Featured resources

7-minute read

How to get a VA loan after bankruptcy

Getting a VA loan after bankruptcy is possible, but there’s a process that some may find challenging. Here’s what to expect.

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5-minute read

VA home loan occupancy requirements

VA home loan occupancy requirements mandate that you live in the property you purchase with a VA loan. Learn more about how to meet this standard.

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4-minute read

VA loan forbearance: Everything you need to know

If you have a VA loan and are facing financial difficulties, your options extend beyond a VA loan forbearance. See how to catch up and what to do next.

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10-minute read

What is a 15-year fixed-rate mortgage?

Are you considering a 15-year fixed-rate mortgage? Learn more about fixed interest rates and find out whether a 15-year mortgage is right for your needs.

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7-minute read

What is a VA loan foreclosure and how can you prevent it?

If you’ve fallen behind on your VA loan payments, you may be worried about foreclosure. Learn about your options and how to avoid foreclosure.

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8-minute read

VA housing grants for disabled veterans

VA housing grants can provide nonrepayable financial help to make homes more accessible for disabled veterans. Learn more about how these programs work.

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5-minute read

What is a VA-guaranteed loan?

The Department of Veterans Affairs guarantees home loans to eligible military personnel, veterans, and their surviving spouses. Learn more about how they wor...

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3-minute read

USDA guarantee fees: What are they and how do they work?

USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.

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8-minute read

Different types of mortgages and how they work

There is a home loan for everyone, but which type of mortgage is best for you? Use this article to understand the types of home loans and how they work.

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10-minute read

Can you build a barndominium with a USDA loan?

Yes, you can use a USDA loan to buy or build a barndominium. Here are the requirements and what to expect when financing this type of house with a USDA loan.

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7-minute read

What is a jumbo loan in California? 2025 jumbo mortgage limits and requirements

Discover the 2025 jumbo loan limits in California, how they compare to conforming loans, and what home buyers should know about qualifying for larger mortgages ...

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7-minute read

SCRA mortgage protections: What to know

The Servicemembers Civil Relief Act (SCRA) mortgage protections include reducing interest rates to 6% in specific cases and guidelines related to foreclosures.

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5-minute read

FHA nonoccupant co-borrowers: Guidelines and how they can help

Nonoccupant co-borrowers can make a big difference in the qualifying process for an FHA loan. Learn the requirements for using this process effectively.

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5-minute read

Nonconforming loans: What are they and how do they work?

Wondering what a nonconforming loan is and how one works? Learn about your mortgage options and see whether a nonconforming loan is the best option for you.

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5-minute read

FHA minimum property standards checklist: What to know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

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5-minute read

How to get a VA Certificate of Eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step to getting a VA home loan. Learn why you need a VA COE and how to get one.

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6-minute read

FHA reserve requirements for 2025

Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...

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4-minute read

FHA DTI ratio requirements (2026 guide)

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

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