Featured resources

8-minute read

What are FHA compensating factors?

If you're considering an FHA loan to buy a home but fall short on some requirements, compensating factors can balance them out and help you earn approval.

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4-minute read

Upfront mortgage insurance premium (UFMIP): What you need to know

If you have an FHA loan, mortgage insurance premiums are mandatory. In addition to paying a monthly fee, you’re responsible for an upfront fee called UFMI...

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7-minute read

FHA down payment assistance: Everything you need to know

FHA down payment assistance comes from state, local, and nonprofit programs, as well as employers and lenders. Learn how it works, and where to find programs.

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4-minute read

What is an FHA mortgage insurance premium (MIP)?

FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.

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3-minute read

What is an FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.

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7-minute read

FHA 203(k) loans: A complete guide

An FHA 203(k) loan allows you to buy and renovate a home in need of significant repairs with a single mortgage. Learn more about 203(k) loan qualifications.<...

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10-minute read

FHA loans in Georgia

What are the qualifications for an FHA loan in Georgia? Find out the income, credit score, and property requirements to get started.

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8-minute read

FHA loans in Florida

Learn how an FHA loan can help you buy a home in Florida, even with less-than-perfect credit. Learn FHA down payment requirements and loan limits in Florida.

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9-minute read

FHA loans in Ohio

An FHA loan can help borrowers buy a home in Ohio with a low down payment and flexible credit requirements. Learn how FHA loans work when buying an Ohio home.

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6-minute read

FHA-approved condos: The approval process and where to find them

Learn what FHA-approved condos are, how to find this less common type of homes, and how to secure FHA financing as you begin your condo buying process.

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15-minute read

FHA loans: Requirements, limits, and rates

An FHA loan is a government-backed loan that lets you buy a home with less strict financial requirements. Learn more about FHA loans and whether you qualify.

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9-minute read

FHA loans in Arizona

FHA loans can help you buy a home in Arizona with a low down payment and flexible credit requirements. Learn how FHA loans work and the Arizona loan limits.

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8-minute read

FHA loans in Pennsylvania

FHA loan requirements in Pennsylvania include credit score, income, and down payment requirements, among others. Find out what it takes to qualify for one here.

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9-minute read

FHA loans in Colorado

Colorado FHA loan limits depend on which county you plan on buying in and the market value of the home. Here are the current limits for FHA loans in Colorado.

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10-minute read

FHA loans in Virginia

FHA loans can help buyers afford a home in Virginia with a low down payment and less-than-perfect credit. Learn how FHA loans work and who's eligible.

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9-minute read

FHA loans in Tennessee

An FHA loan can help you buy a Tennessee home with a low down payment and lenient requirements. Learn more about FHA loans and how much you can borrow.

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10-minute read

FHA loans in California

Homes are expensive in California, but an FHA loan can help aspiring homeowners afford a home with a low down payment and flexible credit requirements.

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13-minute read

FHA loans in Texas

An FHA loan in Texas may let you buy a home with a low down payment and flexible credit options. See how to qualify for one here.

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