Featured resources

8-minute read

FHA loan process step-by-step: How to get an FHA loan

Learn the FHA loan process step-by-step, from requirements and preapproval to appraisal, underwriting, and closing. See timelines and apply with confidence.

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6-minute read

FHA identity of interest rules and exceptions explained

If you’re planning on using an FHA loan to buy a home from a family, friend, or colleague, the FHA identity of interest rules may require a larger down...

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8-minute read

Buying a short sale with an FHA loan: What to know

Buying a short sale with FHA loan can work if the home qualifies. Learn FHA rules, repair options, timelines, and steps before making an offer.

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9-minute read

FHA commercial loans: Rules, uses, and eligible properties

Learn how FHA commercial loans work for mixed-use, multifamily, and healthcare properties, including owner-occupancy rules. Explore your options.

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10-minute read

FHA 203(k) loans: Requirements, types, and uses

Learn how FHA 203(k) loans work, including requirements, loan types, eligible repairs, and key pros and cons. Compare options before you apply.

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8-minute read

How long does FHA approval take?

How long does FHA approval take? Learn why approval often takes about a month, what can cause delays, and how to keep your application moving forward.

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8-minute read

FHA loans in Arizona: Requirements, limits, and rates for 2026

FHA loans can help you buy a home in Arizona with a low down payment and flexible credit requirements. Learn how FHA loans work and the Arizona loan limits.

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9-minute read

Virginia FHA loan requirements: 2026 guide

Learn Virginia FHA loan requirements for credit score, down payment, DTI, limits, and assistance programs. See how to qualify and apply.

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5-minute read

What is the FHA amendatory clause?

Are you financing your new home with an FHA loan? Learn how the FHA amendatory clause protects your earnest money and gives you options after a low appraisal.

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6-minute read

FHA MIP refund chart: A guide to your refinance credit

Use the FHA MIP refund chart to estimate your up-front MIP credit, check eligibility, and learn how FHA refinance refunds work. Start here before you apply.<...

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16-minute read

FHA loans in Colorado

Explore FHA loans in Colorado, including county limits, requirements, mortgage insurance, and down payment help. See your options and apply today.

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5-minute read

FHA jumbo loans: What are they?

Learn what qualifies a mortgage as an FHA jumbo loan. Learn more about this loan type and how it is – and isn’t – different from a regular FHA...

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6-minute read

FHA 203(b) loans: Requirements and 203(k) differences

Learn how FHA 203(b) loans work, including requirements, appraisal rules, and how they compare with 203(k) loans. See if this FHA option fits your home purchase...

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11-minute read

FHA appraisal requirements: Checklist, costs, and timeline

Understand FHA appraisal requirements, costs, timelines, and red flags so you can prepare, avoid delays, and move forward with your home loan. Start here.

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5-minute read

How many FHA loans can you have?

You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.

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9-minute read

FHA income and employment rules

Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.

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4-minute read

Can FHA loans be used for investment properties?

Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.

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8-minute read

What are FHA compensating factors?

If you're considering an FHA loan to buy a home but fall short on some requirements, compensating factors can balance them out and help you earn approval.

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