Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
6-minute read
Financing multiple rental properties: A beginner's guide
Investment home financing can get complicated, especially with multiple properties. Let Rocket Mortgage help you get started.
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7-minute read
Mortgage rate lock: A guide to protect you from rate fluctuations
A mortgage rate lock protects your interest rate from changing before you close. Learn what it is, how long it lasts, and how to use it to your advantage.
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6-minute read
Does refinancing hurt your credit?
While refinancing your mortgage can temporarily lower your credit score, the long-term benefits can pay off. Read more about how refinancing affects credit.
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7-minute read
How does mortgage interest work? Everything you need to know
Understanding how mortgage interest works can help you estimate costs and choose a loan that fits your goals. Get the full details on mortgage interest here.
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4-minute read
Escrow removal denied? Other ways to save
Escrow removal is one way to lower your monthly mortgage payment, but it’s far from the only one. Let’s look at some common savings strategies.
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6-minute read
Mortgage origination fee: The inside scoop
Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run...
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3-minute read
What is an automated valuation model (AVM)?
An automated valuation model (AVM) is a data-driven tool that estimates property values. Learn how AVMs work, how accurate they are, and when they can help.<...
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6-minute read
Texas cash-out refinances and home equity loans: What you need to know
Learn about how cash-out refinances work in Texas, plus unique Texas home equity loan laws and regulations, so you can access your home’s equity with ease...
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5-minute read
Ownership interest: What it means for property owners
An ownership interest in a property refers to the real estate rights held by one or more owners. Learn more about the various types of ownership interest.
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7-minute read
Buying a second home: A how-to guide
Buying a second home is a little different than buying a primary residence. Learn about your loan options, financial requirements, and other key factors.
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3-minute read
What is an FHA amendatory clause?
Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.
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8-minute read
How many home equity loans can I have?
While it's rare to have more than one home equity loan, nothing prevents you from having as many as you can qualify for. Learn when and how you can do this.<...
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4-minute read
What Is A YOURgage® and how does it work?
If you'd like more choices than a 15- or 30-year mortgage, a YOURgage may be the solution. This Rocket Mortgage program lets you choose a custom loan term.
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6-minute read
How much money do you need to buy a house?
Ready to buy a home? Explore different home buying costs, such as the down payment and closing fees, to determine how much money you need to buy a house.
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5-minute read
What credit score do mortgage lenders use?
Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.
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10-minute read
Types of mortgage refinance: Which option is right for you?
There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.<...
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3-minute read
Federal Reserve statement explained – March 2026
The target for the federal funds rate remained unchanged today in the range of 3.5% – 3.75%. Here’s what officials are thinking about and what it me...
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