Home buying process

Learn what's in store at every stage of the home buying process

Realtor and client hugging in front of home.

Featured resources

Checklist for buying your first house

The process of buying a home can be complicated, especially for first-time buyers. Make it simpler with this house buying checklist.

How to find open houses near you: 6 tips

Ready to find your next home, but not sure where to start? Check out our guide to finding open houses in your area, plus tips on how to prepare for them.

Featured resources

Houseboats floating on water, likely in a residential area.

7-minute read

Natural hazard disclosure report (NHD): What it is and what it covers

A natural hazard disclosure report (NHD) shows whether a property is in a flood, fire, earthquake, or dam inundation zone. Learn how to use it before closing...

Two children waiting for a school bus, possibly after using an easement to get to the bus stop.

6-minute read

What are prescriptive easements and are they a deal breaker?

Prescriptive easements are held by people who gain a right to use someone else’s property. Find out if you should buy property encumbered with easement...

Couple with daughter smiling among boxes inside newly moved into home.

5-minute read

What is a kick-out clause and should you include one?

A kick-out clause allows sellers who’ve accepted an offer to continue showing their home. Learn about other features of a kick-out clause in real estat...

A woman with glasses using her laptop with some worry.

6-minute read

The ATR/QM rule: What it is and what borrowers should know

Lenders have an obligation to make sure you can repay a mortgage before they give you a loan. The ATR/QM rule helps then evaluate your finances.

A woman working on a computer with papers scattered around.

8-minute read

Online house auctions: What are they and how do they work?

An online home auction lets buyers bid on properties digitally. This is how online auctions work, plus the risks, benefits, and what to expect when bidding.<...

Woman looking off into distance smiling softly.

6-minute read

Letter to home seller from buyer: What to include

If you find your dream home in a competitive market, appealing directly to the seller may help your offer. This house offer letter sample gives you a s...