Featured resources
5-minute read
What does under contract mean in real estate?
A home is under contract when the seller has accepted an offer from a buyer to purchase the property. Read more about what under contract means in real estat...
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4-minute read
Mortgage loan originators: What they do and how they can help you
Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.
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7-minute read
Cybersecurity best practices to keep you safe online
How can you stay safe from cyber threats? Start with these 7 tips.
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5-minute read
When is your first mortgage payment due?
Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...
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2-minute read
Wealth Wednesdays
The Wealth Wednesdays series explores the political and societal forces that have historically kept those in the black community from seeing their light and ...
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5-minute read
What is a variance and how do you get one?
If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.<...
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5-minute read
What Is renters insurance? Defined and explained
Renters insurance is a way for renters to protect themselves and their belongings when renting property. Learn about what’s covered with renters insura...
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5-minute read
What are carrying costs in real estate?
Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.
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5-minute read
FHA mortgage insurance removal: A how-to guide
All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.
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6-minute read
What you should know before purchasing a house with deed restrictions
Deed restrictions can limit what property owners do on their land. Learn about deed-restricted communities and real estate, what they are and how they work.
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3-minute read
Intent to occupy letter: What it is and how to write one
To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it....
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4-minute read
Mortgage loan term: What is it, and which option is best for you?
“Loan term” often refers to how much time it takes a borrower to pay off their mortgage when making regular payments. Learn more about loan term opt...
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6-minute read
Buying a condo vs. a house: A guide on how to decide
Are you trying to decide between buying a condo versus a house? Let’s explore what each type of real estate property offers you and your future lifesty...
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5-minute read
What is a contemporary home? A guide to design
Contemporary houses incorporate design elements that are popular at the time when they’re built. Use our guide to learn more about this architectural styl...
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4-minute read
What is a co-borrower? A beginner's guide
When you buy a home with a co-borrower, you typically share ownership of the loan and the home. Let’s explore the pros and cons of having a co-borrower...
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4-minute read
Convertible ARM loan: Is it right for you?
A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and co...
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5-minute read
A guide to conditional approvals for home buyers
A conditional approval means your lender expects to approve your mortgage once you meet certain conditions. Discover how conditional approval works.
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4-minute read
Close of escrow: What you need to know
Close of escrow is the point in the real estate transaction when all parties have fulfilled their responsibilities. Read on to learn how close of escrow work...
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