Terence Loose has held editorial positions at national magazines, as well as analyst and writer positions at Netflix. He has written extensively on everything from finance and real estate to entertainment and travel, and holds an MFA from UCLA. He is the author of the 2024 novel Aloha Is Dead.

Terence Loose

Contributing writer

Terence Loose has held editorial positions at national publications, as well as movie and TV analyst and writer positions at Netflix. He has written extensively on everything from business, personal finance and real estate to entertainment, celebrity and travel. His work has appeared on prominent finance sites like GOBankingRates, Yahoo!, CNBC, among others, as well as in publications such as COAST, Riviera, Movieline, The Los Angeles Times, and The OC Register.
 
Loose’s novel, Aloha Is Dead, was published in 2024 and he has taught writing and storytelling at UCLA, UCI, and Netflix, and holds an MFA from UCLA. An avid waterman, when he is not typing, Loose is surfing, diving or trying to spear dinner.

Expertise

Mortgage
RealEstate
PersonalFinance

Education

MFA, UCLA

Recent Articles

Realtor and client reviewing paperwork while standing up at a table.

5-minute read

Seller concessions vs. seller credits: What’s the difference?

Seller credits are a type of seller’s concession that offers a specific dollar amount. Here’s how to spot the difference and get the best deal at cl...

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A white house nestled among trees in a suburban area.

5-minute read

Condo vs. house: Which is best for you?

Trying to decide between buying a condo or a house? Learn the key differences in cost, maintenance, lifestyle, and more to make the right choice for you.

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Luxury oceanfront condos surrounded by beach grass on a clear, sunny day.

6-minute read

Condo insurance vs. homeowners insurance: What’s the difference?

Condos have unique insurance requirements that can impact an owner’s budget and liability. Understand the basics of condo insurance before you purchase on...

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Couple shaking hands with an agent, presumably after signing the paperwork laid out in front of them.

7-minute read

Understanding actual cash value vs. replacement cash value

It’s essential to understand the different costs and coverage of actual cash value and replacement cash value when choosing a homeowners insurance policy.

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Young woman in apartment, smiling and holding phone.

7-minute read

How to prepare your finances to buy a house in 2026

Thinking about buying a home in 2026? Discover how to prepare your finances and decide if you should buy now or wait.

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Mixed race couple diligently working while standing on personal finances and budgeting documents.

7-minute read

What is considered ‘debt’ when applying for a mortgage?

What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.

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An image related to relocation in real estate, possibly depicting aspects of moving or changing residences.

7-minute read

Buying a home from a relocation company: What to expect

Buying a home from a relocation company can simplify your move—but there are trade-offs. Learn how it works, and how to prepare before making an offer.

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Couple searching rental listings together on a phone.

10-minute read

How much should I spend on rent?

The amount you can afford to spend on rent depends on your income, but current market trends can make budgeting difficult. Here’s what to do about it.

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An African American woman signing a contract, potentially related to real estate or homeownership.

7-minute read

What does "time is of the essence" mean in real estate contracts?

A "time is of the essence” clause mandates the completion of a project by a certain date. Learn more about this term and its effect on a real estate co...

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