You may have heard of a land survey, but do you know what it entails and when you might need one? If you plan to purchase a new home on a large parcel of land, you may need to have a land survey conducted on the property to know what you’re really buying.
Learn more about the different types of land surveys, how much they typically cost and what they can offer to the property owner.
What Is Land Surveying?
What’s included in a land survey will depend on the depth of the type of survey you plan to have conducted. At a minimum, a land survey includes measuring and recording the boundaries, elevation levels and angles of a parcel of land.
Essentially, a land survey provides you with a documented understanding of the boundaries of a property.
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Why You Need A Land Survey
To survey your land, you will need to hire a professional who can perform legal land surveys. Different land survey methods can be used, depending on the size and shape of the property. Updated records from a land survey are good to have on hand and may be needed for a variety of reasons.
Here are some of the reasons why you may need a land survey:
- Resolving neighborly disputes: Land surveys can be used to resolve boundary issues with neighbors. This is a great way to practice good neighbor etiquette.
- Buying or selling real estate: You’ll want to know exactly what’s included if you plan to sell or buy a piece of land.
- Installing utilities: You will need to know boundary lines to put utilities within fencing. You will also need a land survey if you’re putting in a new septic system.
- Divvying up the land: A land survey is necessary if you plan to create smaller lots of land out of the larger parcel.
- Updating a survey: You have an outdated land survey and need a refreshed one.
- Fulfilling mortgage requirements: When applying for a mortgage, you may be required to hire a land surveyor to conduct a land survey on the property. This will depend on the type of mortgage you’re applying for and if your mortgage lender legally requires it.
1. Boundary Survey
This type of land survey is used to locate the corners and property boundary lines of a parcel of land. A boundary survey will use both recorded deeds and physical markers to define the boundary lines on a piece of land.
A boundary survey does require both record and field research. It’s typically used for personal records and locating easements.
Average cost: $100 – $600
2. ALTA Survey
An American Land Title Association (ALTA) survey provides a lender and/or title company with required survey data to deliver an ALTA insurance policy. An ALTA survey is commonly done before purchasing a piece of property or investing in a new home.
Average cost: $2,000 – $3,000
3. Topographic Survey
Topographic surveys are used to understand the locations of both human-made and natural features on a parcel of land. These features may include roads, buildings, ditches, trees, streams and utilities.
This type of survey is most commonly used by architects and engineers working on property improvement plans.
Average cost: $500 – $1,200
4. As-Built Survey
An as-built survey is best for those who are planning to build a large home or work on a landscape construction project. A professional surveyor provides a three-dimensional rendering of your home using lasers. An as-built survey can provide you with interior and exterior blueprints, which are highly accurate.
Average cost: $700 – $1,300
5. Mortgage Survey
Similar to an ALTA survey, a mortgage survey is used when purchasing a home or piece of property. It verifies structures on the property, land and property title owners, and that the property meets all building and zoning codes before the purchase is made.
Average cost: $450 – $600
6. Subdivision Survey
Just like the name implies, this survey is used to divide a piece of land into smaller pieces, also called lots. A subdivision survey must be recorded by a government agency, most likely both local and state.
Average cost: $300 – $400 per lot
7. New Construction Survey
A new construction survey is necessary before establishing structures on a parcel of land, including roads, utilities and buildings. This type of survey utilizes both vertical and horizontal grading.
Vertical positions are verified by differences in elevations in comparison to a specific location on the property, which is known as the benchmark. Horizontal positions are determined by distances between structures.
Average cost: $1,000 – $1,500
How Much Does A Land Survey Cost?
The cost of a land survey typically ranges from $400 – $1,000, with an average price of $600. However, this price can vary significantly, depending on the type of survey, the dimensions of the property and the level of accessibility to the property.
The price of a land survey will increase with a property’s acreage and the uniqueness of the property shape. The location of the property can also be an important factor in the cost of conducting a land survey. You may find that the average cost range for a land survey is much higher in some states than others.
How To Survey Your Own Property
Hiring a professional land surveyor is the best option if you plan to submit the documentation as legal property records. However, you’re able to survey your own property for personal records by analyzing the plat map of the property.
If you recently purchased a new property, there may still be opportunities to establish physical markers on your lot to mark boundaries.
This can be found in paperwork like a property deed or online as a public record. You can find past land survey records on your local county assessor’s website or at the county recorder’s office.
Remember, surveying your own property cannot be used for legal purposes but may be used for personal records.
The Bottom Line
Having a legal land survey conducted on your property is a smart homeowner move, especially if you’re dealing with disputes over property lines with neighbors or if you just recently purchased a new home.
With this list of different types of land surveys, determine which one is the best fit for what you need or what may be required from you. If you aren’t sure which is the best pick, talk to professional land surveyors in your area for their expertise regarding your situation.
Before you can have your land surveyed, you need a lot to build on or a home to buy. Get a head start and apply for a mortgage with the Home Loan Experts at Rocket Mortgage®.
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