Erik J. Martin is a Chicagoland-based freelance writer who covers personal finance, loans, insurance, home improvement, technology, healthcare, and entertainment for a variety of clients.

Erik J Martin

Contributing writer

Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.

Expertise

PersonalFinance
Mortgage

Education

Bachelor's degrees in English and Communications from Loyola University Chicago

Recent Articles

A couple sitting on the floor, engrossed in their work on a laptop, possibly related to the renovation of their new house.

10-minute read

Joint VA loan: What it is and how to apply

A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.

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A family hanging out in the living room together.

6-minute read

How many times can you use a VA loan?

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s b...

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Interior of modern open floor plan home.

11-minute read

Refinance appraisal checklist: 7 ways to prepare

A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.

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A retired man looking to renovate his house.

9-minute read

Capital improvements: When are your home renovations tax-deductible?

If you’re thinking about renovating your house before selling, these upgrades may qualify as capital improvements. Learn more about their tax deductibilit...

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Ingeniux migrated assets Rocket HQ StockImages Folder - https://www.rockomni.com/glc/assets/RocketHQ/StockImages/Stock-Mother-And-Daughter-Cooking.jpg

7-minute read

No-appraisal refinance: Should you do it?

You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.

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An easement road leading to a house in the distance, indicating a legal right of way or access to a property.

5-minute read

Right of way vs. easement: What’s the difference?

A right of way easement allows you to use a pathway on a neighboring property. Other easements also give property access. Learn what the differences are here.

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Family moving into a home, unloading boxes and settling into their new living space.

8-minute read

How to get a mortgage in 7 steps

Getting a mortgage can feel daunting if you’re a first-time home buyer. Learn the steps you must take to prepare for and successfully apply for a mortgage...

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An aerial view of buildings surrounded by trees.

7-minute read

What is condemnation in real estate?

What is condemned property? Condemnation occurs when the government uses eminent domain to take property. Learn what condemnation can mean for homeowners.

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A person sitting on his home couch possibly looking at stocks.

10-minute read

How to repair your credit score in 6 steps

Ready to bump up your credit score? We’ll help you understand what your credit score means and walk you through six ways you can improve your credit score...

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