Featured resources

Two girls smiling and laughing on a bed.

7-minute read

Prepayment penalty: What it is and how to avoid it

A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.

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A man carefully reviewing documents related to real estate or financial matters.

6-minute read

How much does title insurance cost? Estimates, requirements, and savings tips

How much does title insurance cost? It varies, but it’s generally 0.5% – 1% of the home's sale price. Learn more about the cost of title insurance.

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Hands calculating, potentially symbolizing financial calculations or planning related to real estate or mortgage.

5-minute read

Amortization: What is it and how does it work?

Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.

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A luxury kitchen with a marble slab backsplash and modern appliances.

6-minute read

What are lender credits used for when buying a house?

Lender credits let you roll your closing costs into your loan for a higher interest rate. Learn about lender credits and if they could be helpful to you.

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Young couple reviewing documents with a real estate agent.

8-minute read

What is a mortgage? Loan basics for beginners

A mortgage is a loan that’s used to buy real estate. Learn more about how a mortgage works,...

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Business woman working on laptop.

4-minute read

Interest rate caps: What are they and how do they work?

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

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Aerial view of Husdon River area.

7-minute read

Eminent domain: What homeowners need to know

Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain exampl...

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A street of well constructed brick houses.

7-minute read

Government home loans and more: A guide for first-time borrowers

Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.

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Woman on phone looking over financial documents.

4-minute read

Easement in gross: Defined and explained

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

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A large brick house in the countryside at dusk.

7-minute read

What is a mortgage rate?

A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.

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A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

14-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.

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Title insurance concept, symbolizing security and protection in property ownership.

5-minute read

Title insurance: What you need to know

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

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Real estate agent shaking hands with client who is out of frame.

3-minute read

Recording fees, defined and explained

What are recording fees, how much will they cost you, and what will happen if you don’t pay them? Find all the answers in our guide to recording fees.

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Retired couple cooking in kitchen together, smiling and drinking wine.

4-minute read

What is a mortgage maturity date and how does it work?

A mortgage maturity date indicates when you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours...

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Fork in two sidewalks through a residential neighborhood.

5-minute read

Easement appurtenant: What it means and how it works

An easement appurtenant gives nonowners limited access rights to a property. Find out how this type of easement might affect your property.

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A man in green sitting at a counter with a French press and a laptop.

5-minute read

eMortgage: What is it and how does it work?

An eMortgage is a convenient option that uses electronic documentation and signing processes. Learn about how it works and whether it may be right for you.

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Woman wearing glasses and working on laptop.

4-minute read

Primary mortgage market explained

Wondering what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how you can navigate it successfully.

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Man in a business suit reviewing documents with a woman.

9-minute read

Quiet title action, explained

Quiet title actions help resolve disputes over property ownership. Learn how this legal process works and when it’s necessary to clear title issues.

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