Sam Hawrylack
Contributing Writer
Samantha Hawrylack is an SEO Strategist and Content Writer specializing in finance and real estate with seven years of experience in the industry. After earning her Bachelor's in Finance and Master's of Business Administration from West Chester University of Pennsylvania, she began her career holding Series 7 and 63 licenses at Vanguard, helping clients optimize their investments. In 2019, she transitioned to full-time entrepreneurship as the CEO and Founder of SJ Digital Solutions, a digital marketing agency focused on creating content that converts.
Samantha's unique background combines financial expertise with powerful digital marketing strategies, making her content both technically accurate and highly engaging for readers seeking mortgage, real estate, and personal finance guidance. Through her work with major financial institutions and real estate platforms, she has developed a talent for explaining complex financial concepts in accessible terms that empower readers to make informed decisions about home buying, mortgage options, and real estate investments.
Recent Articles
7-minute read
Rolling student loans into a mortgage: The pros, cons and alternatives
Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.
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5-minute read
How to refinance an FHA loan to a conventional loan
Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan, as well as the pros and cons.
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8-minute read
The hidden costs of late mortgage payments
Are you worried about the effects of making a late mortgage payment? Learn more about missing a mortgage payment, including how it affects your credit and more.
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6-minute read
What is an open-end mortgage and should you consider getting one?
An open-end mortgage allows you to borrow the maximum loan amount you're approved for, even if you don't need it all to buy. Learn about open-end loans here....
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9-minute read
What can you use a home equity loan for?
A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.
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7-minute read
Kit homes: What you should know before buying
Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you....
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5-minute read
Earnest money and VA loans: What you need to know
Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a h...
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7-minute read
Should I choose a new lender for a home equity loan?
Yes, you can refinance with a new lender and you may benefit from doing so. Learn what you should consider before seeking refinancing opportunities.
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4-minute read
Average closing costs in Florida
The average closing costs when buying a home in Florida are higher than the national average. Learn more about Florida closing costs and who pays them.
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