Featured resources

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4-minute read

Portfolio loan: What is it and how does it work?

A portfolio loan can help borrowers who don’t qualify for a traditional mortgage loan. Learn how portfolio loans can fund and unlock real estate opport...

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A cheerful Asian couple discussing the purchase of a new house, suggesting real estate planning or decisions.

4-minute read

Understanding FHA 203(b) loans and how they differ from FHA 203(k) loans

FHA 203(b) loans are intended for move-in ready homes and FHA 203(k) loans are used for homes that require significant repairs. Learn more about these loans....

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White stucco bungalow with sloped roof and red door.

4-minute read

VA funding fee: What to expect

The VA funding fee is a one-time charge you pay to help fund the VA loan program and protect your lender and the VA from financial losses if you default. Learn ...

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A military man speaking to an advisor, potentially discussing financial aspects or options related to housing.

4-minute read

VA appraisal fees: What to expect

Are you considering a VA loan but don’t know what to expect in terms of costs? Learn about the VA appraisal fees you can expect when using this type of...

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Man with bun working at home office.

8-minute read

How to get a mortgage without 2 years of work history

Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home...

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People signing a mortgage note or document.

6-minute read

What is a promissory note? Definition and explanation

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

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A couple with a real estate agent, engaged in discussion, possibly viewing a property or discussing home options.

8-minute read

12 questions to ask when buying a house

For inexperienced home buyers, it’s hard to know what questions to ask when buying a house. Use this checklist to make sure you get all the important info...

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Water heater repair, potentially illustrating a repair or maintenance task related to a water heater.

6-minute read

Cinch home services: Reviews and pricing

Cinch Home Services could be a solid option for your home warranty needs. In this close-up company review, find out why Cinch is a provider worth considering...

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Small blue house in a backyard, showcasing a compact standalone house in a residential setting.

5-minute read

What is an RHS loan?

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

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Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

3-minute read

Fannie Mae credit scoring changes could help more borrowers qualify

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!<...

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White house with Spanish tile roof, large pool, and palm trees.

6-minute read

Is it a good time to buy a house? a decision guide

Whether it’s a good time to buy a house depends on market trends and your personal finances. Learn whether now is a good time to buy a house and how to de...

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A family happily unpacking boxes in their new home, creating a welcoming atmosphere.

6-minute read

Types of assets to include on your mortgage application

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

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Title insurance concept, symbolizing security and protection in property ownership.

Title insurance: What you need to know

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchase...

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A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A guide to USDA guaranteed vs direct loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

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A light tan home with a black roof and stone driveway, showcasing exterior home details.

6-minute read

VA jumbo loan limits, rates and requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits and requirements.

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Close-up of older couple in glasses reviewing financial documents at dining table.

6-minute read

Property tax exemptions: Seniors, veterans and others who qualify

Property tax exemptions help qualifying property owners by reducing or eliminating their property tax bill. Learn who qualifies for these exemptions and more...

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An image representing a broker, potentially related to real estate or financial brokerage.

7-minute read

What is a real estate broker and what do they do?

Real estate brokers have advanced licensing requirements and can hire real estate agents. Learn more about what they do and how they can affect you.

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Today's Topic: The Federal Reserve

4-minute read

Federal Reserve press release in plain English - January 2024

The Federal Reserve didn’t make any changes to the federal funds rate target range, but there’s lots of detail in here important to know as a mor...

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