Erik J. Martin is a Chicagoland-based freelance writer who covers personal finance, loans, insurance, home improvement, technology, healthcare, and entertainment for a variety of clients.

Erik J Martin

Contributing writer

Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.

Expertise

PersonalFinance
Mortgage

Education

Bachelor's degrees in English and Communications from Loyola University Chicago

Recent Articles

Veteran couple working on a laptop, possibly discussing real estate or financial matters.

10-minute read

VA cash-out refinance: What it is and how it works

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements and more to see if it’s right for ...

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Interior view of a well-designed and modern kitchen space.

6-minute read

How buyers can negotiate house price

Are you ready to purchase your dream home? Learn how to negotiate house prices to increase your chances of getting the best deal on your future home.

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Moving van filled with boxes in front of townhomes.

6-minute read

The average cost to move cross-country (and how to save money)

Wondering how to budget relocating across multiple states? Learn the average cost to move across the country and how to save money on a long-distance move.

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A young woman assisting an elderly man in a wheelchair, potentially related to refinancing or homeownership.

8-minute read

Combat high rates with debt consolidation

If you feel stuck with high interest rates, debt consolidation may be the key to relief. Learn more about how to use home equity to consolidate other debt.

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A same-sex male couple spending time together at home with a laptop and coffee, representing inclusivity in homeownership imagery.

8-minute read

What to expect when closing on a house remotely

Planning to buy your home online and make little in-person contact? Learn how a remote closing on a house works and why these closings are becoming more comm...

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A couple sitting on the floor, engrossed in their work on a laptop, possibly related to the renovation of their new house.

10-minute read

Joint VA loan: What it is and how to apply

A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.

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A family hanging out in the living room together.

6-minute read

How many times can you use a VA loan?

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break...

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Interior of modern open floor plan home.

11-minute read

Refinance appraisal checklist: 7 ways to prepare

A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.

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A retired man looking to renovate his house.

9-minute read

Capital improvements: When are your home renovations tax-deductible?

If you’re thinking about renovating your house before selling, these upgrades may qualify as capital improvements. Learn more about their tax deductibilit...

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