Featured resources

9-minute read
FHA loans in Colorado
Colorado FHA loan limits depend on which county you plan on buying in and the market value of the home. Here are the current limits for FHA loans in Colorado.
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8-minute read
FHA loans in Pennsylvania
FHA loan requirements in Pennsylvania include credit score, income, and down payment requirements, among others. Find out what it takes to qualify for one here.
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9-minute read
FHA loans in Tennessee
An FHA loan can help you buy a Tennessee home with a low down payment and lenient requirements. Learn more about FHA loans and how much you can borrow.
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10-minute read
FHA loans in Virginia
FHA loans can help buyers afford a home in Virginia with a low down payment and less-than-perfect credit. Learn how FHA loans work and who's eligible.
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10-minute read
FHA loans in California
Homes are expensive in California, but an FHA loan can help aspiring homeowners afford a home with a low down payment and flexible credit requirements.
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13-minute read
FHA loans in Texas
An FHA loan in Texas may let you buy a home with a low down payment and flexible credit options. See how to qualify for one here.
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7-minute read
FHA loans in New York
Explore FHA loan options to buy a home in New York state. Learn about all the requirements, including those related to credit and income, to determine if you...
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4-minute read
FHA mortgage insurance removal: A how-to guide
All FHA loans require you to pay up-front and ongoing mortgage insurance premiums (MIP). Learn when and how you can remove MIP from your mortgage payment.
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5-minute read
FHA multifamily loans: A complete guide
If you're interested in buying a home with multiple units and becoming a landlord, an FHA multifamily loan can help. Learn more about how these loans work.
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5-minute read
FHA commercial loan programs: An introduction
FHA commercial loans are available for the creation of housing for low-income, elderly, or disabled people. Learn more about this type of lending.
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5-minute read
FHA nonoccupant co-borrowers: Guidelines and how they can help
Nonoccupant co-borrowers can make a big difference in the qualifying process for an FHA loan. Learn the requirements for using this process effectively.
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5-minute read
FHA minimum property standards checklist: What to know
Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.
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6-minute read
FHA reserve requirements for 2025
Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...
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4-minute read
FHA DTI ratio requirements (2026 guide)
Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.
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7-minute read
FHA Construction-to-permanent loans: A guide
Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.
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7-minute read
Step-by-step FHA loan process
Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...
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7-minute read
FHA income and employment rules
Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.
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7-minute read
FHA student loan guidelines
Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.
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