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A modern home adorned with benches and plants in an outdoor setting.

7-minute read

Best mobile home insurance companies for 2023

Need mobile home insurance? Check out a list of the best mobile home insurance companies for 2024 to see which mobile home insurer could be right for you.

Interracial couple with a realtor, signing, possibly representing a diverse couple finalizing a real estate deal with a realtor.

3-minute read

Proprietary leases defined: What they are and how they impact co-ops

A proprietary lease provides co-op shareholders with the right to live in a specified apartment unit. Learn more about proprietary leases and how they work.

3-minute read

Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments

A mortgage credit certificate (MCC) is a tax credit that can help homeowners save on their tax bill. Learn if you’re eligible for an MCC and how to apply.

Young woman sitting on tan couch working on laptop and smiling.

4-minute read

Solo households: Analyzing where and how single householders live

Solo households have become increasingly popular over recent decades. Read our analysis of the current data and trends for single vs. couple households.

Image showing a young businesswoman contemplating while sitting in front of an open laptop.

4-minute read

What credit score do mortgage lenders use? Your quick guide

There are a few credit scores that mortgage lenders primarily use. Learn which are most important and go into the home buying process more prepared.

A father hugging his young son, in their home.

9-minute read

VA loans: Benefits, eligibility requirements and more

A VA home loan is a type of mortgage financing available to qualifying veterans and members of the military community. Discover VA loan requirements and how to apply.

A real estate agent talking to a couple, possibly showing a property.

7-minute read

Letter of explanation: Why it's important and how to write one with your mortgage application

A letter of explanation can be important in the mortgage underwriting and application process. Learn when and how you’ll need to create an explanation letter.

3-minute read

Is homeowners insurance required? What buyers should know

While homeowners insurance isn’t legally required, mortgage lenders will usually require it. Learn more about homeowners insurance requirements for buyers.

5-minute read

VA loan inspection requirements: What to know

VA loans don’t come with inspection requirements, but the home must meet VA minimum property requirements. Learn about MPRs and what they entail.

An illustration indicating hard money loans, suggesting loans secured by real estate property.

6-minute read

Hard money loan: Definition and what to watch out for

Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.

Couple signing documents and smiling, indicating a positive real estate transaction.

6-minute read

7/6 ARM: Definition and how it works

Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.

Man kissing forehead of smiling wife in front of home.

8-minute read

How can I use my 401(k) for a down payment?

Want to withdraw or borrow from a 401(k) for a down payment? See the pros and cons here.

A charming row of houses with a white picket fence, creating a picturesque neighborhood scene.

9-minute read

Buying a house without a REALTOR®: What to consider

Considering buying a house without a REALTOR^®? Learn about how the process works, plus pros and cons, and what you’re responsible for doing on your own.

Woman on phone looking over financial documents.

3-minute read

Easement in gross: Defined and explained

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

6-minute read

The what and why of 4-point inspections

4-point inspection? Continue reading to learn why you might need one and the benefits of performing the inspection before purchasing a new home.

A woman with headphones on a computer, possibly working or relaxing at home.

7-minute read

Short sale vs. foreclosure: Which is better for buyers?

When the real estate market is competitive, you may consider buying a short sale or a foreclosed home. See the differences between short sales and foreclosures.

An elegant home featuring a driveway and meticulously designed landscaping.

8-minute read

5/1 ARM loan: Everything you need to know

A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Read on to learn how a 5/1 ARM could work for you.

Beachfront home against a blue sky, representing luxurious coastal properties.

6-minute read

What is rental property depreciation and how does it work?

Rental property depreciation is a big tax advantage that can make real estate investment profitable beyond the income it generates. Learn how it works.

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