Headshot of Samantha Hawrylack

Sam Hawrylack

Contributing writer

Samantha Hawrylack is an SEO Strategist and Content Writer specializing in finance and real estate with seven years of experience in the industry. After earning her Bachelor's in Finance and Master's of Business Administration from West Chester University of Pennsylvania, she began her career holding Series 7 and 63 licenses at Vanguard, helping clients optimize their investments. In 2019, she transitioned to full-time entrepreneurship as the CEO and Founder of SJ Digital Solutions, a digital marketing agency focused on creating content that converts.
Samantha's unique background combines financial expertise with powerful digital marketing strategies, making her content both technically accurate and highly engaging for readers seeking mortgage, real estate, and personal finance guidance. Through her work with major financial institutions and real estate platforms, she has developed a talent for explaining complex financial concepts in accessible terms that empower readers to make informed decisions about home buying, mortgage options, and real estate investments.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Bachelors of Science in Finance and Masters of Business Administration from West Chester University of Pennsylvania, previously Series 7 and 63 Certified

Recent Articles

6-minute read

Builder’s risk insurance: A complete guide

Builder's risk insurance offers financial protection for properties under construction. Learn what it covers, what it doesn't, and when you need a policy.

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7-minute read

Buying commercial property for beginners: How to start

Buying commercial property is a great first step for future real estate investors. Learn how to get into commercial real estate with our comprehensive guide....

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5-minute read

How to refinance an FHA loan to a conventional loan

Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan, as well as the pros and cons.

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7-minute read

Kit homes: What you should know before buying

Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you....

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9-minute read

What can you use a home equity loan for?

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

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5-minute read

Earnest money and VA loans: What you need to know

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a h...

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4-minute read

Average closing costs in California

Higher home prices in California mean you can expect to pay more in closing costs. Learn more about typical closing costs when buying a home in California.

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5-minute read

What is a hard money loan?

Hard money loans, unlike traditional loans, require a hard asset like real estate to secure. Learn about the pros and cons of hard money loans.

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10-minute read

FHA loans in Virginia

FHA loans can help buyers afford a home in Virginia with a low down payment and less-than-perfect credit. Learn how FHA loans work and who's eligible.

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