Sam Hawrylack

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

An open-end mortgage allows you to borrow the maximum loan amount you're approved for, even if you don't need it all to buy. Learn about open-end loans here....

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan, as well as the pros and cons.

Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you....

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a h...

Higher home prices in California mean you can expect to pay more in closing costs. Learn more about typical closing costs when buying a home in California.

FHA loans can help buyers afford a home in Virginia with a low down payment and less-than-perfect credit. Learn how FHA loans work and who's eligible.

Yes, you can refinance with a new lender and you may benefit from doing so. Learn what you should consider before seeking refinancing opportunities.