Featured resources

A couple having a beverage in the kitchen and looking outside the window.

8-minute read

Should I refinance to a 15-year mortgage?

Refinancing to a 15-year mortgage may lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.

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A clean white lounge with furniture depicting modern living rooms.

9-minute read

Jumbo loan refinance: A guide for borrowers

Are you considering refinancing your jumbo loan? Learn more about how the refinancing process works and what current jumbo loan refinance rates are like.

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Grey home with white framing and red mulch, depicting a specific house exterior with landscaping.

5-minute read

No cash-out refinance: A guide

If you want a lower interest rate on your mortgage, you can refinance without cash out. Learn more about how no cash-out refinance works.

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Front view of similar brick houses with red and blue door.

9-minute read

What is a VA IRRRL Streamline refinance?

A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.<...

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A woman lost in thought while holding a piece of paper in front of a computer screen.

6-minute read

History of mortgage assistance programs: 2008 – today

No one thinks they’ll need mortgage relief, but life happens. Understanding the history of mortgage assistance programs can give context for today&rsqu...

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Retired couple in home.

6-minute read

5 alternatives to a reverse mortgage

Many older adults consider a reverse mortgage to help finance their retirement. If you're one of them, explore these alternatives to see what suits your needs.

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Man in blue shirt hunching over table, holding paperwork and looking at a computer.

8-minute read

Can I refinance a home equity loan?

Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.<...

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Small family playing video games together while on a couch.

16-minute read

FHA refinance vs. conventional refinance: Which is better?

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

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A woman writing something on paper possibly working on taxes or finance.

8-minute read

7 ways to refinance a mortgage if you have ‘bad’ credit

If you’re looking to refinance, you’ll typically need to meet credit requirements. But it’s still possible to refinance with bad credit.

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Mother and daugher smiling and snuggling.

4-minute read

Affordable refinancing programs: RefiNow™ and Refi Possible®

Explore affordable refinancing programs, RefiNow™ and Refi Possible®. Learn if these options are right for you.

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A woman smiling and thinking about something possibly an investment.

5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

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Smiling family with baby in front of new home.

7-minute read

Cash-out refinance vs. HELOC: Which is best for you?

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

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An Afro-American woman using a portable computer and smiling, potentially in a home setting.

10-minute read

What is a limited cash-out refinance and how does it work?

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

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A couple enjoying with their daughter who is holding a book.

10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

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Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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A woman smiling while looking at her laptop possibly chatting to someone.

4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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A house with distinctive red shutters, presenting a quaint residential setting.

5-minute read

HIRO mortgage program: High LTV refinance option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it work...

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