Types of refinancing

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4-minute read

Affordable refinancing programs: RefiNow™ and Refi Possible®

Explore affordable refinancing programs, RefiNow™ and Refi Possible®. Learn if these options are right for you.

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7-minute read

Understanding current jumbo loan rates

Considering whether to refinance your jumbo loan? Learn more about the refinancing process, plus how to compare today’s jumbo refinance rates.

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5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

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7-minute read

Cash-out refinance vs. HELOC: Which is best for you?

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

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10-minute read

What is a limited cash-out refinance and how does it work?

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

Hands pressing a calculator and writing on a notepad, signifying financial calculations or planning.

8-minute read

How to refinance an FHA loan to a conventional loan

Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan as well as other pros and cons.

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11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

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9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

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4-minute read

No cash-out refinance: A guide

For homeowners looking to refinance their mortgage, a no cash-out refinance could be a useful option. Learn how no cash-out refinances work.

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8-minute read

A guide to the no-closing-cost refinance

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to ...

A couple looking at a window, potentially contemplating real estate views or assessing a property.

7-minute read

FHA Streamline refinance: Pros, cons and rates

An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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6-minute read

Refinancing to a 15-year mortgage: The pros and cons

Refinancing to a 15-year mortgage can lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you....

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5-minute read

HIRO mortgage program: High LTV refinance option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it work...

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7-minute read

Types of mortgage refinance: Which option is right for you?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.<...