Featured resources

A woman using her personal computer with a satisfactory and a confident loon on her face.

5-minute read

Liens and encumbrances: What to know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.

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Homes in fall, portraying residential properties during the autumn season with foliage and trees.

5-minute read

Appraisal vs. inspection: A guide

Appraisals and inspections are critical steps in the home buying process. Learn how to identify the key differences in appraisals versus inspections.

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A couple discussing real estate investment or mortgage with an agent.

22-minute read

Glossary of mortgage terms: Defined and explained

There are many mortgage terms to understand when you embark on the home buying process. Learn what these common mortgage terms mean.

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Asian couple going over compound interest, potentially discussing financial investment or mortgage details.

6-minute read

What is compound interest and how is it calculated? A guide

Compound interest is the money you earn on the interest that accrues on an account, investment or loan. Learn how to calculate compound interest and more here.

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An elderly couple possibly looking at property or mortgage paper.

5-minute read

What is a mortgage note and why is it important?

A mortgage note is a legal document that defines the terms of the loan for the borrower and lender. Learn more about mortgage notes and why they’re important.

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Large countryside house, depicting a spacious home in a rural setting.

4-minute read

Mortgage par rates: What they are, how they work

A par rate is a rate charged to a borrower based on DTI and other factors. It doesn’t include discount points or other adjustments. Read on to learn more.

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A women likely worried possibly after hearing some news on the phone.

8-minute read

Mortgage forbearance: What it is and how it works

Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.

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Probably a women calculating her taxes or finances.

6-minute read

Mortgage amortization schedule: What it is and how to calculate yours

A mortgage amortization schedule shows a breakdown of your monthly mortgage payment over time. Figure out how to calculate your mortgage amortization.

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Two women shaking hands, indicating a successful agreement or partnership in real estate.

4-minute read

What is a mortgage reinstatement?

Mortgage reinstatement can be a vital lifeline for borrowers who have missed payments and want to avoid foreclosure. Learn more about how it works here.

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Blue and Gray Two Story Home

7-minute read

Your guide to a $450,000 mortgage: Costs and requirements to consider

Ready for a $450,000 mortgage to buy a home? Read our guide to understand the costs and requirements that come with taking out a $450,000 loan.

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Image of a newly constructed home with white bricks and a black roof, showcasing modern residential architecture.

4-minute read

What is mortgage curtailment?

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

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Same-sex female couple with a broker, potentially representing a diverse couple working with a real estate broker.

3-minute read

What is NMLS?

Learn how mortgage and finance regulatory agencies use the Nationwide Mortgage Licensing System (NMLS) to maintain national licensing requirements.

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An asian couple discussing their future plans or real estate investment with an agent.

7-minute read

What to do if you're applying for a mortgage and a business loan

Follow these quick tips if you have no choice but to go “all in” on both a mortgage loan and a business loan at once.

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Mixed race couple diligently working while standing on personal finances and budgeting documents.

5-minute read

What is considered debt when applying for a mortgage?

When applying for a mortgage, what is considered debt? Take a look at our guide to what monthly debt payments lenders consider when approving a mortgage.

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A young couple reviewing paperwork together, possibly related to a mortgage or property.

8-minute read

What types of mortgage lenders are there, and how do I choose the right one?

There are several types of mortgage lenders you can work with when buying a house. From traditional banks to credit unions, discover which one is right for you.

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A large brick house in the countryside at dusk.

4-minute read

What is a mortgage rate?

When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.

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A young woman sitting at a desk, possibly managing bills or finances using a digital tablet.

7-minute read

What is a good debt-to-income ratio?

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.

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A banker discussing a loan with a couple.

4-minute read

What is a mortgage banker? Services, responsibilities and more

A mortgage banker is an individual or entity that originates, services and sells mortgages. Read on to learn more about their responsibilities to borrowers.

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