Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home l...

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

Interested in a home equity loan, but unsure your credit score is high enough? Learn the minimum credit score for a home equity loan and other requirements.

Homeowners with enough home equity can leverage those funds to cover business purchases. Learn how and determine if this option suits your financial situatio...

Not sure whether to take out a second mortgage or refinance? Read our article to learn about the differences, which might be better and how to get started.

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

Usually you can have multiple FHA loans over a lifetime, but only one at a time. Yet there are exceptions. Learn how they work along with other options.

In this guide, learn how to qualify for mortgage approval with student debt plus the best state and national programs with home loans for college students.

Thinking about a home remodel? If you have enough equity, a home equity loan could help you pay for it. Learn the benefits, risks, and tips for using one.

Borrowers who refinance their FHA loan within 3 years may be eligible for a refund. Read here to understand the FHA MIP refund chart and what you may get bac...

For a reverse mortgage, seniors must meet certain requirements, which vary according to the option chosen. Learn more about reverse mortgage requirements.

USDA and FHA loans can offer more lenient requirements for home buyers with low or moderate income. Learn what else these loans can offer and how they differ...

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and co...

Can you get an FHA loan on a mobile home? Yes! Let’s discuss the pros and cons and everything you need to know about using an FHA loan on a mobile home...

A seller can refuse an FHA-loan backed offer and might do so to avoid FHA appraisal and repair requirements. Learn more on why sellers often refuse FHA loans...

Are VA loans assumable? They are, but what does that mean, exactly? Learn everything you need to know about VA loan assumption here.