Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
8-minute read
What to do after closing on a home
The paperwork has been signed and you’ve got the keys in hand. Now what? Here’s what to expect after closing on a home.
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6-minute read
VA appraisal fees: What to expect
Are you considering a VA loan but don’t know what costs to expect? Learn more about VA appraisal fees, one common fee with this loan type.
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6-minute read
Do I need title insurance if I have no mortgage?
Do you need title insurance if you have no mortgage? Yes, owner’s title insurance can protect you without a lender. Learn more about what it covers.
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4-minute read
Choosing a bridge loan vs. a HELOC: What's right for you?
Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.
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7-minute read
How to get a VA loan after bankruptcy
Getting a VA loan after bankruptcy is possible, but there’s a process that some may find challenging. Here’s what to expect.
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8-minute read
A guide to getting a HELOC with 'bad' credit
Lenders review your credit, debt-to-income ratio, home equity, and other factors when you apply for a HELOC. Learn about getting a HELOC with 'bad' credit.
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7-minute read
What are the VA loan spouse requirements?
A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.
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5-minute read
What is a warranty deed?
When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.
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8-minute read
How to pay off a home loan in 5 years: Best practices
You can pay off a mortgage more quickly by making extra payments, refinancing to a shorter term, or using a HELOC. Here’s how to accelerate your payoff...
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