FHA Non-Occupant Co-Borrowers: Guidelines And How They Can Help

3-minute read

Sarah Sharkey - January 12, 2023

FHA non-occupant co-borrowers are one way close friends and family can help a borrower qualify for an FHA loan. Understand the guidelines for co-borrowers now.

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How To Determine If You Should Buy A House

Home Buying - 8-minute read

Hanna Kielar - January 12, 2023

A lot of factors go into determining whether or not you should buy a house. Here’s what you need to know when making the decision to buy now, or hold off.

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How To Pay Your Mortgage Easily

Servicing - 3-minute read

Da'Vonne Duncan - January 12, 2023

Making a mortgage payment on time is easier than ever. Read on to see which option fits your needs, from automated monthly payments to paying over the phone.

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Mortgage Loan Limits Largely Rise In 2023

Mortgage Basics - 4-minute read

Kevin Graham - January 12, 2023

Rocket Mortgage has updated conventional loan limits for 2023. Mortgage limits have gone up from most. Read on for details as well as FHA and VA loan limits.

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Tiny Home Financing And Loan Options

Home Buying - 8-minute read

Sidney Richardson - January 12, 2023

Tiny homes typically cost less than the average mortgage minimum, but you can use other options like RV and personal loans to fund your project. Here's how.

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Getting A Mortgage With A New Job: What To Know

Home Buying - 5-minute read

January 12, 2023

Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.

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USDA Guarantee Fees: What Are They And How Do They Work?

Loan Types - 4-minute read

Melissa Brock - January 12, 2023

Wondering what exactly a guarantee fee is for a USDA loan? We’ll explain what it is, how it works and much more when it comes to the home buying process.

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How To Lower Your Mortgage Payment

Refinancing - 5-minute read

Victoria Araj - January 12, 2023

A mortgage is one of the most affordable ways to borrow money, but are there opportunities to save further? Learn how you can lower your mortgage bill.

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First-Time Home Buying Tips

Home Buying - 9-minute read

January 12, 2023

Buying your first home should be exciting, not overwhelming. So we welcome you to The Red Desk, where we cover everything you need to know about homeownership. Never dumbed down, but easier than you think, Our Host makes an intimidating journey relatable, and actually kinda fun. In our first episode, we walk through the entire home buying process. This is a broad look, and we'll do a deeper dive on all of the topics discussed in future videos. So be sure to subscribe and turn on notifications so you can catch every episode of The Red Desk!

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Freddie Mac: What Is The Federal Home Loan Mortgage Corporation (FHLMC)?

Mortgage Basics - 3-minute read

Andrew Dehan - January 12, 2023

Freddie Mac is a government-sponsored agency charged with keeping mortgage markets liquid. Learn more about FHLMC – and how it impacts home buyers and sellers.

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VA ARM: What It Is And What It Entails For The Borrower

Loan Types - 6-minute read

Kevin Graham - January 12, 2023

If you’re a veteran looking to buy a home, an adjustable-rate mortgage from the VA might be a good option for you. Learn more about VA ARMs here.

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Home Buying Checklist For First-Time Home Buyers

Home Buying - 7-minute read

Victoria Araj - January 12, 2023

Starting the process of buying your first home? Use our extensive first-time home buyer checklist to help you prepare and ensure you don't miss a step.

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Float-Down Option: Can It Lower Your Mortgage Rate?

Refinancing - 5-minute read

Sam Hawrylack - January 12, 2023

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.

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How To Flip A House: A Starting Guide For Beginners

Home Buying - 6-minute read

Jamie Johnson - January 12, 2023

Are you a home improvement wizard? Find out how to start flipping houses and whether you can really make a profit on house flipping with our real estate guide.

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Home Buyer’s Guide To Right Of Way Easements

Home Buying - 5-minute read

Kevin Graham - January 12, 2023

Wondering if the house you’re buying might come with a right of way easement? Learn how to check and what it will mean if there is one.

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Are Closing Costs Negotiable?

Home Buying - 7-minute read

Jamie Johnson - January 12, 2023

When buying a house, it’s important to know that closing costs are negotiable. Read this article to learn what fees are negotiable and how to bring them down.

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A Guide To The Housing Expense Ratio

Home Buying - 3-minute read

Andrew Dehan - January 12, 2023

Wondering how mortgage lenders calculate the housing expense ratio? Learn how to find your results by comparing your housing expenses to your pre-tax income.

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Types Of Assets To Include On Your Mortgage Application

Mortgage Basics - 6-minute read

Miranda Crace - January 12, 2023

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

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