Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
5-minute read
FHA nonoccupant co-borrowers: Guidelines and how they can help
Nonoccupant co-borrowers can make a big difference in the qualifying process for an FHA loan. Learn the requirements for using this process effectively.
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16-minute read
FHA refinance vs. conventional refinance: Which is better?
Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.
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9-minute read
What is a bridge loan and how does it work?
A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.
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6-minute read
How much does title insurance cost? Estimates, requirements, and savings tips
How much does title insurance cost? It varies, but it’s generally 0.5% – 1% of the home's sale price. Learn more about the cost of title insurance.
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6-minute read
Highest and best offer: What buyers should know
A highest and best offer might be requested by a seller who has received multiple offers on their home. Learn more about this offer and its potential impact....
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6-minute read
What is a real estate broker and what do they do?
Real estate brokers have advanced licensing requirements and can hire real estate agents. L...
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14-minute read
Joint mortgage: A complete guide for borrowers
A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.
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11-minute read
Home inspection complete: What’s next for buyers?
After the home inspection, you should review and address any discovered property issues and negotiate with the seller. Learn more about the steps you should ...
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10-minute read
VA cash-out refinance: What it is and how it works
Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements and more to see if it’s right for ...
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