Loan types

Understand the different loan types to figure out which ones might be right for you.

Mother in kitchen cooking while father feeds child in high chair in dining room.

Featured story 6-MINUTE READ

15-year vs. 30-year mortgage comparison

Adjustable rate mortgage tips

Learn why some buyers opt for a loan with a changing mortgage rate

FHA loan tips

Learn how FHA loans can make home buying more affordable

Fixed rate mortgage tips

Learn how this popular loan type works and what to expect

Home equity loan tips

Learn how to leverage your home equity with a home equity loan

Jumbo loan tips

Learn about your options for loans that exceed conforming loan limits

VA loan tips

Learn about the incredible benefits VA loans offer for service members

Additional loans

Learn about less common types of mortgages and whether they're right for you

Loan comparisons

Learn how different types of mortgages stack up

Featured resources

Backyard patio of a home with a firepit and a pool.

10-minute read

Home equity loan on an investment property: A guide

Are you considering tapping into the equity of your investment property? Learn about whether a home equity loan on an investment property is right for you.

A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

USDA guaranteed vs. direct loans: What’s the difference?

If you're interested in buying a home in a rural area, a USDA guaranteed or direct loan may be right for you. Learn how these government-backed loans differ.

A manufactured home in springtime surroundings, possibly in a suburban area.

6-minute read

What to know about manufactured home loans

Manufactured homes can be a flexible and affordable path to homeownership. Learn about your mortgage and financing options when buying a manufactured home.

Large home with brick accents and landscaped front lawn.

9-minute read

Home equity loan vs. personal loan: What's the best option?

While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.

9-minute read

Second mortgage 101: Everything you need to know

A second mortgage lets you use the equity in your home to access cash. Learn how this type of loan works, what it costs, and what to consider before applying.

Doorway to front porch of home in Marfa, Texas, with potted cacti out front.

6-minute read

Texas cash-out refinances and home equity loans: What you need to know

Learn about how cash-out refinances work in Texas, plus unique Texas home equity loan laws and regulations, so you can access your home’s equity with ease...

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