Not sure how to choose the right homeowners insurance deductible? Check out our guide to find out how to weigh short-term finances against long-term savings.

How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.

A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

Curious if you can afford a $300K mortgage? Explore different loan terms and interest rate options so you’ll know before buying what your payments will be...

Considering a $350,000 mortgage for your home purchase? Learn about a mortgage this size, the upfront and monthly costs to expect, how to get one, and more.<...

Making a mortgage payment on time is easier than ever. Read on to see which option fits your needs, from automated monthly payments to paying over the phone....

Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home...

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run...

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.<...

Oil prices are one of many factors that affect mortgage rates. Learn more about how oil prices indirectly affect mortgage rates in the U.S.

An interest rate floor is the lowest agreed-upon rate for floating-rate loan products. Learn how interest rate floors work and uncover some examples.

Biweekly mortgage payments help pay off your loan faster by applying an extra payment to the principal yearly. Find out if biweekly payments are right for you.

Wiring money for closing costs can leave you vulnerable to fraud and scams. Learn how you can protect yourself from real estate fraudsters.

Manual underwriting is one of the ways a lender can review your loan application for approval. Learn more about what this means for you and your loan.