Erik J. Martin is a Chicagoland-based freelance writer who covers personal finance, loans, insurance, home improvement, technology, healthcare, and entertainment for a variety of clients.

Erik J Martin

Contributing writer

Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.

Expertise

Personal Finance
Mortgage

Education

Bachelor's degrees in English and Communications from Loyola University Chicago

Recent Articles

Man smiling and holding two fluffy small dogs in living room.

9-minute read

What is a bridge loan and how does it work?

A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.

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A man carefully reviewing documents related to real estate or financial matters.

6-minute read

How much does title insurance cost? Estimates, requirements, and savings tips

How much does title insurance cost? It varies, but it’s generally 0.5% – 1% of the home's sale price. Learn more about the cost of title insurance.

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Smiling businessmen shaking hands, symbolizing a successful business deal or partnership.

6-minute read

Highest and best offer: What buyers should know

A highest and best offer might be requested by a seller who has received multiple offers on their home. Learn more about this offer and its potential impact....

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An image representing a broker, potentially related to real estate or financial brokerage.

6-minute read

What is a real estate broker and what do they do?

Real estate brokers have advanced licensing requirements and can hire real estate agents. L...

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A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

14-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.

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Plumber squatting onto kitchen floor to look under the kitchen sink while holding a clipboard.

11-minute read

Home inspection complete: What’s next for buyers?

After the home inspection, you should review and address any discovered property issues and negotiate with the seller. Learn more about the steps you should ...

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Veteran couple working on a laptop, possibly discussing real estate or financial matters.

10-minute read

VA cash-out refinance: What it is and how it works

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements and more to see if it’s right for ...

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Interior view of a well-designed and modern kitchen space.

6-minute read

How buyers can negotiate house price

Are you ready to purchase your dream home? Learn how to negotiate house prices to increase your chances of getting the best deal on your future home.

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Moving van filled with boxes in front of townhomes.

6-minute read

The average cost to move cross-country (and how to save money)

Wondering how to budget relocating across multiple states? Learn the average cost to move across the country and how to save money on a long-distance move.

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