A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.

A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

What are recording fees, how much will they cost you, and what will happen if you don’t pay them? Find all the answers in our guide to recording fees.

A mortgage maturity date indicates when you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours...

An easement appurtenant gives nonowners limited access rights to a property. Find out how this type of easement might affect your property.

An eMortgage is a convenient option that uses electronic documentation and signing processes. Learn about how it works and whether it may be right for you.

Wondering what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how you can navigate it successfully.

Quiet title actions help resolve disputes over property ownership. Learn how this legal process works and when it’s necessary to clear title issues.

If you’re behind on your mortgage and facing foreclosure, you still have ways to avoid losing your home. Learn how to confidently navigate this legal proc...

A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand ou...

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

Preforeclosure is the first legal step toward foreclosure. Learn about how the process works and what options you have for keeping or letting go of your home.

The mortgage constant is the amount paid in debt service each year divided by the amount of a loan, expressed as a percent. Learn more about mortgage constants.

What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...

A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help....

Learn how TRID mortgage guidelines, or “Know Before You Owe” rules, protect borrowers, including what they mean for you during the home buying proce...