Discover the average mortgage payment in North Carolina, the factors influencing it, and how mortgage payments in the Tarheel State compare nationally.

Should you refinance your loan with the same lender? It depends on your financial situation and what lenders are offering. Uncover pros and cons to consider....

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.

Conforming loans comply with Fannie Mae and Freddie Mac rules and are thus eligible for purchase and resale to investors. Find out what that means for you.

New to the neighborhood? Being a good neighbor improves quality of life for everyone in an area, and it could even keep your property safer. Here are some ti...

What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...

Jumbo loans are designed for high-value homes and differ from conventional loans in size, rates and requirements. Find out which loan type fits your needs.

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break...

Renovations and home improvement projects can add significant value to your house. Learn more about the best return-on-investment (ROI) improvements for a home.

Site-built homes are constructed entirely at their final location. Discover how these homes are built, their cost, your financing options and the timeline.

Cash-on-cash return is a metric used by commercial real estate investors to see how profitable an investment is. Learn how it works and how to calculate it.

Interested in multiple mortgages? Discover how many mortgages Fannie Mae allows, the borrowing requirements and alternative lending options to consider.

The Low-Income Housing Tax Credit (LIHTC program) is a tax incentive that provides affordable housing to low-income residents. Learn more about this tax credit.

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.

Learn what an escrow refund is, when it happens, and what to do with it so you can plan ahead and make the most of any surplus in your mortgage account.

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....