Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
16-minute read
What is a timeshare and how does it work?
A timeshare allows you to share the cost and ownership of a vacation property. Here’s what to expect when entering a timeshare agreement.
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6-minute read
Do I qualify for a home loan without a job?
Learn how to qualify for a mortgage without traditional employment by meeting specific requirements and proving reliable alternative sources of income.
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5-minute read
Gift letter: What it is and how to write one
A gift letter explains to your lender where your down payment money came from and proves that it isn’t a loan. Here’s how to write one and why you s...
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8-minute read
What is a house deed?
A deed is a document that transfers ownership of real estate from one party to another. Understand how this works, the types of deeds, and why it's important.
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7-minute read
Mortgage transfers: A complete guide
If you want to hand your mortgage over to someone else, you’ll need to apply for a mortgage transfer. Learn more about transfers, who qualifies, and more.
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8-minute read
What to do after closing on a home
The paperwork has been signed and you’ve got the keys in hand. Now what? Here’s what to expect after closing on a home.
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6-minute read
VA appraisal fees: What to expect
Are you considering a VA loan but don’t know what costs to expect? Learn more about VA appraisal fees, one common fee with this loan type.
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6-minute read
Do I need title insurance if I have no mortgage?
Do you need title insurance if you have no mortgage? Yes, owner’s title insurance can protect you without a lender. Learn more about what it covers.
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4-minute read
Choosing a bridge loan vs. a HELOC: What's right for you?
Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.
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