Terence Loose has held editorial positions at national magazines, as well as analyst and writer positions at Netflix. He has written extensively on everything from finance and real estate to entertainment and travel, and holds an MFA from UCLA. He is the author of the 2024 novel Aloha Is Dead.

Terence Loose

Contributing writer

Terence Loose has held editorial positions at national publications, as well as movie and TV analyst and writer positions at Netflix. He has written extensively on everything from business, personal finance and real estate to entertainment, celebrity and travel. His work has appeared on prominent finance sites like GOBankingRates, Yahoo!, CNBC, among others, as well as in publications such as COAST, Riviera, Movieline, The Los Angeles Times, and The OC Register.
 
Loose’s novel, Aloha Is Dead, was published in 2024 and he has taught writing and storytelling at UCLA, UCI, and Netflix, and holds an MFA from UCLA. An avid waterman, when he is not typing, Loose is surfing, diving or trying to spear dinner.

Expertise

Mortgage
Real Estate
Personal Finance

Education

MFA, UCLA

Recent Articles

Family Moving Into New House

9-minute read

What does it mean to lease a house?

Renting a house is different from renting an apartment. If you aren’t ready to buy, here’s what you should know before leasing a house.

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Couple reviewing bills on laptop and papers nearby.

6-minute read

First lien vs. second lien: What’s the difference?

Second lienholders agree to be subordinate to the first if a borrower defaults or files for bankruptcy. Understanding this can help you manage your finances.

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Potentially an image related to Schedule E, possibly associated with tax or financial documentation.

7-minute read

Schedule E tax forms: Reporting your rental income

If you earn rental income, you may need to fill out a Schedule E tax form this year. Learn more about reporting your gains and losses with our handy guide.

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Probably a women calculating her taxes or finances.

13-minute read

What are closing costs and how much will you pay?

For a home buyer, closing costs are typically 3% – 6% of the loan amount. Learn more about h...

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A woman looking at mail, potentially in a home or personal finance context.

5-minute read

Regulation Z, or the Truth in Lending Act (TILA): Explained

Regulation Z, or the Truth in Lending Act, requires lenders to disclose key loan details like terms, interest rates, and annual percentage rates (APRs).

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Large white two story house with porch atop a vast green lawn.

9-minute read

How to get out of a mortgage loan

Whether you’re facing financial issues or major life changes, knowing how to get out of a mortgage loan the right way is important. Learn about your optio...

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A couple viewing information together on a laptop.

6-minute read

The Real Estate Settlement Procedures Act (RESPA) explained

RESPA protects prospective home buyers by increasing lender transparency and outlawing certain predatory real estate practices.

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A woman with headphones on a computer, possibly working or relaxing at home.

7-minute read

Short sale vs. foreclosure: What’s the difference?

A short sale is a voluntary procedure, while a foreclosure isn’t. Understanding both processes can help borrowers make decisions when facing mortgage defa...

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Couple embracing while looking at home.

7-minute read

Step-by-step FHA loan process

Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...

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