Terence Loose has held editorial positions at national magazines, as well as analyst and writer positions at Netflix. He has written extensively on everything from finance and real estate to entertainment and travel, and holds an MFA from UCLA. He is the author of the 2024 novel Aloha Is Dead.

Terence Loose

Contributing writer

Terence Loose has held editorial positions at national publications, as well as movie and TV analyst and writer positions at Netflix. He has written extensively on everything from business, personal finance and real estate to entertainment, celebrity and travel. His work has appeared on prominent finance sites like GOBankingRates, Yahoo!, CNBC, among others, as well as in publications such as COAST, Riviera, Movieline, The Los Angeles Times, and The OC Register.
 
Loose’s novel, Aloha Is Dead, was published in 2024 and he has taught writing and storytelling at UCLA, UCI, and Netflix, and holds an MFA from UCLA. An avid waterman, when he is not typing, Loose is surfing, diving or trying to spear dinner.

Expertise

Mortgage
Real Estate
Personal Finance

Education

MFA, UCLA

Recent Articles

9-minute read

What is hazard insurance? Coverage, costs, and mortgages

Learn what hazard insurance is, what it covers and excludes, why lenders require it, and how it affects your mortgage. Read the guide before you close.

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6-minute read

What is a homeowners insurance binder, and when do you need one?

You may need a homeowners insurance binder to close your loan. Learn what it is, when lenders require one, what the document means, and how you can get one.<...

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9-minute read

A complete guide to a $100,000 mortgage

Are you considering a $100,000 mortgage? Learn how interest rates, loan terms, and other factors can affect your mortgage payment on a $100,000 loan.

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8-minute read

Foundation inspections: Cost, process, and warning signs

Foundation inspections can uncover cracks, drainage problems, and repair needs before they worsen. Learn about costs, warning signs, and what to expect.

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9-minute read

What is wholesale real estate? A beginner's guide

Wholesaling real estate is the practice of getting properties under contract and then selling them to investors. Learn how it works and how to get started.

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6-minute read

Disaster preparedness plan and checklist

A disaster preparedness plan can help keep you and your home safe. Make your family plan early and sign up for emergency alerts so you can act quickly.

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6-minute read

How long does it take for a mortgage to close?

Wondering how long it takes to close a mortgage? Learn average closing times by loan type – conventional, FHA, and VA – and how to speed up the proc...

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6-minute read

Advice for second-time home buyers: What to know

Being a second-time home buyer means you have experience – but you may be trying to buy and sell properties at the same time. Careful planning is required...

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9-minute read

Can you buy a home with only 3% down?

You can buy a home with a down payment of 3% with specific types of mortgages. Learn more about the types of mortgages allowing a minimum 3% down payment.

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