Featured resources
8-minute read
What's the mortgage payment on a $400K loan?
The monthly mortgage payments on a $400K loan vary based on factors such as term length and interest rate. Learn more about the payments on a $400K mortgage.
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6-minute read
What are mortgage bonds and how do they work?
Mortgage bonds protect lenders and allow you to invest in affordable real estate. Learn more about how they work and how they affect the real estate market.
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6-minute read
A guide to mobile home foundations: Types and requirements
There are several options for manufactured and mobile home foundations. Read our guide to learn about the different foundation types and their requirements.
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7-minute read
Best mobile home insurance companies for 2023
Need mobile home insurance? Check out a list of the best mobile home insurance companies for 2024 to see which mobile home insurer could be right for you.
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7-minute read
Prepayment penalty: What it is and how to avoid it
A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.
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4-minute read
Selling mortgages: How it affects you and what to do next
How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.
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5-minute read
Am I better off financially than my parents were?
Explore how people feel they are doing financially compared to their parents at the same age.
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6-minute read
Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?
As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key differences.
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3-minute read
Proprietary leases defined: What they are and how they impact co-ops
A proprietary lease provides co-op shareholders with the right to live in a specified apartment unit. Learn more about proprietary leases and how they work.
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9-minute read
VA loans: Benefits, eligibility requirements and more
A VA home loan is a type of mortgage financing available to qualifying veterans and members of the military community. Discover VA loan requirements and how to apply.
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8-minute read
How can I use my 401(k) for a down payment?
Want to withdraw or borrow from a 401(k) for a down payment? See the pros and cons here.
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6-minute read
Hard money loan: Definition and what to watch out for
Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.
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4-minute read
Solo households: Analyzing where and how single householders live
Solo households have become increasingly popular over recent decades. Read our analysis of the current data and trends for single vs. couple households.
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6-minute read
7/6 ARM: Definition and how it works
Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.
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5-minute read
VA loan inspection requirements: What to know
VA loans don’t come with inspection requirements, but the home must meet VA minimum property requirements. Learn about MPRs and what they entail.
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9-minute read
Buying a house without a REALTOR®: What to consider
Considering buying a house without a REALTOR®? Learn about how the process works, plus pros and cons, and what you’re responsible for doing on your own.
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3-minute read
Is homeowners insurance required? What buyers should know
While homeowners insurance isn’t legally required, mortgage lenders will usually require it. Learn more about homeowners insurance requirements for buyers.
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3-minute read
Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments
A mortgage credit certificate (MCC) is a tax credit that can help homeowners save on their tax bill. Learn if you’re eligible for an MCC and how to apply.
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