Featured resources
5-minute read
Basis points (BPS): A complete guide
Basis points are units of measurement that assess percentages. Learn how this financial tool can determine your mortgage cost and its potential monthly changes.
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5-minute read
What are mortgage servicing fees and how can you avoid them?
Borrowers can face mortgage servicing fees in certain situations. Discover what mortgage fees to avoid as a homeowner, including late payment and recast fees...
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5-minute read
Alimony and your mortgage: How to qualify
Discover how alimony plays a role in mortgage qualification, how it can boost your income for a mortgage and what to do if you’re the one making payments.
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3-minute read
Amortization in real estate: A complete guide and definition
Amortization schedules your mortgage payments and tracks what the money goes toward. Learn how amortization works in real estate for different loans
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5-minute read
Pros and cons of mortgage forbearance
Mortgage forbearance can be a lifeline for many homeowners struggling to make their mortgage payments. Find out whether mortgage forbearance is a good idea.
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5-minute read
What are mortgage servicing companies?
Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.
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6-minute read
Homeowners insurance deductible: What it is and how to choose
Not sure how to choose the right homeowners insurance deductible? Check out our guide to find out how to weigh short-term finances against long-term savings.
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8-minute read
What's the mortgage payment on a $400K loan?
The monthly mortgage payments on a $400K loan vary based on factors such as term length and interest rate. Learn more about the payments on a $400K mortgage.
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9-minute read
How to determine your mortgage payment on a $250K loan
Are you thinking of taking out a $250K mortgage? Explore how interest rates, loan terms and other factors can influence your mortgage payment on a $250k loan.
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4-minute read
What is HUD and what does it do?
HUD is an acronym for the U.S. Department of Housing and Urban Development. Learn how HUD works, what it does and how it helps aspiring home buyers.
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7-minute read
Prepayment penalty: What it is and how to avoid it
A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.
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4-minute read
Selling mortgages: How it affects you and what to do next
How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.
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6-minute read
Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?
As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...
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3-minute read
Easement in gross: Defined and explained
An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.
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6-minute read
A comprehensive guide to mortgage payments on a $300K loan
Curious if you can afford a $300K mortgage? Explore different loan terms and interest rate options so you’ll know before buying what your payments will be...
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10-minute read
$350,000 mortgage: Total cost and other factors to consider
Considering a $350,000 mortgage for your home purchase? Learn about a mortgage this size, the upfront and monthly costs to expect, how to get one, and more.<...
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6-minute read
How to pay your mortgage easily
Making a mortgage payment on time is easier than ever. Read on to see which option fits your needs, from automated monthly payments to paying over the phone....
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8-minute read
How to get a mortgage without 2 years of work history
Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home...
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