Featured resources

Retired couple in home.

6-minute read

5 alternatives to a reverse mortgage

Many older adults consider a reverse mortgage to help finance their retirement. If you're one of them, explore these alternatives to see what suits your needs.

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Man in blue shirt hunching over table, holding paperwork and looking at a computer.

8-minute read

Can I refinance a home equity loan?

Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.<...

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Small family playing video games together while on a couch.

16-minute read

FHA refinance vs. conventional refinance: Which is better?

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

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A woman writing something on paper possibly working on taxes or finance.

8-minute read

7 ways to refinance a mortgage if you have ‘bad’ credit

If you’re looking to refinance, you’ll typically need to meet credit requirements. But it’s still possible to refinance with bad credit.

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Mother and daugher smiling and snuggling.

4-minute read

Affordable refinancing programs: RefiNow™ and Refi Possible®

Explore affordable refinancing programs, RefiNow™ and Refi Possible®. Learn if these options are right for you.

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A woman smiling and thinking about something possibly an investment.

5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

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Smiling family with baby in front of new home.

7-minute read

Cash-out refinance vs. HELOC: Which is best for you?

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

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An Afro-American woman using a portable computer and smiling, potentially in a home setting.

10-minute read

What is a limited cash-out refinance and how does it work?

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

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Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

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A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

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Image of a mother and father drawing with their child, suggesting a family-oriented activity.

8-minute read

A guide to the no-closing-cost refinance

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to ...

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A couple looking at a window, potentially contemplating real estate views or assessing a property.

7-minute read

FHA Streamline refinance: Pros, cons and rates

An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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A couple enjoying with their daughter who is holding a book.

10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

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Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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A woman smiling while looking at her laptop possibly chatting to someone.

4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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A house with distinctive red shutters, presenting a quaint residential setting.

5-minute read

HIRO mortgage program: High LTV refinance option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it work...

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Aerial view of vibrant and colorful neighborhood, showcasing diverse houses and surroundings.

7-minute read

Types of mortgage refinance: Which option is right for you?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.<...

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