Featured resources

Farmhouse Backyard with Trees

8-minute read

What's the mortgage payment on a $400K loan?

The monthly mortgage payments on a $400K loan vary based on factors such as term length and interest rate. Learn more about the payments on a $400K mortgage.

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A man and woman sitting on a couch, possibly researching or reviewing real estate information in a book.

6-minute read

What are mortgage bonds and how do they work?

Mortgage bonds protect lenders and allow you to invest in affordable real estate. Learn more about how they work and how they affect the real estate market.

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Mobile homes set amongst old growth trees.

6-minute read

A guide to mobile home foundations: Types and requirements

There are several options for manufactured and mobile home foundations. Read our guide to learn about the different foundation types and their requirements.

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A modern home adorned with benches and plants in an outdoor setting.

7-minute read

Best mobile home insurance companies for 2023

Need mobile home insurance? Check out a list of the best mobile home insurance companies for 2024 to see which mobile home insurer could be right for you.

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Two girls smiling and laughing on a bed.

7-minute read

Prepayment penalty: What it is and how to avoid it

A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.

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A front door with a large wooden door and potted plants, creating a warm and inviting entrance.

4-minute read

Selling mortgages: How it affects you and what to do next

How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.

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Adult son and senior father talking with a cup in their hands, suggesting family or generational bonding.

5-minute read

Am I better off financially than my parents were?

Explore how people feel they are doing financially compared to their parents at the same age.

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A realtor explaining things possibly about a property to a couple interested in buying it.

6-minute read

Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key differences.

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Interracial couple with a realtor, signing, possibly representing a diverse couple finalizing a real estate deal with a realtor.

3-minute read

Proprietary leases defined: What they are and how they impact co-ops

A proprietary lease provides co-op shareholders with the right to live in a specified apartment unit. Learn more about proprietary leases and how they work.

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A father hugging his young son, in their home.

9-minute read

VA loans: Benefits, eligibility requirements and more

A VA home loan is a type of mortgage financing available to qualifying veterans and members of the military community. Discover VA loan requirements and how to apply.

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Man kissing forehead of smiling wife in front of home.

8-minute read

How can I use my 401(k) for a down payment?

Want to withdraw or borrow from a 401(k) for a down payment? See the pros and cons here.

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An illustration indicating hard money loans, suggesting loans secured by real estate property.

6-minute read

Hard money loan: Definition and what to watch out for

Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.

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Young woman sitting on tan couch working on laptop and smiling.

4-minute read

Solo households: Analyzing where and how single householders live

Solo households have become increasingly popular over recent decades. Read our analysis of the current data and trends for single vs. couple households.

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Couple signing documents and smiling, indicating a positive real estate transaction.

6-minute read

7/6 ARM: Definition and how it works

Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.

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Plumber Inspecting Sink In House

5-minute read

VA loan inspection requirements: What to know

VA loans don’t come with inspection requirements, but the home must meet VA minimum property requirements. Learn about MPRs and what they entail.

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A charming row of houses with a white picket fence, creating a picturesque neighborhood scene.

9-minute read

Buying a house without a REALTOR®: What to consider

Considering buying a house without a REALTOR®? Learn about how the process works, plus pros and cons, and what you’re responsible for doing on your own.

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Woman Standing On Her Balcony

3-minute read

Is homeowners insurance required? What buyers should know

While homeowners insurance isn’t legally required, mortgage lenders will usually require it. Learn more about homeowners insurance requirements for buyers.

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A house ownership certificate.

3-minute read

Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments

A mortgage credit certificate (MCC) is a tax credit that can help homeowners save on their tax bill. Learn if you’re eligible for an MCC and how to apply.

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