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A cheerful Asian couple discussing the purchase of a new house, suggesting real estate planning or decisions.

Loan Types - 4-MINUTE READ

Sarah Sharkey - Feb 14, 2024

Understanding FHA 203(b) Loans And How They Differ From FHA 203(k) Loans

FHA 203(b) loans are intended for move-in ready homes and FHA 203(k) loans are used for homes that require significant repairs. Learn more about these loans.

A military man speaking to an advisor, potentially discussing financial aspects or options related to housing.

Loan Types - 4-MINUTE READ

Patrick Russo - Feb 14, 2024

VA Appraisal Fees: What To Expect

Are you considering a VA loan but don’t know what to expect in terms of costs? Learn about the VA appraisal fees you can expect when using this type of loan.

Exterior of white two-story countryside house with black shutters and roof.

Loan Types - 6-MINUTE READ

Scott Steinberg - Feb 14, 2024

FHA 203(k) Loans: A Complete Guide

An FHA 203(k) loan is a type of government loan that can be used to fund a home purchase and renovations under one mortgage. Learn more about 203(k) loans.

A couple looking towards a house possibly the one they just bought and thinking of starting a new chapter in it.

Real Estate - 5-MINUTE READ

Victoria Araj - Feb 14, 2024

Kit Homes: What You Should Know Before Buying

Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.

White stucco bungalow with sloped roof and red door.

Loan Types - 4-MINUTE READ

Miranda Crace - Feb 14, 2024

VA Funding Fee: What To Expect

The VA funding fee is a one-time charge you pay to help fund the VA loan program and protect your lender and the VA from financial losses if you default. Learn more about this payment.
Image depicting a black family of four, possibly emphasizing diversity or representation.

Loan Types - 4-MINUTE READ

Scott Steinberg - Feb 14, 2024

Portfolio Loan: What Is It And How Does It Work?

A portfolio loan can help borrowers who don’t qualify for a traditional mortgage loan. Learn how portfolio loans can fund and unlock real estate opportunities.

Man with bun working at home office.

Mortgage Basics - 8-MINUTE READ

Ashley Kilroy - Feb 13, 2024

How To Get A Mortgage Without 2 Years Of Work History

Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home loan. 

A couple showing a key in front of a house possibly indicating they bought their new home.

Home Buying - 6-MINUTE READ

Scott Steinberg - Feb 12, 2024

What Is The Right Of First Refusal (ROFR) In Real Estate And How Does It Work?

Right of first refusal (ROFR) allows a buyer to submit the first offer when an owner decides to sell. Read on to learn whether ROFR is right for your situation.

Housemates gathering in a living room, possibly portraying shared living or communal spaces.

Mortgage Basics - 8-MINUTE READ

Rachel Burris - Feb 12, 2024

Joint Tenancy: Definition, Pros And Cons

Joint tenancy is a legal agreement where two or more people have equal rights and ownership interests in a property. Learn how it works and the pros and cons.

People signing a mortgage note or document.

Mortgage Basics - 6-MINUTE READ

Hanna Kielar - Feb 10, 2024

What Is A Promissory Note? Definition And Explanation

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

A couple with a real estate agent, engaged in discussion, possibly viewing a property or discussing home options.

Home Buying - 8-MINUTE READ

Patrick Chism - Feb 9, 2024

12 Questions To Ask When Buying A House

For inexperienced home buyers, it’s hard to know what questions to ask when buying a house. Use this checklist to make sure you get all the important information.
Water heater repair, potentially illustrating a repair or maintenance task related to a water heater.

Home Buying - 6-MINUTE READ

Kevin Graham - Feb 7, 2024

Cinch Home Services: Reviews And Pricing

Cinch Home Services could be a solid option for your home warranty needs. In this close-up company review, find out why Cinch is a provider worth considering.

A couple with a real estate agent, potentially engaging in property discussions or viewings.

Mortgage Basics - 12-MINUTE READ

Hanna Kielar - Feb 6, 2024

14 Questions To Ask A Mortgage Lender

The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential questions to ask a mortgage lender.
Small blue house in a backyard, showcasing a compact standalone house in a residential setting.

Loan Types - 5-MINUTE READ

Lauren Bowling - Feb 6, 2024

What Is An RHS Loan?

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

A beautiful classic country house, showcasing a specific architectural style.

Real Estate - 5-MINUTE READ

Carla Ayers - Feb 6, 2024

What Is Passive Real Estate Investing And How Does It Work?

Are you interested in passive real estate investing? Learn different types of passive real estate investments, the pros and cons and how to get started.

Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

Loan Types - 3-MINUTE READ

Kevin Graham - Feb 5, 2024

Fannie Mae Credit Scoring Changes Could Help More Borrowers Qualify

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!

Title insurance concept, symbolizing security and protection in property ownership.

Mortgage Basics

Victoria Araj - Feb 2, 2024

Title Insurance: What You Need To Know

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

A young and a happy family in their new house.

Real Estate - 7-MINUTE READ

Lauren Nowacki - Feb 2, 2024

The Low-Income Housing Tax Credit (LIHTC): Defined And Explained

The Low-Income Housing Tax Credit is a tax incentive that provides affordable housing to low-income residents. Learn more about how this tax credit works.

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