Terence Loose has held editorial positions at national magazines, as well as analyst and writer positions at Netflix. He has written extensively on everything from finance and real estate to entertainment and travel, and holds an MFA from UCLA. He is the author of the 2024 novel Aloha Is Dead.

Terence Loose

Contributing writer

Terence Loose has held editorial positions at national publications, as well as movie and TV analyst and writer positions at Netflix. He has written extensively on everything from business, personal finance and real estate to entertainment, celebrity and travel. His work has appeared on prominent finance sites like GOBankingRates, Yahoo!, CNBC, among others, as well as in publications such as COAST, Riviera, Movieline, The Los Angeles Times, and The OC Register.
 
Loose’s novel, Aloha Is Dead, was published in 2024 and he has taught writing and storytelling at UCLA, UCI, and Netflix, and holds an MFA from UCLA. An avid waterman, when he is not typing, Loose is surfing, diving or trying to spear dinner.

Expertise

Mortgage
Real Estate
Personal Finance

Education

MFA, UCLA

Recent Articles

A suburban home with green and well cared garden.

6-minute read

The mortgage constant explained

The mortgage constant is the annual principal-and-interest cost as a percent of your loan. You can use it to compare fixed-rate loans and debt service costs.

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Couple standing in front of house with red door smiling at each other.

12-minute read

Refinancing: What is it and how does it work?

Learn what mortgage refinancing is, how the refinance process works, and when it might make sense. Compare refinance options to see which one fits you best.

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Couple sitting and smiling at each other holding pool sticks under mounted animal heads.

8-minute read

Earnest money: What is it and how much is enough?

Earnest money can help you bolster a home purchase offer. Learn how much you need to offer and if you can get it back.

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An image indicating an offer date in real estate, possibly illustrating a deadline or time-sensitive property offer.

6-minute read

Offer dates in real estate: What buyers and sellers need to know

In some real estate transactions, the seller decides to set an offer review date for their home. Learn about what this means for buyers and sellers.

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Interior of luxury high rise condo living room.

9-minute read

Condo financing: How condo loans work

Applying for a condo loan? Learn how condo financing works, what lenders review about the HOA and building, and which loan programs can help you qualify.

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Housemates gathering in a living room, possibly portraying shared living or communal spaces.

6-minute read

What is joint tenancy? Definition, pros, and cons

Joint tenancy is a way to co-own property with the right of survivorship. Learn how joint tenants share ownership and what happens if one owner dies.

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A house with peeling paint, suggesting a property in need of maintenance or renovation.

9-minute read

How to find fixer-upper homes: Everything you need to know

Are you searching for a fixer-upper to be your dream home or your next fix-and-flip? Learn how to find and buy a fixer-upper that won’t turn into a mon...

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Windowed Interior

5-minute read

The appraisal waiver: What home buyers should know

Appraisals are often mandatory during a real estate transaction. However, sometimes an appraisal waiver makes sense, can save you money, and expedite your sale.

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Rooftops in a neighborhood, portraying a community or residential area.

7-minute read

Restrictive covenants explained

A restrictive covenant limits how you can use a property. Learn what it is, common examples, legal limits, and how it affects buyers.

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