Featured resources

A stock photo portraying a woman shaking hands with a man, potentially in a real estate or home buying context, possibly indicating agreement or partnership.

5-minute read

What does under contract mean in real estate?

A home is under contract when the seller has accepted an offer from a buyer to purchase the property. Read more about what under contract means in real estat...

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A man wearing a headset, likely in a customer service or financial services role.

4-minute read

Mortgage loan originators: What they do and how they can help you

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

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A woman in middle of call or meeting talking with either colleague or customer.

7-minute read

Cybersecurity best practices to keep you safe online

How can you stay safe from cyber threats? Start with these 7 tips.

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A couple paying their mortgage online using a laptop.

5-minute read

When is your first mortgage payment due?

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...

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Black couple in a kitchen drinking coffee and laughing, depicting a couple enjoying a moment together in a kitchen setting.

2-minute read

Wealth Wednesdays

The Wealth Wednesdays series explores the political and societal forces that have historically kept those in the black community from seeing their light and ...

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A realtor showing a house to a couple, potentially in a residential setting.

5-minute read

What is a variance and how do you get one?

If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.<...

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A young lesbian couple using a tablet in bed, representing modern lifestyle and technology use.

5-minute read

What Is renters insurance? Defined and explained

Renters insurance is a way for renters to protect themselves and their belongings when renting property. Learn about what’s covered with renters insura...

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Conversation or discussion about speaking to an agent regarding closing costs in a real estate transaction.

5-minute read

What are carrying costs in real estate?

Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.

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A financial advisor shaking hands with clients, possibly illustrating a successful financial consultation or agreement.

5-minute read

FHA mortgage insurance removal: A how-to guide

All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.

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A couple in a backyard, potentially representing a couple spending time in a backyard setting.

6-minute read

What you should know before purchasing a house with deed restrictions

Deed restrictions can limit what property owners do on their land. Learn about deed-restricted communities and real estate, what they are and how they work.

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Possibly an image depicting occupancy or preparations related to property intent.

3-minute read

Intent to occupy letter: What it is and how to write one

To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it....

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A man reviewing paperwork at a laptop, possibly managing real estate or financial documents.

4-minute read

Mortgage loan term: What is it, and which option is best for you?

“Loan term” often refers to how much time it takes a borrower to pay off their mortgage when making regular payments. Learn more about loan term opt...

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A white house nestled among trees in a suburban area.

6-minute read

Buying a condo vs. a house: A guide on how to decide

Are you trying to decide between buying a condo versus a house? Let’s explore what each type of real estate property offers you and your future lifesty...

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A contemporary home, potentially depicting modern architectural design where a new family just moved in.

5-minute read

What is a contemporary home? A guide to design

Contemporary houses incorporate design elements that are popular at the time when they’re built. Use our guide to learn more about this architectural styl...

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Two women looking at different paint colors for their house.

4-minute read

What is a co-borrower? A beginner's guide

When you buy a home with a co-borrower, you typically share ownership of the loan and the home. Let’s explore the pros and cons of having a co-borrower...

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A beautiful house with a well-maintained lawn and lush trees in the background.

4-minute read

Convertible ARM loan: Is it right for you?

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and co...

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A woman in an office working on a loan application on a laptop.

5-minute read

A guide to conditional approvals for home buyers

A conditional approval means your lender expects to approve your mortgage once you meet certain conditions. Discover how conditional approval works.

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Businesswoman at a cafe making a phone call, potentially discussing business or financial matters.

4-minute read

Close of escrow: What you need to know

Close of escrow is the point in the real estate transaction when all parties have fulfilled their responsibilities. Read on to learn how close of escrow work...

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