Featured resources

Image indicating a worried couple possibly by taxes or some other information written on the paper.

4-minute read

What is mortgage delinquency?

Concerned that you’re falling behind on your mortgage payments? Learn how to avoid mortgage delinquency, plus how to get out of it with help from your lender.

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An Asian couple carrying boxes while moving into a new home.

6-minute read

The costs of buying a house that first-time home buyers should prepare for

Purchasing your first home is a major achievement – so make sure you're financially ready for it. There are several costs to consider when buying a house.

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White condos with small porches, depicting a residential complex or condominiums.

6-minute read

HOA special assessment: What it is and how to handle it

Moving to a neighborhood with an HOA? You should be prepared to pay some extra, unexpected feed. Here's what you need to know about special assessments.

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Middle-aged man applying for a loan while sitting on couch.

6-minute read

Earnest money and VA loans: What you need to know

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a house.

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Group of people discussing mortgage options and paperwork.

8-minute read

Mortgage statements: What are they and how long should you keep them?

Some mortgage documents contain important info you should hold onto for tax purposes. But how long should you keep mortgage statements? Find the answer.

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A Scandinavian-style dining area, showcasing interior design or home decor ideas.

5-minute read

FHA adjustable-rate mortgage: What it is and how it works

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

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A stunning house captured during twilight hours.

5-minute read

Cost basis real estate: How to calculate

Cost basis in real estate is the original value that a buyer pays for their property. Learn more about cost basis and how to calculate it.

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Solar Panels on Roof

6-minute read

Energy-efficient mortgages, explained

An EEM, also known as a green mortgage, can help finance upgrades to make your home more energy-efficient. Explore EEM loan options to help save on utilities.

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Lovely house with a porch and stairs, ideal for a peaceful and relaxing lifestyle potentially indicating good real estate investment.

5-minute read

Reverse mortgage foreclosure: Everything you need to know

At risk of foreclosure on your reverse mortgage? Learn more about the reverse mortgage foreclosure timeline and how you can avoid foreclosure on your home.

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A woman smiling  alone with a cup of tea in a new house, while engaged in unpacking and shifting.

6-minute read

Buying a house as a single woman: A how-to guide

Are you interested in becoming a homeowner but have a single income? Read our guide to learn more about what to expect when buying a house as a single woman.

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An older couple on a couch with a book, depicting relaxation or leisure time at home.

5-minute read

FHA minimum property standards checklist: What you should know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

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Title endorsement, potentially discussing the process of adding endorsements to a property title.

5-minute read

Title endorsements: What they are and when you need them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

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A landlocked property viewed from above, possibly indicating challenges related to access or development.

5-minute read

Buying landlocked property: What you should know

Landlocked property has no direct access to public roads without crossing neighboring land. Read our article on how to get an easement for your property.

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A foreclosed house for sale, depicting a distressed property.

5-minute read

What is a zombie foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.

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Manufactured home in the forest.

8-minute read

Can you get a home equity loan on a manufactured home?

As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.

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A woman managing bills or finances, possibly organizing payments or budgeting.

9-minute read

House poor: What it means and how to avoid it

Being house poor means most of your income goes toward your mortgage. See how people become house poor and learn how to keep it from happening to you.

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Interior of a wood cabin house, showcasing the interior design of a wooden cabin.

8-minute read

Top reasons not to refinance your home: When and why refinancing might be a bad idea

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

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A couple sitting together and looking at documents or paperwork.

6-minute read

Home equity loan vs. mortgage: What's the difference?

Mortgages are home loans used to purchase property. Home equity loans are a type of second mortgage used to access home equity. Learn more here.

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