How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.

A mortgage credit certificate (MCC) is a tax credit that can help homeowners save on their tax bill. Learn if you’re eligible for an MCC and how to apply.

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

Curious if you can afford a $300K mortgage? Explore different loan terms and interest rate options so you’ll know before buying what your payments will be.

Considering a $350,000 mortgage for your home purchase? Learn about a mortgage this size, the upfront and monthly costs to expect, how to get one, and more.

Making a mortgage payment on time is easier than ever. Read on to see which option fits your needs, from automated monthly payments to paying over the phone.

Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home loan.

Joint tenancy is a legal agreement where two or more people have equal rights and ownership interests in a property. Learn how it works and the pros and cons.

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

Don’t get lost in a legal maze trying to detangle the ins and outs of foreclosure. Use our guide to confidently navigate the process and steer clear of scams.

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run.

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand out.

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.

Unexpected changes to your mortgage payment can be unsettling, especially if you don’t know why it happened. Learn some possible reasons for a change here.

Oil prices are one of many factors that affect mortgage rates. Learn more about how oil prices indirectly affect mortgage rates in the U.S.

An interest rate floor is the lowest agreed-upon rate for floating-rate loan products. Learn how interest rate floors work and uncover some examples.