Are you wondering how much your estimated monthly payment would be on a mortgage? Check out our guide and learn how to calculate your mortgage payment.

The Fed rate hikes have raised mortgage interest rates in 2022. See how higher Fed interest rates affect home buyers and sellers and what borrowers can do next.

How long a mortgage preapproval lasts depends on the lender but is usually around 60 – 90 days. Learn more about how long mortgage preapproval can last.

If you’re buying a home, you’ll need to know how mortgage interest will work with the loan you choose. Learn the basics of mortgage interest and why it matters.

The Home Mortgage Disclosure Act (HMDA) mandates public reporting around mortgage lending activities. Learn more about the HMDA and how it works.

A house deed is a physical document legally transferring ownership of real estate. Learn more about how house deeds affect sellers and buyers.

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

Wondering how bankruptcy affects a mortgage? Read our guide to learn what happens to a mortgage if you file for bankruptcy, and the options that are available.

Mortgage protection insurance is an insurance policy that helps the family of the policyholder make mortgage payments after they die. Read on to learn more.

A gift letter for a mortgage shows your lender that you don’t need to repay money gifts toward your down payment. Learn how to write a mortgage gift letter.

Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.

Historical mortgage rates fluctuate, particularly in uncertain and inflationary times. Learn more about historical mortgage rates from the 1970s to the present.

Government agency Ginnie Mae guarantees security on mortgages. Learn how it works, how it benefits the housing market and makes homeownership more affordable.

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.

Freddie Mac is a government-sponsored agency charged with keeping mortgage markets liquid. Learn more about FHLMC – and how it impacts home buyers and sellers.

A Verified Approval allows you to confidently make an offer knowing that your financing is rock solid. Read on for details!

Tenancy in common is an arrangement where two or more people share ownership rights in a property. Learn more about tenants in common and how it works.

When you make your mortgage payment, you’re likely paying extra into escrow for your insurance and taxes. Find out whether an escrow waiver is right for you.