Featured resources
14-minute read
Parent's guide to helping your kids own a home
There are many pros and cons to buying a house with your child. We cover cosigning, selling, gifting and renting a house to your child in this complete guide...
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7-minute read
Home appraisal amount vs. loan amount: How an appraisal impacts the selling price and mortgage amount
Explore the difference between appraisal amount and loan amount and how the home appraisal amount affects selling price or the mortgage loan amount.
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5-minute read
What is deed of trust?
A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.
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9-minute read
What you need to know before buying a house with foundation issues
It’s every home buyer’s nightmare – the home inspection report reveals foundation problems. Find out what to do if you’re buying a ho...
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8-minute read
Debt-to-income ratio (DTI): What is it and how is it calculated?
Your debt-to-income ratio (DTI) measures your total income against any debt you have. Learn what a good DTI is, how to calculate it and how to lower it.
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6-minute read
Buying a house with a septic tank: Pros and cons
Buying a house with a septic tank can feel intimidating, but it doesn’t have to be. Read on to learn about the pros and cons of using a home’s se...
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5-minute read
Deed of reconveyance: Definition, process and FAQs
A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.
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5-minute read
What are carrying costs in real estate?
Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.
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5-minute read
What is a variance and how do you get one?
If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.<...
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5-minute read
What Is renters insurance? Defined and explained
Renters insurance is a way for renters to protect themselves and their belongings when renting property. Learn about what’s covered with renters insura...
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4-minute read
Mortgage loan term: What is it, and which option is best for you?
“Loan term” often refers to how much time it takes a borrower to pay off their mortgage when making regular payments. Learn more about loan term opt...
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6-minute read
What you should know before purchasing a house with deed restrictions
Deed restrictions can limit what property owners do on their land. Learn about deed-restricted communities and real estate, what they are and how they work.
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3-minute read
Intent to occupy letter: What it is and how to write one
To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it....
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5-minute read
FHA mortgage insurance removal: A how-to guide
All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.
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4-minute read
What is a co-borrower? A beginner's guide
When you buy a home with a co-borrower, you typically share ownership of the loan and the home. Let’s explore the pros and cons of having a co-borrower...
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4-minute read
Close of escrow: What you need to know
Close of escrow is the point in the real estate transaction when all parties have fulfilled their responsibilities. Read on to learn how close of escrow work...
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8-minute read
Comparative market analysis (CMA): A guide
A comparative market analysis (CMA) is a tool real estate agents use to estimate the value of a property. Learn what goes into a comparative market analysis....
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5-minute read
What is a contemporary home? A guide to design
Contemporary houses incorporate design elements that are popular at the time when they’re built. Use our guide to learn more about this architectural styl...
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