Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home...

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

Don’t get lost in a legal maze trying to detangle the ins and outs of foreclosure. Use our guide to confidently navigate the process and steer clear of sc...

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchase...

Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run...

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand ou...

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.<...

Oil prices are one of many factors that affect mortgage rates. Learn more about how oil prices indirectly affect mortgage rates in the U.S.

An interest rate floor is the lowest agreed-upon rate for floating-rate loan products. Learn how interest rate floors work and uncover some examples.

Wiring money for closing costs can leave you vulnerable to fraud and scams. Learn how you can protect yourself from real estate fraudsters.

Biweekly mortgage payments help pay off your loan faster by applying an extra payment to the principal yearly. Find out if biweekly payments are right for you.

Getting a mortgage when you have seasonal income can be a bit difficult. Read our latest guide on how to qualify for a mortgage when you have seasonal income...

Loan term, interest rate and other factors can impact the mortgage payment on a $200K loan. Learn more about the monthly payments on a $200K mortgage.

Manual underwriting is one of the ways a lender can review your loan application for approval. Learn more about what this means for you and your loan.

Regulation Z protects borrowers by requiring that lenders provide important loan information like terms and APR. See how Reg Z works and what it enforces.

Do mortgage myths make buying a home feel out of reach? Read on to learn some truths about the mortgage process. You might be more qualified than you think!

A quiet title action is a legal process that determines the true owner of a property. Understand when and why you may need to “quiet” challenges ...