Featured resources

7-minute read

FHA Construction-to-permanent loans: A guide

Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.

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7-minute read

FHA income and employment rules

Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.

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7-minute read

Step-by-step FHA loan process

Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...

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7-minute read

FHA student loan guidelines

Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.

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6-minute read

How long does FHA approval take?

How long does FHA approval take? See a clear timeline from preapproval to closing, what affects speed, and tips to fast-track your loan approval. Start now.

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4-minute read

Understanding fully amortized loans

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...

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7-minute read

Non-owner-occupied mortgage rates: What investors need to know

Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.

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6-minute read

Buying a short-sale home with an FHA loan

Buying a short-sale home with an FHA loan is possible if you meet the loan program’s requirements. Learn more about the rules, pros, and cons of this opti...

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6-minute read

Can you buy a foreclosed home with an FHA loan?

You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.

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5-minute read

VA loan vs. conventional loan: What's the difference?

Conventional and VA loans are two different types of mortgages. Trying to decide which is best for you? Read our guide on VA loans vs. conventional loans.

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5-minute read

FHA vs. VA loans: What's the difference, and which one is best for you?

FHA loans and VA loans can be great borrowing options for aspiring homeowners. Learn more about the differences between these two mortgage loan types.

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4-minute read

Single-purpose reverse mortgages: What you need to know

Wondering whether a single-purpose reverse mortgage may be right for you? Learn what it is and the pros and cons of a single-purpose reverse mortgage.

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6-minute read

VA jumbo loan limits, rates, and requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits, and requirements. &nbs...

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7-minute read

Your guide to debt-to-income (DTI) ratio for VA loans

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.<...

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6-minute read

Can you build a barndominium with an FHA loan?

Yes, you can use an FHA loan to buy or build a barndominium, but the process is unique. Here’s what to expect when financing this type of house with a FHA...

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6-minute read

Can you build a barndominium with a VA loan?

Yes, you can use a VA loan to buy or build a barndomini...

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4-minute read

Do USDA loans require mortgage insurance?

For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural hom...

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6-minute read

Can you buy a foreclosed property with a VA loan?

Veterans Affairs home loans have helped millions of veterans to become homeowners. But can you buy a foreclosure with a VA loan? Read on to find out.

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