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Exterior of white two-story countryside house with black shutters and roof.

6-minute read

FHA 203(k) loans: A complete guide

An FHA 203(k) loan is a type of government loan that can be used to fund a home purchase and renovations under one mortgage. Learn more about 203(k) loans.

8-minute read

How to get a mortgage without 2 years of work history

Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home loan.

Housemates gathering in a living room, possibly portraying shared living or communal spaces.

8-minute read

Joint tenancy: Definition, pros and cons

Joint tenancy is a legal agreement where two or more people have equal rights and ownership interests in a property. Learn how it works and the pros and cons.

A couple showing a key in front of a house possibly indicating they bought their new home.

6-minute read

What is the right of first refusal (ROFR) in real estate and how does it work?

Right of first refusal (ROFR) allows a buyer to submit the first offer when an owner decides to sell. Read on to learn whether ROFR is right for your situation.

People signing a mortgage note or document.

6-minute read

What is a promissory note? Definition and explanation

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

A couple with a real estate agent, engaged in discussion, possibly viewing a property or discussing home options.

8-minute read

12 questions to ask when buying a house

For inexperienced home buyers, it’s hard to know what questions to ask when buying a house. Use this checklist to make sure you get all the important information.

Water heater repair, potentially illustrating a repair or maintenance task related to a water heater.

6-minute read

Cinch home services: Reviews and pricing

Cinch Home Services could be a solid option for your home warranty needs. In this close-up company review, find out why Cinch is a provider worth considering.

Small blue house in a backyard, showcasing a compact standalone house in a residential setting.

5-minute read

What is an RHS loan?

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

A beautiful classic country house, showcasing a specific architectural style.

5-minute read

What is passive real estate investing and how does it work?

Are you interested in passive real estate investing? Learn different types of passive real estate investments, the pros and cons and how to get started.

A couple with a real estate agent, potentially engaging in property discussions or viewings.

12-minute read

14 questions to ask a mortgage lender

The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential questions to ask a mortgage lender.

Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

3-minute read

Fannie Mae credit scoring changes could help more borrowers qualify

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!

A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A guide to USDA guaranteed vs direct loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

A serene landscape with trees and a pond in the background, creating a peaceful and natural setting.

5-minute read

USDA loan closing costs: What they cover and what can be rolled into your loan

USDA loans require no down payment and offer unique means for covering your closing costs. Read our guide to USDA closing costs and how you can afford them.

Close-up of older couple in glasses reviewing financial documents at dining table.

6-minute read

Property tax exemptions: Seniors, veterans and others who qualify

Property tax exemptions help qualifying property owners by reducing or eliminating their property tax bill. Learn who qualifies for these exemptions and more.

A light tan home with a black roof and stone driveway, showcasing exterior home details.

6-minute read

VA jumbo loan limits, rates and requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits and requirements.

A family happily unpacking boxes in their new home, creating a welcoming atmosphere.

6-minute read

Types of assets to include on your mortgage application

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

A woman signing a contract, suggesting engagement in a real estate agreement or mortgage-related documentation.

6-minute read

What is a real estate purchase agreement and why is it important?

A real estate purchase agreement is a contract covering the details of a real estate transaction. Learn more about purchase agreements and their key components.

Siblings chatting on the couch, potentially depicting family interactions or discussions related to home or finances.

6-minute read

Inheriting a house with a sibling: A guide

If you’ve just inherited a house with siblings, you’re likely wondering how to navigate the property inheritance both legally and emotionally: we have answers.

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