Featured Resources

Today's Topic: The Federal Reserve

4-minute read

Federal Reserve Press Release In Plain English – January 2024

The Federal Reserve didn’t make any changes to the federal funds rate target range, but there’s lots of detail in here important to know as a mortgage consumer.

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A family happily unpacking boxes in their new home, creating a welcoming atmosphere.

6-minute read

Types Of Assets To Include On Your Mortgage Application

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

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A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

5-minute read

What Are Conforming Loans And What Do They Mean To Borrowers?

Conforming loans comply with Fannie Mae and Freddie Mac rules, and are thus eligible for purchase and resale to investors. Find out what that means for you.

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A woman signing a contract, suggesting engagement in a real estate agreement or mortgage-related documentation.

6-minute read

What Is A Real Estate Purchase Agreement And Why Is It Important?

A real estate purchase agreement is a contract covering the details of a real estate transaction. Learn more about purchase agreements and their key components.

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A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A Guide To USDA Guaranteed Vs. Direct Loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

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A serene landscape with trees and a pond in the background, creating a peaceful and natural setting.

5-minute read

USDA Loan Closing Costs: What They Cover And What Can Be Rolled Into Your Loan

USDA loans require no down payment and offer unique means for covering your closing costs. Read our guide to USDA closing costs and how you can afford them.

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Siblings chatting on the couch, potentially depicting family interactions or discussions related to home or finances.

6-minute read

Inheriting A House With A Sibling: A Guide

If you’ve just inherited a house with siblings, you’re likely wondering how to navigate the property inheritance both legally and emotionally: we have answers.

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An image representing a broker, potentially related to real estate or financial brokerage.

7-minute read

What Is A Real Estate Broker And What Do They Do?

Real estate brokers have advanced licensing requirements and can hire real estate agents. Learn more about what they do and how they can affect you.

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Title insurance concept, symbolizing security and protection in property ownership.

Title Insurance: What You Need To Know

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

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Couple reviewing documents on laptop, possibly home related.

8-minute read

A Guide To Gifts Of Equity: What Taxes To Expect, How To Write A Gift Letter And More

Curious about gifts of equity or already considering giving one? Learn about the process plus the pros and cons of giving the gift of
home equity.

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Close-up of older couple in glasses reviewing financial documents at dining table.

6-minute read

Property Tax Exemptions: Seniors, Veterans And Others Who Qualify

Property tax exemptions help qualifying property owners by reducing or eliminating their property tax bill. Learn who qualifies for these exemptions and more.

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A worried woman on a phone who probably just heard a concerning news.

8-minute read

Foreclosure Defined: What It Is, How To Avoid It And What It Means For You

Don’t get lost in a legal maze trying to detangle the ins and outs of foreclosure. Use our guide to confidently navigate the process and steer clear of scams.

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Aerial view of vibrant and colorful neighborhood, showcasing diverse houses and surroundings.

7-minute read

Types Of Mortgage Refinance: Which Option Is Right For You?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.

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A girl playing with cardboard boxes during the unboxing of things possibly after shifting into a new home.

9-minute read

Mortgage Origination Fee: The Inside Scoop

Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run.

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Illustration depicting refinancing for home improvements such as by paints.

5-minute read

Refinancing For Home Improvements: A Guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide.

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A white brick house, illustrating residential architecture and exterior design.

9-minute read

Buying A Second Home With A VA Loan

With competitive interest rates and benefits, why wouldn’t you want to use a VA loan to purchase another home? Read on to find out what’s possible for you.

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Modular home, an image illustrating a modular home structure.

3-minute read

What Is A Chattel Mortgage And How Does It Work?

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.

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A red brick home front with teal colored door and plant vines.

7-minute read

Earnest Money: What Is It And How Much Is Enough?

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand out.

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