Erik J. Martin is a Chicagoland-based freelance writer who covers personal finance, loans, insurance, home improvement, technology, healthcare, and entertainment for a variety of clients.

Erik J Martin

Contributing writer

Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.

Expertise

Personal Finance
Mortgage

Education

Bachelor's degrees in English and Communications from Loyola University Chicago

Recent Articles

13-minute read

Houseboat loans: Financing options and requirements

Learn how houseboat loans work, including financing options, credit score needs, down payments, and ownership costs. Compare choices before you apply today.

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11-minute read

USDA construction loan requirements: Fees, steps and more

Learn USDA construction loan requirements, fees, builder rules and steps to finance a rural home build with zero down. Compare options and start today.

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10-minute read

USDA Streamlined refinance: Rules, costs, and options

Learn how a USDA Streamlined refinance works, including rules, costs, and refinance options. Compare benefits and requirements before you apply.

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11-minute read

Home title theft: How to spot, prevent, and report fraud

Learn how home title theft works, warning signs to watch for and steps to help protect your property records, credit and home equity. Get prevention tips.

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16-minute read

FHA refinance vs. conventional refinance: Which is better?

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

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10-minute read

Best national modular home builders: How to choose

Compare the best national modular home builders, looking at costs, timelines, and availability. Learn how to choose a builder and start your home financing.

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8-minute read

What to do after closing on a home

The paperwork has been signed and you’ve got the keys in hand. Now what? Here’s what to expect after closing on a home.

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4-minute read

Choosing a bridge loan vs. a HELOC: What's right for you?

Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.

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6-minute read

Closing costs in Colorado: What home buyers should know

Learn what closing costs in Colorado include, who usually pays them, and how to lower your cash due at closing. Compare your options and get started today.

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