Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
10-minute read
USDA Streamlined refinance: Rules, costs, and options
Learn how a USDA Streamlined refinance works, including rules, costs, and refinance options. Compare benefits and requirements before you apply.
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11-minute read
Home title theft: How to spot, prevent, and report fraud
Learn how home title theft works, warning signs to watch for and steps to help protect your property records, credit and home equity. Get prevention tips.
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16-minute read
FHA refinance vs. conventional refinance: Which is better?
Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.
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10-minute read
Best national modular home builders: How to choose
Compare the best national modular home builders, looking at costs, timelines, and availability. Learn how to choose a builder and start your home financing.
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8-minute read
What to do after closing on a home
The paperwork has been signed and you’ve got the keys in hand. Now what? Here’s what to expect after closing on a home.
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4-minute read
Choosing a bridge loan vs. a HELOC: What's right for you?
Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.
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6-minute read
Closing costs in Colorado: What home buyers should know
Learn what closing costs in Colorado include, who usually pays them, and how to lower your cash due at closing. Compare your options and get started today.
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10-minute read
What is a home warranty?
What is a home warranty? Learn what it covers, what it costs, and how to decide if a plan makes sense before you buy. Read the guide.
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14-minute read
Rent-back agreements: What buyers and sellers should know
Rent-back agreements let sellers stay after closing. Learn how they work, costs, risks, lender limits, and how to protect both sides before you sign.
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