Featured resources

16-minute read

FHA loans in Colorado

Explore FHA loans in Colorado, including county limits, requirements, mortgage insurance, and down payment help. See your options and apply today.

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8-minute read

FHA loans: 2026 requirements, limits, rates, and types

FHA loans can help buyers qualify with flexible credit and low down payment options. Learn FHA requirements, limits, costs and how to apply.

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5-minute read

FHA jumbo loans: What are they?

Learn what qualifies a mortgage as an FHA jumbo loan. Learn more about this loan type and how it is – and isn’t – different from a regular FHA...

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6-minute read

FHA 203(b) loans: Requirements and 203(k) differences

Learn how FHA 203(b) loans work, including requirements, appraisal rules, and how they compare with 203(k) loans. See if this FHA option fits your home purchase...

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11-minute read

FHA appraisal requirements: Checklist, costs, and timeline

Understand FHA appraisal requirements, costs, timelines, and red flags so you can prepare, avoid delays, and move forward with your home loan. Start here.

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5-minute read

How many FHA loans can you have?

You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.

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9-minute read

FHA income and employment rules

Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.

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4-minute read

Can FHA loans be used for investment properties?

Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.

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8-minute read

What are FHA compensating factors?

If you're considering an FHA loan to buy a home but fall short on some requirements, compensating factors can balance them out and help you earn approval.

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4-minute read

Upfront mortgage insurance premium (UFMIP): What you need to know

If you have an FHA loan, mortgage insurance premiums are mandatory. In addition to paying a monthly fee, you’re responsible for an upfront fee called UFMI...

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7-minute read

FHA down payment assistance: Everything you need to know

FHA down payment assistance comes from state, local, and nonprofit programs, as well as employers and lenders. Learn how it works, and where to find programs.

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4-minute read

What is an FHA mortgage insurance premium (MIP)?

FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.

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10-minute read

FHA loans in Georgia

What are the qualifications for an FHA loan in Georgia? Find out the income, credit score, and property requirements to get started.

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8-minute read

FHA loans in Florida

Learn how an FHA loan can help you buy a home in Florida, even with less-than-perfect credit. Learn FHA down payment requirements and loan limits in Florida.

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9-minute read

FHA loans in Ohio

An FHA loan can help borrowers buy a home in Ohio with a low down payment and flexible credit requirements. Learn how FHA loans work when buying an Ohio home.

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6-minute read

FHA-approved condos: The approval process and where to find them

Learn what FHA-approved condos are, how to find this less common type of homes, and how to secure FHA financing as you begin your condo buying process.

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8-minute read

FHA loans in Pennsylvania

FHA loan requirements in Pennsylvania include credit score, income, and down payment requirements, among others. Find out what it takes to qualify for one here.

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9-minute read

FHA loans in Tennessee

An FHA loan can help you buy a Tennessee home with a low down payment and lenient requirements. Learn more about FHA loans and how much you can borrow.

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