Featured resources

A women likely worried possibly after hearing some news on the phone.

8-minute read

Mortgage forbearance: What it is and how it works

Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.

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Blue and Gray Two Story Home

7-minute read

Your guide to a $450,000 mortgage: Costs and requirements to consider

Ready for a $450,000 mortgage to buy a home? Read our guide to understand the costs and requirements that come with taking out a $450,000 loan.

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Image of a newly constructed home with white bricks and a black roof, showcasing modern residential architecture.

4-minute read

What is mortgage curtailment?

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

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An asian couple discussing their future plans or real estate investment with an agent.

7-minute read

What to do if you're applying for a mortgage and a business loan

Follow these quick tips if you have no choice but to go “all in” on both a mortgage loan and a business loan at once.

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A young woman sitting at a desk, possibly managing bills or finances using a digital tablet.

7-minute read

What is a good debt-to-income ratio?

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.

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A couple with two kids giving piggyback rides in front of their house, symbolizing family happiness and homeownership.

4-minute read

Should I lock in my mortgage rate today?

Are you unsure whether you should lock in your mortgage rate today, or wait? Learn about the mortgage rate lock and why you might consider locking your rate....

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Mortgage calculator, pencils and phone on wooden table.

6-minute read

How to use a mortgage calculator

Learn how to use our mortgage calculator to determine your monthly mortgage payments, including PMI, taxes, insurance, down payment, interest rate and more.<...

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A man and women doing financing or taxes.

6-minute read

What is a mortgage commitment letter and how can I get one?

Getting a mortgage commitment letter is an important first step in the home buying process. Read on to find out how you can get a loan commitment letter.

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A young Asian woman working on a computer, potentially in an office or work setting.

6-minute read

Types of eClosing and how they work

Looking for digital options to close on your new house? Learn about the different types of eClosings available to you and Rocket Mortgage®

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A couple meeting with a tax advisor, potentially discussing financial or real estate planning with a professional.

5-minute read

What happens if the appraisal is lower than the offer?

What happens if your home appraisal comes in lower than your offer? Learn about your options if your home appraisal value is less than the purchase price.

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Image related to mortgage processors, potentially depicting their role in the mortgage application process.

4-minute read

What is a mortgage processor, and what do they do?

A mortgage processor guides borrowers through the loan application process by collecting documents and information. Learn how they help secure mortgage loans.

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A young Asian couple smiles as they unpack cardboard boxes in a warmly lit living room, creating a cozy scene of settling into their new home.

5-minute read

Interest rate vs. home price: Which matters more?

If you’re a prospective home buyer, looking at interest rates vs. home price can help you decide your budget. Get familiar with what these metrics can ...

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Young couple inside their home with their baby.

9-minute read

Qualifying for a mortgage: The basics

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.

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Showcasing a small house with an eye-catching Tiffany blue door.

8-minute read

What Is Fannie Mae (FNMA)? A guide for home buyers

The Federal National Mortgage Association (FNMA), or Fannie Mae, purchases and backs mortgage loans for borrowers. Learn more about how Fannie Mae works.

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A woman in a sweater looking at a laptop, possibly working or engaging in online activities.

4-minute read

Variable interest rate: Should you get one?

Unlike a fixed interest rate, a variable interest rate changes over time based on a predetermined index. Learn how these rates work and why you might want on...

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A couple with an agent in a home, likely discussing real estate matters.

7-minute read

Capital gains tax on real estate and home sales: A guide

Are you required to pay the capital gains tax on your real estate property? Review our guide to learn what the capital gains tax is, when to pay it and more....

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A brick home in Texas, depicting a traditional residential property in a specific location.

11-minute read

How rising fed interest rates can affect home buyers and sellers

The Fed rate hikes have raised mortgage interest rates in 2022. See how higher Fed interest rates affect home buyers and sellers and what borrowers can do ne...

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An elderly couple sitting and reading together having a good time.

8-minute read

Mortgage protection insurance explained: Does every homeowner need it?

Mortgage protection insurance is an insurance policy that helps the family of the policyholder make mortgage payments after they die. Read on to learn more.<...

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