Featured resources

Business investor analyzing financial data or investment opportunities.

4-minute read

Dual agency: What to know before you buy

Dual agents work for the buyer and seller in real estate transactions. Learn more about how this works and how to decide if dual agency is right for you.

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Large regal brick home with white columns and stone stairway.

4-minute read

Property title search: What it is and how it works

A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them...

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A woman looking out of a window, potentially indicating contemplation or assessing a property's view.

6-minute read

Is home insurance tax deductible?

Homeowners can’t deduct homeowners insurance from income taxes, unless it’s a rental property. Learn more about which homeownership expenses are tax...

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A couple enjoying sunlight in their newly bought home surrounded by cardboard boxes.

7-minute read

USDA vs. FHA Loans: Which is better for you?

USDA and FHA loans can offer more lenient requirements for home buyers with low or moderate income. Learn what else these loans can offer and how they differ...

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A luxury mountain home in the Pacific Northwest, highlighting a high-end residence in a scenic location.

5-minute read

What is an encumbrance in real estate?

An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.

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A man researching on a computer, likely conducting real estate or financial research online.

8-minute read

What Is PITI? Its meaning and what it stands for

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.

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Black couple in a kitchen drinking coffee and laughing, depicting a couple enjoying a moment together in a kitchen setting.

2-minute read

Wealth Wednesdays

The Wealth Wednesdays series explores the political and societal forces that have historically kept those in the black community from seeing their light and ...

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A couple paying their mortgage online using a laptop.

5-minute read

When is your first mortgage payment due?

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...

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A big blue-grey house, potentially representing a residential property.

7-minute read

Double closing: A real estate investment strategy you need to know

The double close strategy lets a real estate investor have two private deals – one with the seller and one with the end buyer. Learn more about double ...

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Architects in discussion, reviewing plans and blueprints in an office setting.

3-minute read

What is the Design Approval Primary Inspection Agency (DAPIA)?

The Design Approval Primary Inspection Agency, or DAPIA, inspects and approves manufactured home designs. Learn this process before buying a manufactured hom...

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Aerial shot of a neighborhood, showcasing houses, streets, and community living.

7-minute read

Deed in lieu of foreclosure: What is it and is it right for you?

If you’re staring down the possibility of foreclosure, you might have options. Learn what a deed in lieu of foreclosure is and whether it’s right fo...

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A man and women embracing each other with a smile.

14-minute read

Parent's guide to helping your kids own a home

There are many pros and cons to buying a house with your child. We cover cosigning, selling, gifting and renting a house to your child in this complete guide...

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A couple discussing finances, real estate investments or taxes on a laptop.

5-minute read

What is deed of trust?

A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.

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A man looking at finances, possibly related to financial planning or reviewing financial data.

7-minute read

Home appraisal amount vs. loan amount: How an appraisal impacts the selling price and mortgage amount

Explore the difference between appraisal amount and loan amount and how the home appraisal amount affects selling price or the mortgage loan amount.

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A man working on a home foundation, possibly related to construction or repair work.

9-minute read

What you need to know before buying a house with foundation issues

It’s every home buyer’s nightmare – the home inspection report reveals foundation problems. Find out what to do if you’re buying a ho...

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A man wearing a headset, likely in a customer service or financial services role.

4-minute read

Mortgage loan originators: What they do and how they can help you

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

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A woman in middle of call or meeting talking with either colleague or customer.

7-minute read

Cybersecurity best practices to keep you safe online

How can you stay safe from cyber threats? Start with these 7 tips.

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A Black man's hands signing a document on a desk at home, potentially related to paperwork or contracts.

5-minute read

Deed of reconveyance: Definition, process and FAQs

A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.

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