Loan types

Featured resources

A single storey red brick house with a green front yard.

4-minute read

How many FHA loans can you have?

Usually you can have multiple FHA loans over a lifetime, but only one at a time. Yet there are exceptions. Learn how they work along with other options.

Cardboard moving boxes stacked, packing and cleaning.

7-minute read

Buying a HomePath property: Is it right for you?

Thinking about buying a HomePath Home? Learn everything you need to know about Fannie Mae’s HomePath properties, and whether buying one might be right for you.

A couple discussing financial or mortgage related topic on laptop.

9-minute read

Home loans for college students: A guide to student loans and mortgages

In this guide, learn how to qualify for mortgage approval with student debt plus the best state and national programs with home loans for college students.

Family gathered together relaxing in living room of home.

4-minute read

How many times can you use a VA loan?

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break it down.

A couple discussing finances or mortgages with an agent.

5-minute read

Fully amortized loan: A definition

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist of.

An image indicating FHA condos, representing condominiums eligible for FHA loans.

6-minute read

FHA-approved condos: The approval process and where to find them

An FHA-approved condo is a condo that can be purchased with an FHA loan. Learn about eligibility, the approval process and where to find FHA-approved condos.

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4-minute read

A guide to the FHA MIP refund chart

Borrowers who refinance their FHA loan within 3 years may be eligible for a refund. Read here to understand the FHA MIP refund chart and what you may get back.

Mother and daughter laughing while baking, depicting a cheerful moment during a baking activity.

8-minute read

FHA down payment assistance: Everything you need to know

Down payment assistance is available to home buyers with an FHA loan, but restrictions and requirements exist. Learn about FHA grants for down payments here.

The front porch of a duplex with two doors, illustrating a multi-unit residential property.

7-minute read

What are FHA multifamily loans and who is eligible?

Thinking about buying a multifamily home to become a landlord? The FHA can help. Learn what you need to qualify for FHA multifamily loans.

A lady drinking coffee at home, representing relaxation or daily routines at home.

10-minute read

FHA vs. conventional loan: Definition and differences

Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.

An image displaying a grey, single-story ranch-style model house with a well-maintained lawn and driveway.

3-minute read

What Is An FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step to the process. Learn how the clause impacts you as a home buyer.

9-minute read

Home equity loan vs. personal loan: What's the best option?

A personal loan is an unsecured loan, while a home equity loan is backed by your home equity. See the main differences between these two loan types.

Bathroom remodel in progress, demonstrating renovations and design improvements.

7-minute read

A complete guide to the Fannie Mae HomeStyle loans for renovations

Looking at bundling home renovation costs into your mortgage? The Fannie Mae HomeStyle loan program makes it easy. Learn how it works and what to expect.

Two couples in a kitchen discussing something.

4-minute read

Reverse mortgage requirements: A complete guide

For a reverse mortgage, seniors must meet certain requirements, which vary according to the option chosen. Learn more about reverse mortgage requirements.

A man and women discussing something on a tab.

8-minute read

What is a 15-year fixed-rate mortgage?

Are you considering a 15-year fixed mortgage? Learn about how 15-year fixed-rate mortgages work and whether this type of loan is right for your situation.

A couple sitting in the living room with their pet dog.

5-minute read

VA loan closing costs: How much are they and who pays them?

Closing costs in connection with a VA loan differ some from the closing costs on a conventional mortgage. Discover the differences and see why they matter.

Construction-related imagery, potentially representing construction projects or property development.

5-minute read

A guide to VA construction loans

VA construction loans can help veterans and active-duty service members finance and build their dream home. Explore VA construction loans and how they work.

A couple enjoying sunlight in their newly bought home surrounded by cardboard boxes.

7-minute read

USDA vs. FHA Loans: Which is better for you?

USDA and FHA loans can offer more lenient requirements for home buyers with low or moderate income. Learn what else these loans can offer and how they differ.

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