Featured resources

6-minute read
5 alternatives to a reverse mortgage
Many older adults consider a reverse mortgage to help finance their retirement. If you're one of them, explore these alternatives to see what suits your needs.
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8-minute read
Can I refinance a home equity loan?
Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.<...
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16-minute read
FHA refinance vs. conventional refinance: Which is better?
Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.
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8-minute read
7 ways to refinance a mortgage if you have ‘bad’ credit
If you’re looking to refinance, you’ll typically need to meet credit requirements. But it’s still possible to refinance with bad credit.
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4-minute read
Affordable refinancing programs: RefiNow™ and Refi Possible®
Explore affordable refinancing programs, RefiNow™ and Refi Possible®. Learn if these options are right for you.
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5-minute read
What is a cash-in refinance?
A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...
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7-minute read
Cash-out refinance vs. HELOC: Which is best for you?
Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.
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10-minute read
What is a limited cash-out refinance and how does it work?
A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.
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11-minute read
What is a rate-and-term refinance?
Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.
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9-minute read
FHA loan refinances: Requirements, pros and cons
Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...
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8-minute read
A guide to the no-closing-cost refinance
A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to ...
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7-minute read
FHA Streamline refinance: Pros, cons and rates
An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.
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10-minute read
FHA cash-out refinance: A how-to guide
Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.
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9-minute read
Senior refinance programs for mortgages, and who qualifies
Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.
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4-minute read
Understanding principal reduction: What it is and how it helps homeowners
Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.
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5-minute read
HIRO mortgage program: High LTV refinance option
The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it work...
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7-minute read
Types of mortgage refinance: Which option is right for you?
There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.<...
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