Featured resources

Homes nestled in valley near snow capped mountain range during autumn.

9-minute read

FHA loans in Colorado

Colorado FHA loan limits depend on which county you plan on buying in and the market value of the home. Here are the current limits for FHA loans in Colorado.

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Multigenerational family preparing a meal in a white remodeled kitchen.

8-minute read

FHA loans in Pennsylvania

FHA loan requirements in Pennsylvania include credit score, income, and down payment requirements, among others. Find out what it takes to qualify for one here.

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Two story white brick home in spring.

9-minute read

FHA loans in Tennessee

An FHA loan can help you buy a Tennessee home with a low down payment and lenient requirements. Learn more about FHA loans and how much you can borrow.

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Young couple looking out sliding glass doors to expansive wooded hills in their home, drinking coffee.

10-minute read

FHA loans in Virginia

FHA loans can help buyers afford a home in Virginia with a low down payment and less-than-perfect credit. Learn how FHA loans work and who's eligible.

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White ranch style home with tiled roof in California surrounded by trees.

10-minute read

FHA loans in California

Homes are expensive in California, but an FHA loan can help aspiring homeowners afford a home with a low down payment and flexible credit requirements.

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Southwest style white stucco home with Spanish style tiled roof and rounded doorway and windows. Landscape is drougt resistant.

13-minute read

FHA loans in Texas

An FHA loan in Texas may let you buy a home with a low down payment and flexible credit options. See how to qualify for one here.

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Row of brick townhomes in Astoria, Queens, New York in autumn.

7-minute read

FHA loans in New York

Explore FHA loan options to buy a home in New York state. Learn about all the requirements, including those related to credit and income, to determine if you...

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A financial advisor shaking hands with clients, possibly illustrating a successful financial consultation or agreement.

4-minute read

FHA mortgage insurance removal: A how-to guide

All FHA loans require you to pay up-front and ongoing mortgage insurance premiums (MIP). Learn when and how you can remove MIP from your mortgage payment.

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The front porch of a duplex with two doors, illustrating a multi-unit residential property.

5-minute read

FHA multifamily loans: A complete guide

If you're interested in buying a home with multiple units and becoming a landlord, an FHA multifamily loan can help. Learn more about how these loans work.

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Modern residential buildings possible available for sale or rent.

5-minute read

FHA commercial loan programs: An introduction

FHA commercial loans are available for the creation of housing for low-income, elderly, or disabled people. Learn more about this type of lending.

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A younger Asian woman moving with a senior father, depicting a family or intergenerational relocation scene.

5-minute read

FHA nonoccupant co-borrowers: Guidelines and how they can help

Nonoccupant co-borrowers can make a big difference in the qualifying process for an FHA loan. Learn the requirements for using this process effectively.

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An older couple on a couch with a book, depicting relaxation or leisure time at home.

5-minute read

FHA minimum property standards checklist: What to know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

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Row of houses on sunny street.

6-minute read

FHA reserve requirements for 2025

Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...

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Young couple sitting on couch in sunny living room reading over their mortgage preapproval paperwork.

4-minute read

FHA DTI ratio requirements (2026 guide)

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

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Top of a house in the process of being constructed.

7-minute read

FHA Construction-to-permanent loans: A guide

Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.

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Couple embracing while looking at home.

7-minute read

Step-by-step FHA loan process

Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...

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Woman looking through a clothes rack.

7-minute read

FHA income and employment rules

Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.

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Woman in kitchen reviewing paperwork with open laptop nearby.

7-minute read

FHA student loan guidelines

Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.

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