Featured resources

14-minute read

What does a buyer’s agent do?

A buyer's agent represents you and your best interests in the home buying process. Learn more about the role of a buyer's agent and why you should work with one...

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5-minute read

What is a resale house? Defined and explained

A resale house is a home that's been lived in before; it's not a new build. Learn more about what a resale house is plus the pros and cons that come with it.

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6-minute read

Customizing your mobile home: Design ideas, tips, and budget-friendly options

Discover budget-friendly ways to customize your mobile home – from design tweaks to strategic upgrades. Personalize your space and add value with our smar...

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6-minute read

Rent vs. buy: What’s the difference?

Deciding between buying or renting your next home? Learn more about the differences and key factors to consider when making the rent-versus-buy decision.

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6-minute read

FHA reserve requirements for 2025

Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...

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10-minute read

Average closing costs in Alabama

Alabama closing costs are higher than in several other states, based on the dollar amount. Learn what you can expect to pay when you close on your new home.

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4-minute read

FHA DTI ratio requirements (2026 guide)

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

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10-minute read

What is an FHA Energy Efficient Mortgage?

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.

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7-minute read

FHA Construction-to-permanent loans: A guide

Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.

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7-minute read

FHA student loan guidelines

Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.

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5-minute read

Can you make principal-only payments on your mortgage?

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...

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4-minute read

Understanding fully amortized loans

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...

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8-minute read

How to buy a house in Tennessee

Are you considering a move to the Volunteer State? Learn about Tennessee’s current real estate market, the home buying process, and the top cities to live...

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7-minute read

What is ‘subject to’ in real estate?

A subject-to real estate transaction lets the buyer own the property while the seller keeps the mortgage in their name. Learn about how this arrangement works.

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6-minute read

Low housing inventory: How it affects the real estate market

Low housing inventory results from an increase in demand for houses without the supply to meet it. Understand how this affects the real estate market.

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7-minute read

Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...

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8-minute read

Americans are spending less on holiday decor, gifts as economic uncertainty ramps up

According to a new Rocket Mortgage and Redfin survey, 28% of Americans are trimming their decorating budgets this year and 26% are spending less on gifts.

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6-minute read

Second home vs. investment property: What’s the difference?

Learn the key differences between an investment property and a second home, including mortgage requirements, tax implications, and how lenders treat each type.

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