Cinch Home Services: Reviews And Pricing

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If you own a house or are thinking about buying one but are put off by the time and expense required for maintenance, a home warranty may be the way to go. There are many home warranty companies to consider, but today, we’re reviewing just one: Cinch Home Services.

What Is A Home Warranty?

Most people are familiar with the manufacturer warranties tied to appliances or electronics – but home warranties are different. Home warranties, sometimes called home protection plans, aren’t tied to a specific manufacturer or appliance. Instead, they cover categories of appliances, like major home systems or kitchen appliances.

The age of your appliances or systems won’t impact your home warranty. Everything is covered for standard wear and tear long after a manufacturer’s warranty expires.

Eventually, every home system or appliance breaks down and needs to be repaired or replaced. It’s generally a good idea for homeowners to save anywhere from 1% to 3% of their home’s purchase price, depending on the age of their home, for annual home maintenance and to review and compare home warranty companies.

Understanding Cinch Home Services

Cinch Home Services (formerly Cross Country Home Services) is based out of Boca Raton, Florida. The company has been providing home warranties to homeowners for more than 40 years, offering home warranty plans that help make the repair and replacement of systems and appliances efficient and affordable.

Cinch Home Warranty Plans

Cinch offers three home warranty plans: one for appliances, one for built-in systems and one for complete home coverage.

The monthly cost of coverage will depend on a homeowner’s location and their coverage deductible. The more you pay per month, the lower your deductible.

Please note that all pricing quotes in this article are based on a sample home in Columbus, Ohio, with a $125 coverage deductible.

You pay a deductible every time a professional visits your home and fixes a problem. Cinch Home Services provides an example of this on their website. If a plumber and electrician visit your home, their fees go toward separate deductibles.

Homeowners can make unlimited service requests that are subject to monetary caps based on the categories specified in their contracts. Read your contract carefully to familiarize yourself with any exclusions in you