Headshot of Samantha Hawrylack

Sam Hawrylack

Contributing writer

Samantha Hawrylack is an SEO Strategist and Content Writer specializing in finance and real estate with seven years of experience in the industry. After earning her Bachelor's in Finance and Master's of Business Administration from West Chester University of Pennsylvania, she began her career holding Series 7 and 63 licenses at Vanguard, helping clients optimize their investments. In 2019, she transitioned to full-time entrepreneurship as the CEO and Founder of SJ Digital Solutions, a digital marketing agency focused on creating content that converts.
Samantha's unique background combines financial expertise with powerful digital marketing strategies, making her content both technically accurate and highly engaging for readers seeking mortgage, real estate, and personal finance guidance. Through her work with major financial institutions and real estate platforms, she has developed a talent for explaining complex financial concepts in accessible terms that empower readers to make informed decisions about home buying, mortgage options, and real estate investments.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Bachelors of Science in Finance and Masters of Business Administration from West Chester University of Pennsylvania, previously Series 7 and 63 Certified

Recent Articles

A diverse group of children sitting attentively in a classroom, engaged in learning and interacting with their teacher and peers.

5-minute read

A guide to the many meanings of ‘homes for heroes’

“Homes for heroes” refers to cause-related companies that help provide housing for various heroes. Keep reading to understand these companies and th...

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Row of upscale condos, showcasing modern residential buildings or properties.

8-minute read

The hidden costs of late mortgage payments

Are you worried about the effects of making a late mortgage payment? Learn more about missing a mortgage payment, including how it affects your credit and more.

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Illustration of a field side with a road beside and stream flowing.

5-minute read

2025 USDA eligibility map: What it is and how to use it

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

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Multiple houses in a row, representing a residential area or neighborhood.

7-minute read

Real estate investing: How many mortgages can you have?

Interested in multiple mortgages? Discover how many mortgages Fannie Mae allows, the borrowing requirements and alternative lending options to consider.

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A breathtaking aerial view of lush green fields and gently rolling hills in the serene countryside.

6-minute read

What is adverse possession in real estate?

Adverse possession can give trespassers the legal right to claim ownership of your property. Learn more about adverse possession and how to prevent it.

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Rooftops in a neighborhood, portraying a community or residential area.

6-minute read

Restrictive covenants explained

Restrictive covenants are rules in the deed that limit how the homeowner can use their property. Learn more about these rules and how they may affect you.

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A man inspecting the underside of a kitchen sink while holding a clipboard.

4-minute read

A guide to new construction phase inspections

New construction phase inspections can help ensure your new home is built to last. Explore the three phases, their costs and why they’re important.

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Modern modular home exterior, potentially depicting a contemporary prefab home design.

4-minute read

Modular home prices: What to expect when buying

Get familiar with average modular home prices, prices per square foot, factors that affect modular home cost, and how to budget for your home buying needs.

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Young woman with tattoos and short white hair working on a laptop with paperwork, indicating financial or work-related tasks.

7-minute read

Rolling student loans into a mortgage: The pros, cons and alternatives

Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.

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