment, but it’s far from the only one. Let’s look at some common savings strategies.
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