Oil prices are one of many factors that affect mortgage rates. Learn more about how oil prices indirectly affect mortgage rates in the U.S.

Wiring money for closing costs can leave you vulnerable to fraud and scams. Learn how you can protect yourself from real estate fraudsters.

Getting a mortgage when you have seasonal income can be a bit difficult. Read our latest guide on how to qualify for a mortgage when you have seasonal income.

Loan term, interest rate and other factors can impact the mortgage payment on a $200K loan. Learn more about the monthly payments on a $200K mortgage.

Do mortgage myths make buying a home feel out of reach? Read on to learn some truths about the mortgage process. You might be more qualified than you think!

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.

Ever wonder what happens to a mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.

There are a number of reasons why a borrower might want to break the loan agreement for their fixed-rate mortgage. Learn about whether this is possible here.

You’ve closed on your mortgage. Congratulations! Now learn about the timing of your payments and what’s included in your statement.

Was your mortgage application denied during the underwriting process? Read our article about the steps you can take to improve your chances when applying again.

A YOURgage® loan is a custom mortgage that can allow home buyers greater flexibility with their mortgages. Read more about YOURgages and their requirements.

Financial and living situations often change over time. Here are some steps and considerations to keep in mind when trying to remove a name from a mortgage.

In certain cases, you can use second mortgage interest deductions to reduce the amount you owe when you file taxes. Read our guide to learn if you qualify.

You might be required to pay mortgage insurance, and this episode of The Red Desk explains how it’s calculated, how much you might pay, and how long you’re required to have it.

When it comes to buying a home, interest rates are everything. But how are they determined, and how can you find the best one for you? In this episode of The Red Desk, our host is going to pick apart interest rate calculations and share tips for how to lower yours.

Using bank bill pay for your mortgage can create problems. Learn about the risks involved and why you may want to start using an alternative payment option.

Preapproval and prequalification often get confused, but only one really matters when it comes to getting the house you want. In this episode of The Red Desk, we’re explaining the difference between prequalification and preapproval, and how they'll show you h...