Featured resources

Mother hugging her young son.

8-minute read

Native American home loans: What you need to know

If you’re a member of an indigenous community, you may have Native American home loan choices. We’ll take a look at these and other mortgage financi...

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Middle aged couple sitting on couch, holding a tablet and looking at each other.

8-minute read

How long does it take to get a home equity loan?

It takes time to apply and get approved for a home equity loan. Find out about how long the process takes from start to finish, as well as what to expect.

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A Scandinavian-style dining area, showcasing interior design or home decor ideas.

5-minute read

FHA adjustable-rate mortgage: What it is and how it works

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

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Manufactured home in the forest.

8-minute read

Can you get a home equity loan on a manufactured home?

As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.

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A family happily looking at home improvements online, exploring renovation options or planning upgrades.

9-minute read

What can you use a home equity loan for?

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

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White ranch-style house with solar panels, showcasing a ranch-style home with solar energy installations.

12-minute read

The quick guide to solar loans

Solar loans provide financing for solar panels and solar installations. Learn more about solar loans and whether one can make solar affordable for you.

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Man working a laptop, drinking coffee at a cafe with a living wall behind him.

6-minute read

Home equity loan approval when you're self-employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative op...

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New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...

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A green two-story house by a tree.

7-minute read

20-year vs. 30-year mortgage: How to decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home l...

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Young Asian family reviewing real estate paperwork together, possibly discussing or going through documents related to a property.

3-minute read

How FHA identity of interest can affect your down payment

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

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Woman Sitting at desk in striped shirt looking at a laptop and holding a pen.

4-minute read

What is the minimum credit score for a home equity loan?

Interested in a home equity loan, but unsure your credit score is high enough? Learn the minimum credit score for a home equity loan and other requirements.

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Group of business people gather at a table around an open laptop computer.

6-minute read

How to use your home equity to build a business

Homeowners with enough home equity can leverage those funds to cover business purchases. Learn how and determine if this option suits your financial situatio...

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Interior of a modern condo, showcasing contemporary design and decor.

7-minute read

Second mortgage vs. refinance: What's the difference?

Not sure whether to take out a second mortgage or refinance? Read our article to learn about the differences, which might be better and how to get started.

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Row of new homes in Las Vegas, showcasing a row of newly constructed homes in Las Vegas.

3-minute read

Getting an FHA loan while self-employed: Guidelines and tips

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

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A contemporary house with a spacious yard and a balcony, showcasing modern architecture.

7-minute read

USDA home loan requirements

USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here...

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Young woman using laptop on gray sofa.

7-minute read

How many home equity loans can I have?

While having multiple home equity loans is uncommon, you can have as many as you qualify for. Learn how it works when you have more than one home equity loan...

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A woman looking at a phone screen, possibly browsing or engaging in real estate-related activities.

7-minute read

What is an FHA mortgage insurance premium (MIP)?

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payme...

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Contractor writing inspection checklist while renovating a bathroom.

10-minute read

FHA appraisal and inspection: Guidelines and requirements

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

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