Erik J. Martin is a Chicagoland-based freelance writer who covers personal finance, loans, insurance, home improvement, technology, healthcare, and entertainment for a variety of clients.

Erik J Martin

Contributing writer

Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.

Expertise

Personal Finance
Mortgage

Education

Bachelor's degrees in English and Communications from Loyola University Chicago

Recent Articles

9-minute read

Are home warranties worth it? What to consider

Are home warranties worth it? Learn what these policies cover, the typical costs, all about service fees, when they may help, and how to choose a provider.

Read more

12-minute read

How buying a house with tenants works

Buying a house with tenants means earning income and assuming responsibility for maintaining it immediately. Find out what it means to buy a house with tenants.

Read more

7-minute read

10 tips for buying a house out of state

Making a long-distance move can be stressful, but virtual tours and closings can simplify things. Check out our tips for buying a home in another state.

Read more

7-minute read

What is rental property depreciation and how does it work?

Rental property depreciation compensates owners for the declining value of a property with a tax deduction. Learn more about how it works and how to claim it...

Read more

10-minute read

What is a fixed-rate mortgage?

A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.

Read more

4-minute read

Wraparound mortgages explained: Everything you need to know

Wraparound mortgages offer the convenience of seller-backed financing, but they aren’t without risk. Learn more about this mortgage loan type here.

Read more

7-minute read

Property title search: How does it work?

A property title search examines public records to confirm a property’s rightful, legal owner. Learn how it works and what types of issues it can uncover.

Read more

15-minute read

20 popular types of houses and home styles

We rounded up the most common types of houses and provided their key features, pros, cons and photos so you can find the home style that best fits you.

Read more

8-minute read

What is tenancy by the entirety?

Tenancy by entirety allows married couples to each own 100% of the property as a single entity. Learn more about the pros and cons of this type of ownership.

Read more