Headshot of a man with glasses smiling.

Kevin Graham

Senior blog writer

Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has a BA in journalism from Oakland University.
 
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
 
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Oakland University

Recent articles

A young cozy couple enjoying a comfortable and intimate moment together.

9-minute read

How to get help with your mortgage payments

There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.

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Young couple standing in their kitchen together looking over papers on the counter.

5-minute read

Mortgage fees to avoid

Home loans come with a lot of fees, but you may be able to steer clear of some. Learn which mortgage fees to avoid.

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Title insurance concept, symbolizing security and protection in property ownership.

5-minute read

Title insurance: What you need to know

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

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Mother and father snuggling young son and daughter and laughin on couch.

9-minute read

Will home prices ever go down?

Home prices remain high in 2025, leaving many buyers wondering if house prices will ever go down. Learn what’s driving housing costs and whether price...

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An illustration of a multifamily home, depicting residential housing for multiple families or tenants.

7-minute read

Non-owner-occupied mortgage rates: What investors need to know

Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.

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A grand house with a huge yard and deck.

4-minute read

Conforming loan limits in 2025

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2025 and more with our guide....

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A beautiful red brick house representing good architectural design.

4-minute read

Mortgage loan limits are on the rise

Rocket Mortgage has updated conventional loan limits. Mortgage limits have gone up for most. Read on for details as well as FHA and VA loan limits....

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Row of historic brick homes.

6-minute read

Reverse mortgage foreclosure: Everything you need to know

If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.

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Close up of a person calculating bills with calculator.

10-minute read

What happens if you can’t pay your mortgage?

If financial issues make your mortgage unaffordable, you may have options. What happens if you can’t pay your mortgage? Here’s what to know.

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The Federal Reserve Bank building.

8-minute read

How the federal funds rate affects mortgage rates

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.

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A house at dusk, depicting a home during twilight or evening.

5-minute read

40-year mortgage: An explanation, the pros and cons

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loan...

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Man smiling while speaking on phone, looking at laptop in living room.

5-minute read

Servicing fees for mortgages: What they are and how to avoid them

Borrowers can face mortgage servicing fees in certain situations. Discover what mortgage fees to avoid as a homeowner, including late payment and recast fees...

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An older couple drinking tea in a garden, potentially illustrating a tranquil retirement or leisure setting.

3-minute read

What is the Section 504 Home Repair program?

The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...

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Smiling mother giving daughter a piggy back ride in yard of new home.

9-minute read

Alimony and mortgage qualification: How spousal support affects home loans

Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.

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Realtor showing couple a property.

6-minute read

What are REALTOR® fees and who pays them?

REALTOR® fees are how real estate agents get paid for their work. Who pays these fees is changing, so it’s a good time to learn more and understand...

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Title endorsement, potentially discussing the process of adding endorsements to a property title.

5-minute read

Title endorsements: What they are and when you need them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

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A young family at a kitchen table, possibly discussing household matters or finances.

8-minute read

Why does my mortgage keep going up?

An unexpected change to your mortgage payment can be frustrating, especially if you don’t know why it happened. Find out some possible reasons for the cha...

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A frustrated young couple, expressing frustration or stress.

9-minute read

Preforeclosure: How it works and what you can do

Preforeclosure is the first legal step toward foreclosure. Learn about how the process works and what options you have for keeping or letting go of your home.

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