Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
5-minute read
Assessed value vs. market value: Your questions answered
Confused about a property tax assessment vs. market value? The two similar terms both have to do with property value, but they are determined differently.
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10-minute read
Understanding the Truth in Lending Act (TILA)
The Truth in Lending Act (TILA) is designed to protect borrowers from unfair lending practices through strict regulations. Here’s how it works and why it ...
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8-minute read
What does pending mean in real estate?
If you’ve been house hunting, you might have wondered what “pending” means on a real estate listing. Read on to decode this real estate listin...
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13-minute read
What does it mean to be house poor and how can you avoid it?
Being house poor means most of your income goes toward your mortgage. Learn about how people often become house poor and how you can avoid or escap...
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6-minute read
How much are closing costs on a VA loan?
VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.
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9-minute read
Refinancing your mortgage: Requirements explained
Refinancing your mortgage requires a brand-new loan application. You can increase your chances of approval with good credit and regular income.
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8-minute read
2026 USDA eligibility map: A guide for home buyers
The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...
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5-minute read
Real property: Definition and examples
Real property refers to the rights of ownership that are attached to a property. Your real property rights can affect everything from privacy to leasing.
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10-minute read
How is rental income taxed? A guide for real estate investors
If you own or are considering owning a rental property, you should know how your income is taxed, your possible deductibles, and how to report your earnings....
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