Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
6-minute read
How are mortgage rates and inflation related?
When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.
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6-minute read
What is the average mortgage payment in Florida?
Wondering about Florida’s average mortgage payment? Explore the state’s trends, interest rates, and what to expect when buying a home in the Sunshin...
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3-minute read
Federal Reserve statement explained – December 2025
The Fed reduced the target for the federal funds rate today to 3.5% – 3.75%. Here’s what officials are thinking about and what it means for mortg...
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6-minute read
History of mortgage assistance programs: 2008 – today
No one thinks they’ll need mortgage relief, but life happens. Understanding the history of mortgage assistance programs can give context for today&rsqu...
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5-minute read
The benefits of home loan servicing with Rocket Mortgage®
Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.
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8-minute read
What is a nontraditional mortgage?
“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...
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4-minute read
Conforming loan limits in 2026
Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....
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5-minute read
What is an escrow waiver? Definition, requirements, and pros and cons
Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.
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9-minute read
What credit score do you need to buy a house?
Wondering what credit score you need to buy a house? There’s often no hard answer, but higher scores will always mean more options. Check out practical ad...
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7-minute read
A guide to home equity loan closing costs
Home equity loan closing costs typically range from 3% to 6% of your loan amount. Explore t...
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7-minute read
FHA income and employment rules
Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.
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6-minute read
7/6 ARM: Definition and how it works
Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.
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9-minute read
Investment property loans: What are they and what are your options?
Considering buying an investment property? Learn what an investment property is, the types of properties you can invest in and how to get financing through a lo...
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10-minute read
How to get a mortgage when you’re self-employed
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
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7-minute read
Non-owner-occupied mortgage rates: What investors need to know
Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.
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6-minute read
Low housing inventory: How it affects the real estate market
Low housing inventory results from an increase in demand for houses without the supply to meet it. Understand how this affects the real estate market.
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9-minute read
A guide to real estate and housing market indicators
Housing market indicators shed light on home affordability, home inventory, and more. Leverage market data and make the most of your next real estate purchase.
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4-minute read
How does a government shutdown impact mortgages?
The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.
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