Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.

Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.

Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.

Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...

How long does FHA approval take? See a clear timeline from preapproval to closing, what affects speed, and tips to fast-track your loan approval. Start now.

Buying a short-sale home with an FHA loan is possible if you meet the loan program’s requirements. Learn more about the rules, pros, and cons of this opti...

You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.

Yes, you can use an FHA loan to buy or build a barndominium, but the process is unique. Here’s what to expect when financing this type of house with a FHA...

Down payment assistance is available to home buyers with an FHA loan, but restrictions and requirements exist. Learn about FHA grants for down payments here.

An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify....

FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.

FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.

Master the basics for calculating how much house you can afford with an FHA loan. We’ll explore additional factors and tips for increasing your buying pow...

Explore how you can get preapproved for an FHA loan, what you’ll need to qualify and how the preapproval process works for this type of loan.

An FHA jumbo loan lets you borrow a higher loan amount and make a lower down payment. Check out our guide to FHA jumbo loan limits and requirements.

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.