Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
7-minute read
Understanding Basic Allowance for Housing (BAH)
The Basic Allowance for Housing (BAH) helps offset housing costs for active-duty service members. We'll go over eligibility and how rates are calculated.
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3-minute read
Rocket Money simplifies managing your finances
We’re excited to welcome Rocket Money to the Rocket family. Read on to learn about this excellent personal finance app and a special offer for our clie...
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7-minute read
VA loan limits for 2026: What you need to know
Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.
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4-minute read
Mortgage loan limits are on the rise
The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...
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4-minute read
Fannie Mae removes minimum credit score for mortgages
Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.
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6-minute read
Mortgage interest rates forecast for 2026
Mortgage rate predictions help home buyers understand how much they may pay in interest. Discover 2026 mortgage interest rate forecasts from the experts.
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9-minute read
What is a VA IRRRL Streamline refinance?
A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.<...
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6-minute read
How are mortgage rates and inflation related?
When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.
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6-minute read
What is the average mortgage payment in Florida?
Wondering about Florida’s average mortgage payment? Explore the state’s trends, interest rates, and what to expect when buying a home in the Sunshin...
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6-minute read
History of mortgage assistance programs: 2008 – today
No one thinks they’ll need mortgage relief, but life happens. Understanding the history of mortgage assistance programs can give context for today&rsqu...
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5-minute read
The benefits of home loan servicing with Rocket Mortgage®
Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.
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8-minute read
What is a nontraditional mortgage?
“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...
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4-minute read
Conforming loan limits in 2026
Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....
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5-minute read
What is an escrow waiver? Definition, requirements, and pros and cons
Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.
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9-minute read
What credit score do you need to buy a house?
Wondering what credit score you need to buy a house? There’s often no hard answer, but higher scores will always mean more options. Check out practical ad...
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7-minute read
A guide to home equity loan closing costs
Home equity loan closing costs typically range from 3% to 6% of your loan amount. Explore t...
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7-minute read
FHA income and employment rules
Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.
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10-minute read
How to get a mortgage when you’re self-employed
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
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