Upfront Mortgage Insurance Premiums (UFMIP): What You Need To Know

Loan Types - 5-minute read

Melissa Brock - December 21, 2023

If you have an FHA loan, you’ll encounter something called an upfront mortgage insurance premium (UFMIP). Uncover the facts about what it is and how it works.

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What Are Mortgage Servicing Rights?

Mortgage Basics - 4-minute read

Melissa Brock - December 21, 2023

Mortgage servicing rights (MSR) are often transferred to a third-party that takes over the administrative tasks of servicing a mortgage in exchange for a fee.

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Wholesale Real Estate: A Beginner’s Guide

Home Buying - 7-minute read

Victoria Araj - December 21, 2023

What is wholesale real estate? This guide will help you understand wholesale real estate basics, how the selling process works and best practices.

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Buying Section 8 Housing: The Homeownership Voucher Program

Mortgage Basics - 6-minute read

Jamie Johnson - December 21, 2023

The Section 8 Housing program provides low-income, disabled and elderly individuals with safe and sanitary shelter. Learn more about how Section 8 works.

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What Is A Modular Home? Definition, Pros, Cons And How To Finance

Home Buying - 6-minute read

Kevin Graham - December 21, 2023

What is a modular home and is it a good option for you? Read our guide to learn about the pros and cons of modular homes as well as how you can finance one.

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Condos: Everything You Need To Know

Home Buying - 8-minute read

Miranda Crace - December 21, 2023

A condo, also known as a condominium, is a housing or residential complex where individuals own their units. Learn more about different types of condos.

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What Is A Warranty Deed?

Mortgage Basics - 4-minute read

Victoria Araj - December 21, 2023

When you buy a home, you want to be sure that no one but you and your mortgage lender hold any claim to the property. Find out how a warranty deed protects you.

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Becoming A Section 8 Landlord: A Guide

Home Buying - 6-minute read

Ashley Kilroy - December 21, 2023

Interested in becoming a Section 8 landlord but worried about additional hassles or responsibilities? Find out what’s involved with being a Section 8 landlord.

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What Is The Real Estate Gift Tax And How Can I Avoid It?

Mortgage Basics - 5-minute read

Jamie Johnson - December 21, 2023

Real estate gift tax applies any time an individual transfers property to someone without receiving full market value in return. Learn how you can avoid it.

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Mortgage Points: What Are They, And Should You Buy Them?

Mortgage Basics - 6-minute read

Hanna Kielar - December 21, 2023

A mortgage point is a fee you pay to help lower the interest rate on a mortgage. Use our handy guide to learn more about discount points and how they work.

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How To Change Homeowners Insurance With Escrow: A Guide

Servicing - 5-minute read

Sarah Sharkey - December 21, 2023

Are you looking to change your homeowners insurance? Read through our complete guide on how to change your homeowners insurance with an escrow account.

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Deficiency Judgment: What Is It And How Does It Work?

Mortgage Basics - 5-minute read

Dan Rafter - December 20, 2023

Read our guide to find out what deficiency judgments are in real estate, how they work in foreclosures and what mortgage borrowers should know about them.

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Home Improvement Grants To Fund Your Next Repair Project

Loan Types - 8-minute read

Scott Steinberg - December 20, 2023

Home improvement grants are a type of financial aid provided to homeowners to make necessary repairs to their home. Check out our guide to find grant resources.

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Gifting Property: Your Options Explained

Home Buying - 6-minute read

Jamie Johnson - December 20, 2023

You’re on a lifelong quest to make your child’s life better than your own. Learn how to gift real estate equity to your loved one in both life and death.

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First-Time Home Buyers And Down Payments: 73% Of Buyers Put Down Less Than You Think

4-minute read

Victoria Araj - December 20, 2023

Many believe they need a 20% down payment to buy a house, but is that true? Let’s look at the actual data surrounding first-time home buyers and down payments.

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2023 Choice Home Warranty Review And FAQs

Home Buying - 8-minute read

Jamie Johnson - December 20, 2023

Here’s everything you need to know about Choice Home Warranty. We’ll discuss cost, plans, reviews, pros and cons and any other questions you may have.

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America’s First Choice (AFC) Home Club: Reviews, Plans And Coverage In 2023

Home Buying - 7-minute read

Sam Hawrylack - December 20, 2023

Curious to see how the AFC Home Club home warranty stacks up against the competition in 2023? Read reviews, plan coverage and more with help from our guide.

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Biggest Home Buying Mistakes

Home Buying - About 7 min.

Victoria Araj - December 18, 2023

In this episode of The Red Desk, we’re going to walk through the most common mistakes that buyers make when purchasing a home.

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