Photo of a woman with long blonde hair standing in front of a line of trees, blurred in the background.

Sam Hawrylack

Contributing writer

Samantha Hawrylack is an SEO Strategist and Content Writer specializing in finance and real estate with seven years of experience in the industry. After earning her Bachelor's in Finance and Master's of Business Administration from West Chester University of Pennsylvania, she began her career holding Series 7 and 63 licenses at Vanguard, helping clients optimize their investments. In 2019, she transitioned to full-time entrepreneurship as the CEO and Founder of SJ Digital Solutions, a digital marketing agency focused on creating content that converts.
Samantha's unique background combines financial expertise with powerful digital marketing strategies, making her content both technically accurate and highly engaging for readers seeking mortgage, real estate, and personal finance guidance. Through her work with major financial institutions and real estate platforms, she has developed a talent for explaining complex financial concepts in accessible terms that empower readers to make informed decisions about home buying, mortgage options, and real estate investments.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Bachelors of Science in Finance and Masters of Business Administration from West Chester University of Pennsylvania, previously Series 7 and 63 Certified

Media mentions

LinkedIn

Recent Articles

Rooftops in a neighborhood, portraying a community or residential area.

6-minute read

Restrictive covenants explained

Restrictive covenants are rules in the deed that limit how the homeowner can use their property. Learn more about these rules and how they may affect you.

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Small cottage home with stone walls, chimney and a front bay window.

4-minute read

How much house can I afford on $80K?

Starting your home buying journey with a salary of $80,000 a year? Find out your mortgage options and how much house you can afford on $80,000.

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A couple meeting with a tax advisor, potentially discussing financial or real estate planning with a professional.

5-minute read

Are home equity loans tax deductible?

Depending on how you use the loan, home equity loan interest can be tax deductible. Learn more about the requirements for tax-deductible mortgage interest.

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A man inspecting the underside of a kitchen sink while holding a clipboard.

4-minute read

A guide to new construction phase inspections

New construction phase inspections can help ensure your new home is built to last. Explore the three phases, their costs and why they’re important.

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A man looking at his phone with somewhat surprised expressions.

4-minute read

What happens if you made an offer on a house but received no response?

Wondering why a seller hasn’t responded to your offer? Although they typically do so, sellers are not legally obligated to respond. Learn what to do next.

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Modern modular home exterior, potentially depicting a contemporary prefab home design.

4-minute read

Modular home prices: What to expect when buying

Get familiar with average modular home prices, prices per square foot, factors that affect modular home cost, and how to budget for your home buying needs.

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Young woman with tattoos and short white hair working on a laptop with paperwork, indicating financial or work-related tasks.

7-minute read

Rolling student loans into a mortgage: The pros, cons and alternatives

Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.

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A family happily looking at home improvements online, exploring renovation options or planning upgrades.

9-minute read

What can you use a home equity loan for?

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

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A banker discussing a loan with a couple.

4-minute read

What is a mortgage banker? Services, responsibilities and more

A mortgage banker is an individual or entity that originates, services and sells mortgages. Read on to learn more about their responsibilities to borrowers.

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